/* Source: premium.css */
/* Checksdirekt · Klarer Vergleich / Weiterentwicklung 02 */
:root{--blue:#2946ed;--blue-deep:#1930b5;--navy:#101e43;--ink:#182646;--muted:#5c6880;--paper:#fff;--ice:#f1f5fb;--line:#d9e0ed;--radius:12px;--ease:cubic-bezier(.22,1,.36,1);--display:'Manrope',Arial,sans-serif;--body:'DM Sans',Arial,sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:112px}body{margin:0;color:var(--ink);background:#fff;font:400 16px/1.6 var(--body);-webkit-font-smoothing:antialiased}body.modal-open{overflow:hidden}button,input,a{-webkit-tap-highlight-color:transparent}button,input{font:inherit}button,a,summary{touch-action:manipulation}button{cursor:pointer}a{color:inherit;text-decoration:none}button{color:inherit}img{display:block;max-width:100%;height:auto}h1,h2,h3,p,figure{margin:0}h1,h2,h3{font-family:var(--display)}button{border:0}svg{width:24px;height:24px;fill:none;stroke:currentColor;stroke-width:1.5;stroke-linecap:round;stroke-linejoin:round;flex-shrink:0}::selection{background:#cad7ff;color:#152b71}a:focus-visible,button:focus-visible,summary:focus-visible,input:focus-visible,[tabindex]:focus-visible{outline:3px solid #b589ff;outline-offset:5px}button:disabled{cursor:not-allowed;opacity:.4}.sr-only{position:absolute;width:1px;height:1px;padding:0;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.skip-link{position:fixed;z-index:300;top:-80px;left:20px;padding:12px 20px;background:var(--blue);color:white}.skip-link:focus{top:12px}.wrap{width:min(1280px,calc(100% - 112px));margin-inline:auto}.section{padding-block:116px}h2{font-size:clamp(38px,3.65vw,58px);font-weight:500;line-height:1.14;letter-spacing:-.053em}h2 em{font-style:normal;color:var(--blue)}.section-kicker{display:flex;gap:20px;align-items:center;font-size:12px;font-weight:600;line-height:1.4;letter-spacing:.12em}.section-kicker>span{color:var(--blue)}.section-heading{display:flex;align-items:flex-end;justify-content:space-between;gap:60px;margin-bottom:52px}.section-heading h2{margin-top:25px}.section-heading>p{max-width:350px;color:var(--muted);font-size:17px;line-height:1.8;padding-bottom:5px}.section-note{font-size:13px;color:var(--muted);margin-top:20px}.button{display:inline-flex;justify-content:center;align-items:center;min-height:56px;padding:16px 25px;border-radius:7px;font-size:15px;line-height:1.5;font-weight:600;position:relative;isolation:isolate;transition:background .25s,box-shadow .3s,transform .35s var(--ease);white-space:nowrap}.button:hover{transform:translateY(-2px)}.button:active{transform:translateY(0)}.button-blue{background:var(--blue);color:#fff;box-shadow:0 2px 3px #12297b09}.button-blue:hover{background:var(--blue-deep);box-shadow:0 8px 24px #2946ed23}.button-white{background:#fff;color:#122953}.button-white:hover{background:#e9f1ff;box-shadow:0 8px 30px #00123240}.button-outline{background:transparent;border:1px solid #c6cedc}.button-outline:hover{background:var(--ice);border-color:#9aa9c7}.button-glass{background:#ffffff0d;border:1px solid #8baaff66;color:#fff}.button-glass:hover{background:#ffffff18;border-color:#adc2ff}.button-small{min-height:44px;padding:12px 18px;font-size:14px}.text-link{padding:0;background:transparent;display:inline-flex;align-items:center;position:relative;font-size:15px;font-weight:600;line-height:1.7;text-align:left;width:fit-content;max-width:100%;isolation:isolate}.link-rule{position:absolute;left:0;right:0;bottom:-5px;height:1px;background:currentColor;transform-origin:left;transform:scaleX(.25);transition:transform .4s var(--ease);opacity:.7}.text-link:hover .link-rule{transform:scaleX(1)}.check{display:inline-block;width:12px;height:7px;border-bottom:1.5px solid currentColor;border-left:1.5px solid currentColor;transform:rotate(-45deg);vertical-align:middle;flex-shrink:0}

/* A quiet utility strip keeps the prior studies within reach. */
.study-bar{min-height:34px;display:flex;justify-content:space-between;align-items:center;padding:6px 4%;background:#0e1c3b;color:#c6d0e8;font-size:12px;line-height:1.5}.study-bar>span{letter-spacing:.1em;font-size:10px}.study-bar nav{display:flex;align-items:center;gap:22px}.study-bar nav a{transition:color .2s}.study-bar nav a:hover{color:#fff}.study-bar nav a[aria-current]{color:#fff}.study-bar nav a[aria-current]:before{content:'';display:inline-block;vertical-align:middle;width:5px;height:5px;border-radius:50%;margin-right:8px;background:#a8c7ff}.site-header{height:94px;background:#ffffffef;backdrop-filter:blur(16px);display:flex;align-items:center;justify-content:space-between;gap:26px;padding:0 4%;position:sticky;top:0;z-index:50;border-bottom:1px solid #e3e8f3;transition:height .3s var(--ease),box-shadow .3s}.site-header.is-scrolled{height:78px;box-shadow:0 3px 18px #12295808}.brand{font-family:var(--display);font-size:27px;font-weight:800;letter-spacing:-1.4px;display:inline-flex;align-items:center;gap:9px;line-height:1;flex-shrink:0}.brand-light{font-weight:500}.brand>span:last-child{display:flex;align-items:baseline}.brand i{display:block;background:var(--blue);width:5px;height:5px;border-radius:50%;margin-left:3px}.brand-symbol{font-family:Arial,sans-serif;font-size:34px;font-weight:700;width:36px;height:40px;display:flex;align-items:center;justify-content:center;border:1.6px solid currentColor;border-radius:50% 50% 8px 50%;padding-bottom:3px;letter-spacing:-2px}.main-nav{display:flex;gap:30px;margin-left:auto;margin-right:auto;font-size:14px;font-weight:500;white-space:nowrap}.main-nav a{position:relative;padding-block:7px}.main-nav a:after{content:'';position:absolute;bottom:0;left:0;width:100%;height:1.5px;background:var(--blue);transform:scaleX(0);transform-origin:left;transition:transform .3s var(--ease)}.main-nav a:hover:after,.main-nav a.is-active:after{transform:scaleX(1)}.header-actions{display:flex;align-items:center;gap:18px}.header-phone{display:flex;align-items:center;justify-content:center;width:36px;height:36px;border-radius:50%;transition:background .2s}.header-phone:hover{background:var(--ice)}.header-phone svg{width:19px;height:19px}.menu-button{display:none;background:none;width:44px;height:44px;padding:10px}.menu-button span{display:block;height:1.5px;background:var(--ink);margin:6px 0;transition:transform .25s}.menu-button[aria-expanded=true] span:first-child{transform:translateY(3.75px) rotate(45deg)}.menu-button[aria-expanded=true] span:last-child{transform:translateY(-3.75px) rotate(-45deg)}.reading-progress{position:absolute;left:0;bottom:-1px;width:100%;height:2px;background:var(--blue);transform-origin:left;transform:scaleX(0);pointer-events:none}

/* One continuous blue environment, with the original sculpture as its centre. */
.hero{min-height:770px;position:relative;overflow:hidden;background:#092b64;color:#fff;isolation:isolate}.hero-art{position:absolute;right:0;top:0;bottom:0;width:64%;z-index:-3;overflow:hidden}.hero-art img{height:100%;width:100%;object-fit:cover;object-position:center 54%;will-change:transform;transform:translate3d(var(--art-x,0px),var(--art-y,0px),0) scale(1.035);transition:transform 1s var(--ease)}.hero-shade{position:absolute;inset:0;z-index:-2;background:linear-gradient(90deg,#0b2b63 3%,#0a2a63 34%,#082758e6 44%,#07255b38 60%,transparent 73%)}.hero:after{content:'';position:absolute;inset:0;z-index:-1;pointer-events:none;background:linear-gradient(0deg,#031c48d9,transparent 30%,transparent 85%,#02173726)}.hero-copy{padding-top:91px;position:relative}.eyebrow{font-size:12px;font-weight:500;letter-spacing:.12em;display:flex;align-items:center;gap:12px;color:#c5d9ff}.tiny-cross{font-size:25px;font-weight:400;line-height:1;color:#a4c7ff}.hero h1{font-size:clamp(64px,6.5vw,102px);font-weight:500;line-height:1.08;letter-spacing:-.065em;margin:34px 0 28px;position:relative;z-index:1}.line-mask{display:block;overflow:hidden;padding-bottom:.12em;margin-bottom:-.12em}.line-mask>span{display:block;animation:line-enter 1.25s var(--ease) both}.line-mask:nth-child(2)>span{animation-delay:.11s}.hero-soft{color:#bcd6ff}.hero-description{font-size:18px;line-height:1.85;max-width:437px;color:#d7e3f7}.hero-actions{display:flex;align-items:flex-start;flex-direction:column;gap:20px;margin-top:30px}.hero-text-link{font-size:14px;color:#d0e0fa;border-bottom:1px solid #aec6ed5e;line-height:1.8;transition:color .2s,border-color .2s}.hero-text-link:hover{color:white;border-color:#fff}.hero-assurance{display:flex;gap:9px;align-items:center;font-size:13px;color:#becde9;margin-top:24px}.hero-assurance .check{color:#adcfff}.hero-enter{animation:fade-up .9s var(--ease) both}.hero-description.hero-enter{animation-delay:.22s}.hero-actions.hero-enter{animation-delay:.33s}.hero-assurance.hero-enter{animation-delay:.42s}.art-note{position:absolute;right:5%;bottom:105px;display:flex;gap:14px;align-items:center;font-size:12px;line-height:1.7;color:#dbeaff;text-align:left}.art-note-rule{width:28px;height:1px;background:#dbeaff80}.hero-bottom{position:absolute;bottom:32px;left:4%;right:4%;display:flex;justify-content:space-between;align-items:center;color:#c0d2f1;font-size:10px;letter-spacing:.15em}.scroll-indicator{width:19px;height:29px;border:1px solid #b7cced70;border-radius:15px;position:relative}.scroll-indicator:before{content:'';position:absolute;top:6px;left:8px;width:1px;height:7px;background:#d4e4ff;animation:scroll-hint 2.6s ease-in-out 3}.finder-wrap{position:relative;margin-top:-1px;z-index:2}.finder{display:grid;grid-template-columns:1fr 1.7fr 1fr;gap:30px;align-items:center;margin:0;background:#fff;padding:35px 38px;border:1px solid #dce4f1;border-top:0;border-radius:0 0 14px 14px;box-shadow:0 16px 44px #123d8510}.finder-intro .section-kicker{font-size:10px;color:var(--muted);letter-spacing:.13em}.finder-intro h2{font-size:23px;font-weight:600;line-height:1.3;letter-spacing:-.04em;margin-top:8px}.need-options{display:grid;grid-template-columns:repeat(3,1fr);border:0;padding:0;margin:0;gap:9px;min-width:0}.need-option{position:relative;display:flex;flex-direction:column;justify-content:center;align-items:center;gap:6px;padding:15px 8px;border:1px solid var(--line);border-radius:9px;color:#465676;font-size:13px;font-weight:500;cursor:pointer;transition:background .25s,border-color .25s,box-shadow .25s}.need-option:has(input:checked){border-color:var(--blue);color:var(--blue);background:#f0f3ff;box-shadow:inset 0 0 0 .5px var(--blue)}.need-option:has(input:focus-visible){outline:3px solid #b589ff;outline-offset:3px}.need-option:hover{background:#f5f7fd}.need-option input{position:absolute;opacity:0;width:1px;height:1px}.need-icon{height:27px;display:flex;align-items:center}.need-icon svg{width:25px;height:25px;stroke-width:1.2}.finder-action{display:flex;flex-direction:column;gap:10px}.finder-action .button{width:100%;padding-inline:16px}.finder-action>span{text-align:center;font-size:11px;line-height:1.5;color:var(--muted)}.principles{display:flex;justify-content:space-between;gap:35px;padding-block:45px;border-bottom:1px solid var(--line)}.principles>div{display:flex;align-items:center;gap:17px}.check-circle{display:flex;justify-content:center;align-items:center;width:33px;height:33px;border:1px solid #c4d4f0;border-radius:50%;color:var(--blue);flex-shrink:0}.check-circle .check{margin-top:-3px}.principles p{font-size:14px;color:var(--muted);line-height:1.7}.principles strong{font-weight:500;color:var(--ink)}

.protection-workspace{display:grid;grid-template-columns:42% 58%;border:1px solid var(--line);border-radius:14px;overflow:hidden}.protection-tabs{display:flex;flex-direction:column;padding:22px 32px;background:#fff}.protection-tabs button{display:flex;align-items:center;gap:22px;width:100%;text-align:left;background:none;border-bottom:1px solid var(--line);padding:30px 0;transition:color .3s;flex:1;position:relative}.protection-tabs button:last-child{border:0}.tab-number{align-self:flex-start;font-size:12px;letter-spacing:.02em;color:#8d99af;margin-top:5px}.protection-tabs button>span:nth-child(2){font-family:var(--display);font-size:22px;line-height:1.3;font-weight:500;letter-spacing:-.035em}.protection-tabs small{display:block;font-family:var(--body);font-size:14px;color:var(--muted);font-weight:400;letter-spacing:0;margin-top:8px}.protection-tabs [aria-selected=true]{color:var(--blue)}.tab-mark{margin-left:auto;font-size:27px;line-height:1;font-weight:300;transition:transform .35s var(--ease)}.protection-tabs [aria-selected=true] .tab-mark{transform:rotate(45deg)}.protection-tabs [aria-selected=true] .tab-number{color:var(--blue)}.benefit-panel{padding:37px 43px 40px;background:var(--ice);min-height:410px;outline-offset:-4px}.benefit-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:26px}.pill{border:1px solid #bccded;padding:5px 11px;border-radius:30px;color:#355ca8;font-size:10px;letter-spacing:.12em}.benefit-index{font-family:var(--display);font-size:36px;font-weight:400;line-height:1;letter-spacing:-.08em;color:#8ca8d6}.benefit-panel h3{font-size:31px;line-height:1.23;letter-spacing:-.045em;font-weight:500;margin-bottom:20px}.benefit-panel>p{font-size:16px;line-height:1.8;max-width:490px;color:var(--muted)}.benefit-facts{margin:26px 0 29px;display:grid;grid-template-columns:1fr 1fr;gap:26px}.benefit-facts>div{border-top:1px solid #cdd9ec;padding-top:14px}.benefit-facts dt{font-size:12px;color:var(--muted);margin-bottom:4px}.benefit-facts dd{font-size:14px;font-weight:500;margin:0}.benefit-panel .text-link{font-size:14px;color:var(--blue)}

.comparison-section{background:#f3f6fb;border-top:1px solid #e6ebf4}.demo-disclosure{display:flex;align-items:flex-start;gap:13px;padding:16px 20px;border:1px solid #ced9ed;background:#eaf0fb;border-radius:9px;margin-bottom:30px}.info-symbol{display:flex;align-items:center;justify-content:center;width:19px;height:19px;border:1.3px solid #5272a5;border-radius:50%;color:#385c97;flex-shrink:0;font-size:12px;font-family:Georgia,serif;margin-top:2px}.demo-disclosure p{font-size:13px;line-height:1.65;color:#52647f}.demo-disclosure strong{font-weight:600;color:#2f496f}.comparison-toolbar{display:flex;justify-content:space-between;align-items:center;gap:25px;margin-bottom:27px}.filter-group{display:flex;gap:5px;padding:5px;border:1px solid #dae3f2;border-radius:8px;background:#e8eef8}.filter-group button{font-size:14px;line-height:1.4;background:transparent;padding:11px 20px;border-radius:5px;color:#4c5e7e;transition:color .25s,background .25s,box-shadow .25s}.filter-group button[aria-pressed=true]{background:white;box-shadow:0 2px 6px #1736610d;color:var(--blue)}.results-count{font-size:13px;white-space:nowrap;color:var(--muted)}.tariff-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:19px;align-items:stretch}.tariff-card{background:#fff;border:1px solid #dbe3f0;border-radius:13px;overflow:hidden;transition:transform .45s var(--ease),box-shadow .4s,border-color .3s;display:flex;flex-direction:column}.tariff-card:hover{transform:translateY(-5px);box-shadow:0 18px 36px #1d417a10;border-color:#a6b9e0}.tariff-card.is-selected{border-color:var(--blue);box-shadow:0 0 0 1px var(--blue)}.tariff-top{padding:28px 27px 23px;position:relative}.tariff-tier{display:flex;justify-content:space-between;align-items:center;color:#66789a;font-size:10px;letter-spacing:.12em;margin-bottom:20px}.tariff-tier .tier-shape{display:flex;gap:3px}.tier-shape i{width:6px;height:17px;background:#dee6f7;border-radius:1px}.tier-shape i.is-filled{background:#789bdc}.tariff-card:nth-child(2) .tier-shape i.is-filled{background:var(--blue)}.tariff-card:nth-child(3) .tier-shape i.is-filled{background:#3d4e79}.tariff-card h3{font-size:25px;font-weight:600;letter-spacing:-.045em;line-height:1.3}.tariff-subtitle{color:var(--muted);font-size:13px;margin-top:7px}.tariff-price{font-family:var(--display);font-size:47px;letter-spacing:-.075em;font-weight:500;line-height:1.3;margin-top:27px;display:flex;align-items:baseline;gap:7px}.tariff-price>span{font-size:22px;letter-spacing:-.04em}.tariff-price>small{font-family:var(--body);font-size:12px;font-weight:400;color:var(--muted);letter-spacing:0}.fiction-label{display:block;font-size:11px;color:#71809b;margin-top:2px}.tariff-features{padding:0 27px;flex:1;margin:0}.tariff-features>div{display:flex;justify-content:space-between;gap:20px;align-items:baseline;border-top:1px solid #e5eaf3;padding:14px 0;font-size:13px}.tariff-features dt{color:var(--muted)}.tariff-features dd{margin:0;font-weight:500;text-align:right}.tariff-actions{padding:23px 27px 0;display:flex;flex-direction:column;align-items:center;gap:13px}.tariff-actions .button{width:100%;background:#edf2ff;color:var(--blue);min-height:47px;font-size:14px;padding:12px}.tariff-actions .button:hover{background:#e0e8ff}.tariff-actions .text-link{font-size:13px;font-weight:500;color:var(--muted)}.compare-checkbox{display:flex;align-items:center;justify-content:center;gap:9px;font-size:13px;color:#66748e;border-top:1px solid #e5eaf3;margin:25px 0 0;padding:16px 20px;background:#fafbfe;cursor:pointer;transition:background .25s,color .25s}.compare-checkbox:has(input:checked){background:#edf2ff;color:var(--blue)}.compare-checkbox input{accent-color:var(--blue);width:15px;height:15px;margin:0;cursor:pointer}.compare-tray{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:22px 28px;margin-top:24px;border:1px solid #b8c9ed;border-radius:12px;background:#e5edff;animation:fade-up .4s var(--ease)}[hidden]{display:none!important}.compare-tray>p{font-size:15px}.compare-tray p>span{display:block;font-size:12px;color:var(--muted);margin-top:2px}.compare-tray>div{display:flex;align-items:center;gap:20px}.compare-tray .button{min-height:45px;padding:12px 18px;font-size:14px}.tray-clear{background:none;font-size:13px;padding:5px;border-bottom:1px solid #acb9d1}.comparison-help{display:flex;justify-content:space-between;align-items:center;gap:30px;border-top:1px solid #d8e2f2;margin-top:45px;padding-top:30px}.comparison-help>div{display:flex;gap:18px;align-items:center}.help-symbol{width:37px;height:37px;display:flex;align-items:center;justify-content:center;border:1px solid #a8bce0;border-radius:50%;color:#3561ad;font-size:22px;font-family:var(--display);flex-shrink:0}.comparison-help p{font-size:14px;color:var(--muted);line-height:1.75}.comparison-help strong{font-weight:500;color:var(--ink)}.comparison-help .text-link{white-space:nowrap;color:var(--blue)}

.clarity-section{background:#112c63;color:#fff;position:relative;overflow:hidden;padding-bottom:35px}.clarity-section:before{content:'';pointer-events:none;position:absolute;inset:0;background:radial-gradient(ellipse at 0% 0%,#274c9c60,transparent 55%)}.clarity-grid{display:grid;grid-template-columns:1fr 1fr;gap:110px;position:relative}.clarity-heading{position:sticky;top:150px;align-self:start}.section-kicker.light{color:#b9ccee}.section-kicker.light>span{color:#8fb3f7}.clarity-heading h2{font-size:clamp(42px,4vw,62px);margin-top:33px;line-height:1.15;letter-spacing:-.055em}.clarity-heading h2 em{color:#a9c9ff}.clarity-heading>p{font-size:17px;line-height:1.8;color:#c0d1ee;max-width:340px;margin:26px 0 29px}.clarity-step{display:flex;gap:22px;padding:0 0 45px;margin-bottom:38px;border-bottom:1px solid #688ac040}.clarity-step:last-child{margin-bottom:0;border:0}.step-number{display:flex;align-items:center;justify-content:center;border:1px solid #91b4ee66;border-radius:50%;width:37px;height:37px;flex-shrink:0;font-size:11px;margin-top:4px;color:#bed3f8;transition:background .8s,color .8s}.clarity-step.is-visible .step-number{background:#31579b38;color:#fff}.clarity-step h3{font-size:29px;line-height:1.25;font-weight:500;letter-spacing:-.035em}.clarity-step p{font-size:15px;color:#bdccea;line-height:1.9;margin:17px 0 23px;max-width:360px}.step-keyword{font-size:10px;letter-spacing:.12em;color:#8dacdf}.clarity-footer{display:flex;justify-content:space-between;align-items:center;gap:25px;border-top:1px solid #7194cb42;margin-top:50px;padding-top:26px;position:relative;color:#b3c8e9;font-size:13px}.clarity-footer>span:last-child{font-size:10px;letter-spacing:.13em}

.consultation{display:grid;grid-template-columns:.92fr 1fr;gap:95px;align-items:center}.consultation-image{height:625px;overflow:hidden;border-radius:12px;position:relative;background:#b2ccda;isolation:isolate}.consultation-image img{height:100%;width:100%;object-fit:cover;object-position:50% 50%;transition:transform 1.5s var(--ease)}.consultation-image:hover img{transform:scale(1.025)}.consultation-image:after{content:'';position:absolute;inset:45% 0 0;z-index:1;background:linear-gradient(transparent,#052045b3)}.photo-caption{position:absolute;bottom:38px;left:35px;z-index:2;color:#fff}.photo-caption>span{font-size:10px;letter-spacing:.12em;color:#e1eaff}.photo-caption p{font-family:var(--display);font-size:40px;font-weight:500;letter-spacing:-.05em;line-height:1.2;margin-top:14px}.photo-credit{position:absolute;top:18px;left:20px;color:#fff;text-shadow:0 1px 3px #0008;font-size:10px;letter-spacing:.02em;z-index:2}.consultation-copy h2{font-size:clamp(35px,3.2vw,50px);margin:27px 0 23px}.consultation-copy>p:not(.section-kicker){font-size:17px;line-height:1.85;color:var(--muted);max-width:460px}.contact-panel{border-top:1px solid var(--line);margin-top:33px;padding-top:27px}.contact-label{font-size:10px;font-weight:500;letter-spacing:.11em;color:var(--muted)}.phone-number{display:block;font-family:var(--display);font-size:34px;font-weight:500;letter-spacing:-.05em;margin-top:7px;color:var(--blue);width:fit-content}.phone-number:hover{color:var(--blue-deep)}.contact-panel>p{font-size:13px;color:var(--muted);margin-top:3px}.contact-actions{display:flex;align-items:center;gap:25px;margin-top:23px;flex-wrap:wrap}.contact-actions .text-link{font-size:13px}.contact-actions .button{min-height:48px;padding:13px 22px;font-size:14px}.consultation-footnote{display:block;font-size:12px;color:#7f8ba2;margin-top:21px}

.faq-section{background:var(--ice);border-block:1px solid #e7ebf3}.faq-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:100px}.faq-heading h2{margin:25px 0 23px}.faq-heading>p:not(.section-kicker){font-size:16px;color:var(--muted);line-height:1.8;max-width:300px}.faq-heading .text-link{margin-top:26px;color:var(--blue)}.faqs{border-top:1px solid #cfd9e9}.faqs details{border-bottom:1px solid #cfd9e9}.faqs summary{list-style:none;display:flex;gap:25px;align-items:center;justify-content:space-between;padding:25px 0;font-size:16px;line-height:1.6;cursor:pointer;font-weight:500;transition:color .2s}.faqs summary::-webkit-details-marker{display:none}.faqs summary:hover,.faqs details[open] summary{color:var(--blue)}.faq-plus{width:14px;height:14px;position:relative;flex-shrink:0}.faq-plus:before,.faq-plus:after{content:'';position:absolute;top:6px;left:0;width:14px;height:1px;background:currentColor;transition:transform .3s}.faq-plus:after{transform:rotate(90deg)}details[open] .faq-plus:after{transform:rotate(0)}.faqs details>div{padding:0 35px 25px 0}.faqs details p{font-size:15px;line-height:1.85;color:var(--muted)}.closing{text-align:center;padding-block:105px 118px}.closing .section-kicker{justify-content:center;margin-top:26px}.closing-symbol{display:flex;justify-content:center;align-items:center;margin-inline:auto;width:50px;height:55px;border:1.5px solid #a9bbe6;border-radius:50% 50% 10px 50%;font-family:Arial,sans-serif;font-size:40px;font-weight:600;line-height:1;color:var(--blue);padding-bottom:3px}.closing h2{font-size:clamp(47px,5.3vw,80px);margin:28px 0 34px;letter-spacing:-.06em;line-height:1.1}.closing-actions{display:flex;justify-content:center;gap:12px}.closing-note{font-size:13px;color:var(--muted);margin-top:20px}.site-footer{background:#0e1d3f;color:#d6e1f5;padding:64px 0 30px}.footer-main{display:grid;grid-template-columns:1.6fr 1fr 1fr;gap:70px;padding-bottom:60px}.site-footer .brand{color:#fff}.site-footer .brand i{background:#8caaff}.footer-main>div{display:flex;flex-direction:column;align-items:flex-start;gap:10px;font-size:14px;color:#b8c5dd}.footer-main>div:first-child>p{font-family:var(--display);font-size:23px;letter-spacing:-.03em;font-weight:400;line-height:1.4;margin-top:17px;color:#d3ddf0}.footer-label{font-size:10px;letter-spacing:.14em;color:#869dbe;margin-bottom:9px}.footer-main a:not(.brand):hover,.footer-bottom a:hover{color:#fff;text-decoration:underline;text-underline-offset:4px}.footer-bottom{display:flex;justify-content:space-between;align-items:center;border-top:1px solid #4d61833d;gap:25px;padding-top:22px;font-size:12px;color:#99aac7}.footer-bottom nav{display:flex;gap:25px;align-items:center}.motion-button{background:none;padding:0;font-size:12px;color:#99aac7;text-decoration:underline;text-underline-offset:4px}.motion-button:hover{color:#fff}.footer-demo{font-size:11px;color:#7f94b8;margin-top:22px;line-height:1.7}.mobile-dock{display:none}

/* Native dialogs retain keyboard focus and Escape behaviour. */
.detail-dialog{border:1px solid #dce4f2;border-radius:16px;padding:32px;width:min(1060px,calc(100% - 40px));max-height:90dvh;background:#fff;color:var(--ink);box-shadow:0 30px 100px #071e4950;overscroll-behavior:contain}.detail-dialog[open]{animation:dialog-enter .35s var(--ease)}.detail-dialog::backdrop{background:#071e49a6;backdrop-filter:blur(7px)}.dialog-head{display:flex;justify-content:space-between;align-items:center;gap:20px;margin-bottom:25px}.dialog-head .section-kicker{font-size:10px;color:var(--muted)}.close-dialog{display:flex;align-items:center;justify-content:center;border:1px solid var(--line);width:38px;height:38px;flex-shrink:0;border-radius:50%;font-size:25px;line-height:1;background:white;transition:background .2s}.close-dialog:hover{background:var(--ice)}.detail-dialog h2{font-size:37px;letter-spacing:-.045em;line-height:1.15}.dialog-intro{font-size:15px;line-height:1.8;color:var(--muted);margin-top:17px;max-width:650px}.detail-dialog .demo-disclosure{margin-block:24px}.detail-dialog .demo-disclosure p{font-size:12px}.dialog-detail-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px 40px;margin:28px 0}.dialog-detail-grid>div{padding-top:14px;border-top:1px solid var(--line)}.dialog-detail-grid dt{font-size:13px;color:var(--muted);margin-bottom:5px}.dialog-detail-grid dd{font-size:20px;font-weight:500;margin:0}.dialog-foot{display:flex;justify-content:space-between;gap:24px;align-items:center;margin-top:30px;padding-top:25px;border-top:1px solid var(--line)}.dialog-foot p{font-size:13px;color:var(--muted);max-width:440px}.dialog-foot .button{font-size:14px;min-height:48px}.comparison-table{width:100%;border-collapse:collapse;margin-top:28px;font-size:14px;text-align:left}.comparison-table th,.comparison-table td{padding:17px 16px;border-bottom:1px solid var(--line);vertical-align:top}.comparison-table thead th{font-family:var(--display);font-size:20px;letter-spacing:-.04em;background:#f0f4fb;font-weight:600}.comparison-table thead th:first-child{font-family:var(--body);font-size:13px;font-weight:500;letter-spacing:0;background:#f0f4fb;width:26%}.comparison-table tbody th{font-size:13px;font-weight:400;color:var(--muted)}.comparison-table tr.price-row td{font-size:22px;color:var(--blue);font-weight:600}.mobile-comparison{display:none}.selection-confirmation{margin:24px 0;padding:20px;border:1px solid #c7d7f0;background:#f0f5fd;border-radius:9px}.selection-confirmation strong{display:block;font-size:18px;font-weight:500;margin-bottom:6px}.selection-confirmation p{font-size:14px;color:var(--muted)}.contact-choices{display:grid;grid-template-columns:1fr 1fr;gap:17px;margin-top:28px}.contact-choices a{display:flex;flex-direction:column;padding:25px;border:1px solid var(--line);border-radius:10px;background:#f6f8fd}.contact-choices a:hover{border-color:#95aedf}.contact-choices span{font-size:13px;color:var(--muted);margin-bottom:6px}.contact-choices strong{font-size:20px;font-weight:500;letter-spacing:-.02em}

/* Motion is restrained, progressive, and always optional. */
.reveal{opacity:1;transform:none}.motion-ready .reveal:not(.is-visible){opacity:0;transform:translateY(25px)}.motion-ready .reveal{transition:opacity .85s var(--ease),transform .85s var(--ease)}.motion-ready .tariff-card{animation:card-enter .55s var(--ease) both}.motion-ready .tariff-card:nth-child(2){animation-delay:.055s}.motion-ready .tariff-card:nth-child(3){animation-delay:.11s}@keyframes line-enter{from{transform:translateY(110%)}to{transform:translateY(0)}}@keyframes fade-up{from{opacity:0;transform:translateY(14px)}to{opacity:1;transform:translateY(0)}}@keyframes scroll-hint{0%,100%{transform:translateY(0);opacity:.3}40%{opacity:1}70%{transform:translateY(6px);opacity:.2}}@keyframes dialog-enter{from{opacity:0;transform:translateY(12px) scale(.985)}to{opacity:1;transform:none}}@keyframes card-enter{from{opacity:.4;transform:translateY(12px)}to{opacity:1;transform:none}}

@media(min-width:1600px){.hero-copy{padding-top:106px}.hero{min-height:820px}.hero-art{width:61%}.hero h1{font-size:104px}.hero-shade{background:linear-gradient(90deg,#0b2b63 3%,#0a2a63 35%,#082758e6 44%,#07255b38 60%,transparent 73%)}}
@media(max-width:1200px){.wrap{width:calc(100% - 80px)}.main-nav{gap:22px;font-size:13px}.header-actions{gap:9px}.header-phone{display:none}.site-header{padding-inline:3.5%}.brand{font-size:25px}.hero{min-height:735px}.hero-copy{padding-top:78px}.hero h1{font-size:78px}.hero-description{max-width:375px;font-size:17px}.hero-shade{background:linear-gradient(90deg,#0b2b63 3%,#0a2a63 31%,#082758de 43%,#07255b38 61%,transparent 75%)}.finder{gap:24px;padding:28px}.finder-intro h2{font-size:21px}.need-option{font-size:12px;padding:14px 6px}.finder-action>.button{font-size:13px}.protection-tabs{padding-inline:25px}.protection-tabs button{gap:16px}.protection-tabs button>span:nth-child(2){font-size:21px}.protection-tabs small{font-size:13px}.benefit-panel{padding:32px}.benefit-panel h3{font-size:28px}.tariff-top{padding-inline:22px}.tariff-features{padding-inline:22px}.tariff-actions{padding-inline:22px}.tariff-features>div{font-size:12px;gap:10px}.clarity-grid{gap:70px}.consultation{gap:60px}.consultation-image{height:600px}.contact-actions{gap:20px}.faq-grid{gap:70px}.section-heading{gap:45px}.section-heading>p{max-width:310px;font-size:16px}.principles{gap:25px}.principles p{font-size:13px}.art-note{right:4%}}
@media(max-width:980px){.wrap{width:calc(100% - 56px)}.section{padding-block:90px}.header-actions>.button{display:none}.site-header{height:82px}.site-header.is-scrolled{height:72px}.main-nav{margin-left:auto;margin-right:0}.hero{min-height:690px}.hero-copy{padding-top:69px}.hero h1{font-size:66px}.hero-description{max-width:325px;font-size:16px}.hero-art{width:65%}.hero-shade{background:linear-gradient(90deg,#0b2b63 3%,#0a2a63 25%,#082758d9 41%,#07255b38 63%,transparent 78%)}.hero .eyebrow{font-size:10px}.hero .button{font-size:14px}.hero-actions{margin-top:25px;gap:17px}.hero-assurance{font-size:12px}.art-note{font-size:10px;bottom:90px}.finder{grid-template-columns:1fr 1.7fr;gap:25px;padding:28px}.finder-action{grid-column:1/-1;flex-direction:row;align-items:center;justify-content:flex-end;gap:18px}.finder-action .button{width:auto}.finder-action>span{order:-1}.finder-intro h2{font-size:23px}.principles{gap:18px;padding-block:35px}.principles>div{gap:10px}.principles p{font-size:12px}.check-circle{width:29px;height:29px}.section-heading{align-items:flex-start;gap:35px}.section-heading>p{max-width:275px;padding-top:40px;font-size:15px}.section-heading h2{font-size:40px}.protection-workspace{grid-template-columns:42% 58%}.protection-tabs{padding:10px 22px}.protection-tabs button{gap:12px}.protection-tabs button>span:nth-child(2){font-size:19px}.protection-tabs small{font-size:12px}.tab-number{font-size:10px}.benefit-panel{padding:28px}.benefit-panel h3{font-size:26px}.benefit-panel>p{font-size:15px}.benefit-facts{gap:17px}.benefit-facts dd{font-size:13px}.benefit-panel .text-link{font-size:13px}.tariff-grid{gap:12px}.tariff-top{padding:23px 18px 20px}.tariff-card h3{font-size:21px}.tariff-subtitle{font-size:12px}.tariff-features{padding-inline:18px}.tariff-features>div{flex-direction:column;gap:3px;padding:11px 0}.tariff-features dd{text-align:left;font-size:14px}.tariff-actions{padding-inline:18px}.tariff-price{font-size:38px;gap:5px}.tariff-price>span{font-size:18px}.tariff-price>small{font-size:10px}.compare-checkbox{font-size:11px;padding-inline:8px;gap:7px}.clarity-grid{gap:45px}.clarity-heading h2{font-size:43px}.clarity-step{gap:17px}.clarity-step h3{font-size:25px}.clarity-step p{font-size:14px}.clarity-heading>p{font-size:16px}.consultation{gap:43px}.consultation-image{height:590px}.consultation-copy h2{font-size:34px}.consultation-copy>p:not(.section-kicker){font-size:15px}.phone-number{font-size:29px}.photo-caption p{font-size:34px}.photo-caption{left:25px}.contact-actions{gap:20px}.faq-grid{gap:45px;grid-template-columns:.8fr 1.2fr}.faq-heading h2{font-size:39px}.faqs summary{font-size:15px}.footer-main{gap:45px}.footer-bottom{align-items:flex-start}.footer-bottom nav{gap:18px}.section-kicker{font-size:10px;gap:15px}.comparison-help .text-link{font-size:13px}.comparison-help p{font-size:13px}}
@media(max-width:720px){html{scroll-padding-top:87px}.wrap{width:calc(100% - 40px)}.section{padding-block:70px}.study-bar{justify-content:center;padding:7px 10px;min-height:33px}.study-bar>span{display:none}.study-bar nav{gap:22px;font-size:10px}.study-bar nav a[aria-current]:before{width:4px;height:4px;margin-right:5px}.site-header{height:77px;padding-inline:22px;gap:15px}.site-header.is-scrolled{height:68px}.brand{font-size:25px}.brand-symbol{width:32px;height:36px;font-size:30px}.main-nav{position:absolute;top:100%;left:0;right:0;margin:0;padding:14px 24px 22px;flex-direction:column;background:#fff;box-shadow:0 15px 24px #142f5a13;border-bottom:1px solid var(--line);gap:5px;font-size:16px;display:none}.main-nav.is-open{display:flex}.main-nav a{padding:13px 0;max-width:fit-content}.menu-button{display:block}.header-phone{display:flex}.header-phone svg{width:18px}.header-actions{gap:10px}.hero{min-height:0;padding-bottom:42px;background:#0b2b63}.hero-copy{padding-top:46px}.hero .eyebrow{font-size:9px;gap:9px;letter-spacing:.1em}.tiny-cross{font-size:22px}.hero h1{font-size:clamp(49px,8.2vw,68px);line-height:1.08;letter-spacing:-.06em;margin:23px 0 22px}.hero-description{max-width:430px;font-size:16px;line-height:1.8;color:#d9e4f7}.hero-actions{flex-direction:row;align-items:center;gap:20px;flex-wrap:wrap;margin-top:25px}.hero .button{min-height:51px;padding:14px 19px;font-size:14px}.hero-text-link{font-size:13px}.hero-assurance{font-size:11px;margin-top:17px}.hero-art{position:relative;width:100%;height:420px;top:auto;right:auto;bottom:auto;margin-top:5px;z-index:-3;order:2;position:absolute;bottom:0;height:450px}.hero-shade{background:linear-gradient(180deg,#0b2b63 0%,#0b2b63 49%,#0b2b6370 61%,transparent 76%)}.hero:after{background:linear-gradient(0deg,#0b2b6399,transparent 23%,transparent 70%)}.hero-copy{padding-bottom:380px}.hero-art img{object-fit:cover;object-position:center 53%;height:100%;width:100%}.art-note{bottom:50px;right:24px;font-size:10px;color:#e4efff}.hero-bottom{bottom:18px;left:22px;right:22px;font-size:8px;letter-spacing:.12em}.hero-bottom>span:last-child{display:none}.scroll-indicator{width:16px;height:23px}.scroll-indicator:before{left:6px;top:5px;height:5px}.finder-wrap{width:calc(100% - 40px)}.finder{padding:27px 22px;grid-template-columns:1fr;gap:23px;border-radius:0 0 12px 12px}.finder-intro{display:flex;justify-content:space-between;gap:20px;align-items:flex-start}.finder-intro .section-kicker{font-size:9px;line-height:1.5;max-width:100px;padding-top:4px}.finder-intro h2{margin:0;font-size:22px;text-align:right;line-height:1.3}.need-option{padding:15px 6px;font-size:13px;gap:8px}.finder-action{grid-column:auto;flex-direction:column;gap:10px}.finder-action .button{width:100%;font-size:14px;min-height:51px}.finder-action>span{order:0;font-size:11px}.principles{padding-block:30px;display:grid;grid-template-columns:1fr;gap:20px}.principles>div{gap:13px}.principles p{font-size:14px}.principles p br{display:none}.principles p strong{margin-left:4px}.check-circle{width:29px;height:29px}.section-heading{display:block;margin-bottom:32px}.section-kicker{font-size:10px;gap:15px}.section-heading h2,h2{font-size:39px;margin-top:20px;letter-spacing:-.05em;line-height:1.16}.section-heading>p{padding:0;max-width:100%;font-size:16px;line-height:1.8;margin-top:22px}.protection-workspace{display:block;border-radius:10px}.protection-tabs{padding:5px 22px}.protection-tabs button{padding:23px 0;gap:17px}.protection-tabs button>span:nth-child(2){font-size:21px}.protection-tabs small{font-size:13px;margin-top:5px}.tab-number{font-size:11px}.protection-tabs button[aria-selected=true]:before{content:'';position:absolute;width:3px;left:-22px;top:22px;bottom:22px;background:var(--blue)}.benefit-panel{padding:27px 24px 33px;min-height:0;border-top:1px solid var(--line)}.benefit-panel h3{font-size:28px}.benefit-panel>p{font-size:15px}.benefit-top{margin-bottom:24px}.benefit-facts{gap:20px;grid-template-columns:1fr;margin:25px 0}.benefit-facts>div{display:flex;justify-content:space-between;gap:14px}.benefit-facts dt{font-size:12px;margin:0}.benefit-facts dd{font-size:13px;text-align:right}.benefit-panel .text-link{font-size:13px}.section-note{font-size:12px;line-height:1.8}.demo-disclosure{padding:16px;gap:11px;margin-bottom:24px}.demo-disclosure p{font-size:12px;line-height:1.75}.demo-disclosure strong{display:block;margin-bottom:3px}.comparison-toolbar{display:block;margin-bottom:20px}.filter-group{gap:3px;padding:4px;width:100%;justify-content:space-between}.filter-group button{font-size:11px;line-height:1.5;padding:10px 8px;flex:1;white-space:nowrap}.results-count{display:block;font-size:12px;margin-top:16px}.tariff-grid{grid-template-columns:1fr;gap:20px}.tariff-top{padding:25px 25px 23px}.tariff-tier{font-size:10px;margin-bottom:18px}.tariff-card h3{font-size:26px}.tariff-subtitle{font-size:13px}.tariff-price{font-size:48px;gap:7px;margin-top:22px}.tariff-price>span{font-size:23px}.tariff-price>small{font-size:12px}.fiction-label{font-size:11px}.tariff-features{padding-inline:25px}.tariff-features>div{flex-direction:row;font-size:13px;padding-block:14px;gap:15px}.tariff-features dd{text-align:right;font-size:13px}.tariff-actions{padding:23px 25px 0}.tariff-actions .button{min-height:50px;font-size:14px}.tariff-actions .text-link{font-size:13px}.compare-checkbox{font-size:13px;padding:17px;gap:9px}.tariff-card:hover{transform:none}.compare-tray{padding:20px;align-items:stretch;flex-direction:column;gap:18px;margin-top:20px}.compare-tray>div{justify-content:space-between;gap:15px}.tray-clear{font-size:12px}.compare-tray .button{font-size:12px;padding-inline:15px}.comparison-help{margin-top:31px;padding-top:26px;display:block}.comparison-help>div{gap:13px;align-items:flex-start}.help-symbol{width:30px;height:30px;font-size:19px}.comparison-help p{font-size:13px}.comparison-help .text-link{margin-top:20px;margin-left:43px;font-size:14px}.clarity-grid{display:block}.clarity-heading{position:static}.clarity-heading h2{font-size:43px;margin-top:24px}.clarity-heading>p{font-size:16px;max-width:100%;margin:24px 0}.clarity-heading .button{font-size:14px;min-height:51px}.clarity-steps{margin-top:55px}.clarity-step{gap:20px;padding-bottom:31px;margin-bottom:30px}.clarity-step h3{font-size:26px}.clarity-step 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.text-link{font-size:13px}.contact-label{font-size:10px}.consultation-footnote{font-size:12px;line-height:1.7}.faq-grid{display:block}.faq-heading h2{font-size:40px}.faq-heading>p:not(.section-kicker){max-width:100%;font-size:16px}.faq-heading .text-link{font-size:14px;margin-top:22px}.faqs{margin-top:40px}.faqs summary{font-size:15px;padding:23px 0;gap:20px}.faqs details>div{padding:0 24px 24px 0}.faqs details p{font-size:15px;line-height:1.85}.closing{padding-block:70px 80px}.closing h2{font-size:43px;margin:24px 0 28px;line-height:1.13}.closing .section-kicker{font-size:9px;margin-top:26px}.closing-actions{flex-direction:column;gap:11px;align-items:stretch}.closing-actions .button{font-size:14px;min-height:52px}.closing-note{font-size:12px;max-width:250px;margin:19px auto 0}.site-footer{padding:45px 0 108px}.footer-main{grid-template-columns:1fr 1fr;gap:39px 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20px;width:calc(100% - 24px);max-height:90dvh;border-radius:12px}.dialog-head{margin-bottom:22px;gap:16px}.dialog-head .section-kicker{font-size:8px;letter-spacing:.1em}.close-dialog{width:34px;height:34px;font-size:23px}.detail-dialog h2{font-size:31px}.dialog-intro{font-size:14px;line-height:1.8}.detail-dialog .demo-disclosure{padding:12px;margin-block:20px}.detail-dialog .demo-disclosure p{font-size:11px}.dialog-detail-grid{grid-template-columns:1fr;gap:18px;margin-top:22px}.dialog-detail-grid>div{display:flex;justify-content:space-between;gap:15px;align-items:baseline;padding-top:12px}.dialog-detail-grid dt{font-size:12px;max-width:140px}.dialog-detail-grid dd{font-size:16px;text-align:right}.dialog-foot{display:block;margin-top:24px;padding-top:20px}.dialog-foot .button{width:100%;margin-top:20px}.dialog-foot p{font-size:12px}.comparison-table{display:none}.mobile-comparison{display:grid;gap:20px}.mobile-comparison article{padding:20px;border:1px solid var(--line);border-radius:10px;background:var(--ice)}.mobile-comparison h3{font-size:22px;line-height:1.3;letter-spacing:-.04em}.mobile-comparison dl{margin:17px 0 0}.mobile-comparison dl>div{display:flex;gap:16px;justify-content:space-between;border-top:1px solid var(--line);padding:11px 0;font-size:12px}.mobile-comparison dt{color:var(--muted)}.mobile-comparison dd{margin:0;text-align:right}.contact-choices{grid-template-columns:1fr}.contact-choices a{padding:22px}.contact-choices strong{font-size:20px}.selection-confirmation{padding:17px}.selection-confirmation p{font-size:13px}.selection-confirmation strong{font-size:17px}}
@media(max-width:380px){.wrap{width:calc(100% - 32px)}.site-header{padding-inline:17px}.brand{font-size:23px}.brand-symbol{width:29px;height:33px;font-size:28px}.header-actions{gap:3px}.study-bar nav{gap:16px;font-size:9px}.hero-copy{padding-top:37px;padding-bottom:330px}.hero h1{font-size:46px}.hero .eyebrow{font-size:8px;gap:7px}.hero-description{font-size:15px}.hero-actions{gap:17px}.hero .button{font-size:13px;padding-inline:16px}.hero-text-link{font-size:12px}.hero-art{height:390px}.hero-shade{background:linear-gradient(180deg,#0b2b63 0%,#0b2b63 52%,#0b2b6370 66%,transparent 79%)}.finder-wrap{width:calc(100% - 32px)}.finder{padding:24px 18px}.finder-intro h2{font-size:20px}.finder-intro .section-kicker{font-size:8px}.need-option{font-size:12px}.section-heading h2,h2{font-size:34px}.principles p{font-size:12px}.principles p strong{margin-left:3px}.protection-tabs{padding-inline:18px}.protection-tabs button>span:nth-child(2){font-size:19px}.protection-tabs button[aria-selected=true]:before{left:-18px}.benefit-panel{padding-inline:21px}.benefit-panel h3{font-size:25px}.benefit-facts>div{display:block}.benefit-facts dd{text-align:left;margin-top:5px}.filter-group button{font-size:10px;padding:10px 5px}.clarity-heading h2{font-size:39px}.clarity-step{gap:15px}.clarity-step h3{font-size:24px}.consultation-image{height:400px}.consultation-copy h2{font-size:33px}.phone-number{font-size:30px}.closing h2{font-size:38px}.footer-main{gap:35px 18px}.footer-main>div{font-size:12px}.footer-label{font-size:8px}.tariff-features{padding-inline:22px}.tariff-features>div{font-size:12px}.tariff-features dd{font-size:12px}.dialog-detail-grid dt{max-width:120px}.contact-choices strong{font-size:18px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation:none!important;transition:none!important}.motion-ready .reveal:not(.is-visible){opacity:1;transform:none}.hero-art img{transform:none!important}}
html.reduce-motion{scroll-behavior:auto}.reduce-motion *,.reduce-motion *:before,.reduce-motion *:after{animation:none!important;transition:none!important}.reduce-motion .motion-ready .reveal,.reduce-motion .reveal{opacity:1!important;transform:none!important}.reduce-motion .hero-art img{transform:none!important}

/* Keep useful labels and comparison criteria comfortable to read. */
.study-bar>span,.study-bar nav,.section-kicker,.finder-intro .section-kicker,.eyebrow,.hero .eyebrow,.hero-assurance,.finder-action>span,.pill,.tab-number,.benefit-facts dt,.tariff-tier,.fiction-label,.step-keyword,.photo-caption>span,.photo-credit,.contact-label,.footer-label,.footer-bottom,.motion-button,.footer-demo,.dialog-head .section-kicker,.closing .section-kicker{font-size:12px}
.need-option,.filter-group button,.tariff-features>div,.tariff-features dd,.compare-checkbox,.tariff-actions .text-link,.benefit-facts dd,.contact-actions .text-link,.results-count{font-size:14px}
.filter-group button{min-height:44px}.demo-disclosure p{font-size:14px}.detail-dialog .demo-disclosure p{font-size:13px}.tariff-subtitle{min-height:44px}
@media(max-width:720px){.filter-group button{flex:1 1 0;min-width:0;white-space:normal}}
@media(max-width:720px){.study-bar nav{gap:15px;font-size:11px}.hero .eyebrow{font-size:10px}.section-kicker{letter-spacing:.08em}.finder-intro .section-kicker{font-size:10px}.filter-group button{font-size:12px;padding-inline:6px}.tariff-subtitle{min-height:0}.tariff-features>div,.tariff-features dd{font-size:14px}.demo-disclosure p{font-size:13px}.section-note{font-size:13px}.principles p{font-size:14px}.benefit-facts>div{display:block}.benefit-facts dd{text-align:left;margin-top:5px}.footer-label{font-size:10px}.footer-main{grid-template-columns:.8fr 1.2fr}.dialog-head .section-kicker{font-size:10px}.dialog-detail-grid dt{font-size:13px}.mobile-comparison dl>div{font-size:13px}.contact-label{font-size:11px}.closing .section-kicker{font-size:10px}.hero-bottom{font-size:9px}.photo-caption>span{font-size:10px}.study-bar nav a[aria-current]:before{display:none}}


/* Source: motion.css */
/* Motion Edition — natural scrolling, progressive enhancement, native cursor retained. */
.pointer-light{position:absolute;inset:0;z-index:0;pointer-events:none;background:radial-gradient(340px circle at var(--light-x,72%) var(--light-y,45%),#d9edff30,transparent 75%);mix-blend-mode:soft-light;opacity:0;transition:opacity .7s}
.hero.is-pointer-inside .pointer-light{opacity:1}
.hero-art img{transform:translate3d(var(--art-x,0px),calc(var(--art-y,0px) + var(--hero-shift,0px)),0) scale(calc(1.035 + var(--hero-zoom,0)));transition:transform .8s cubic-bezier(.2,.7,.2,1)}
.hero-copy{transform:translateY(var(--hero-copy-shift,0px));will-change:transform}
.hero-soft{background:linear-gradient(100deg,#bed8ff 10%,#eef6ff 48%,#99beff 78%);background-size:180% 100%;background-position:var(--hero-highlight,0%) 50%;background-clip:text;-webkit-background-clip:text;color:transparent}
.button{translate:var(--mag-x,0px) var(--mag-y,0px);transition:translate .4s var(--ease),transform .35s var(--ease),box-shadow .3s,background .25s}
.button:after{content:'';position:absolute;inset:0;z-index:-1;border-radius:inherit;background:linear-gradient(105deg,transparent 15%,#ffffff24 46%,transparent 70%);background-size:250% 100%;background-position:150% 0;opacity:0;transition:background-position .8s var(--ease),opacity .35s;pointer-events:none}
.button:hover:after{background-position:-40% 0;opacity:1}
.cursor-halo{position:fixed;top:0;left:0;width:38px;height:38px;border:1px solid #fff9;border-radius:50%;mix-blend-mode:difference;pointer-events:none;z-index:150;opacity:0;display:none;transform:translate3d(-100px,-100px,0);transition:width .3s var(--ease),height .3s var(--ease),border-color .3s,opacity .25s;will-change:transform}
.cursor-capable .cursor-halo{display:block}.cursor-halo.is-visible{opacity:1}.cursor-halo.is-action{width:62px;height:62px;border-color:#ffffff4d}.cursor-halo.is-image{width:86px;height:86px;border-color:#ffffffa6}.cursor-halo span{position:absolute;width:4px;height:4px;border-radius:50%;top:50%;left:50%;background:#fff;transform:translate(-50%,-50%);opacity:.5}.cursor-halo.is-action span{opacity:0}

/* The full story remains readable without JavaScript or animation. */
.life-story{margin-top:65px;background:#f4f7fb;border-block:1px solid #e1e7f1;position:relative;scroll-margin-top:0}
.story-pin{padding-block:90px}.story-intro{margin-bottom:55px}.story-intro h2{margin-top:22px;font-size:clamp(43px,4.5vw,69px);line-height:1.08;letter-spacing:-.055em}.story-scenes{display:grid;gap:75px}.story-scene{display:grid;grid-template-columns:.9fr 1.1fr;gap:80px;align-items:center}
.scene-overline{font-size:12px;color:#6b80a5;font-weight:500;letter-spacing:.09em}.scene-copy h3{font-size:29px;font-weight:500;line-height:1.25;letter-spacing:-.035em;margin:18px 0}.scene-copy p{font-size:17px;line-height:1.85;color:#53627c;max-width:420px}.scene-copy .scene-detail{font-size:14px;line-height:1.85;color:#738098;margin-top:16px;max-width:410px}.scene-copy .text-link{margin-top:25px;color:var(--blue);font-size:14px}
.scene-image{position:relative;aspect-ratio:1/1;overflow:hidden;border-radius:13px;background:#cad9ed;isolation:isolate;margin:0}.scene-image img{width:100%;height:100%;object-fit:cover;object-position:center;transition:transform 1.2s var(--ease),filter .8s;transform:scale(1.035)}.scene-people img{object-position:72% 50%}.scene-sculpture img{object-position:62% 50%}.scene-portrait img{object-position:55% 39%}.scene-image:after{content:'';position:absolute;inset:60% 0 0;background:linear-gradient(transparent,#0b24459e);pointer-events:none}.scene-image figcaption{position:absolute;left:28px;right:28px;bottom:25px;z-index:2;color:#fff;font-size:15px;line-height:1.5;font-weight:500}.scene-image figcaption span{display:block;font-size:11px;font-weight:400;opacity:.8;margin-top:5px}
.story-nav{display:none}.story-bottom{display:flex;justify-content:space-between;gap:20px;margin-top:40px;border-top:1px solid #d8e1ef;padding-top:22px;font-size:11px;color:#7888a3;letter-spacing:.08em}.story-bottom a{letter-spacing:0;font-size:13px;border-bottom:1px solid #bbc7da;padding-bottom:2px}

/* Desktop: a pinned three-chapter story, controlled by ordinary page scroll. */
.story-enhanced .life-story{height:280svh;min-height:1900px}
.story-enhanced .story-pin{position:sticky;top:78px;height:calc(100svh - 78px);min-height:640px;padding-block:45px;display:flex;align-items:center;overflow:hidden}
.story-enhanced .story-stage{display:grid;grid-template-columns:.88fr 1.12fr;grid-template-rows:auto 1fr auto auto;gap:25px 75px;height:min(760px,calc(100svh - 178px));min-height:550px;position:relative}
.story-enhanced .story-intro{grid-area:1/1;margin:0;align-self:start}.story-enhanced .story-intro h2{font-size:clamp(43px,4.2vw,65px);margin-top:22px}
.story-enhanced .story-scenes,.story-enhanced .story-scene{display:contents}
.story-enhanced .scene-copy{grid-area:2/1;align-self:center;opacity:0;visibility:hidden;transform:translateY(18px);transition:opacity .6s var(--ease),transform .7s var(--ease),visibility .6s;pointer-events:none}
.story-enhanced .story-scene.is-current .scene-copy{opacity:1;visibility:visible;transform:translateY(0);pointer-events:auto}
.story-enhanced .scene-copy h3{font-size:27px;margin:13px 0 15px}.story-enhanced .scene-copy p{font-size:16px;line-height:1.8}.story-enhanced .scene-copy .scene-detail{font-size:14px;line-height:1.8;margin-top:14px}.story-enhanced .scene-copy .text-link{margin-top:20px}
.story-enhanced .scene-image{grid-column:2;grid-row:1/4;aspect-ratio:auto;height:100%;width:100%;opacity:0;visibility:hidden;transform:translate3d(0,38px,0) rotate(2deg) scale(.975);transform-origin:50% 85%;transition:opacity .75s var(--ease),transform 1.05s var(--ease),visibility .75s;pointer-events:none;box-shadow:0 20px 60px #2147700d}
.story-enhanced .scene-image img{transform:scale(1.1)}
.story-enhanced .story-scene.is-current .scene-image{opacity:1;visibility:visible;transform:translate3d(0,0,0) rotate(0) scale(1);pointer-events:auto}
.story-enhanced .story-scene.is-current .scene-image img{transform:scale(1.025)}
.story-enhanced .story-nav{grid-area:3/1;display:flex;gap:20px;align-self:end;padding-top:15px;max-width:410px}
.story-nav button{flex:1;position:relative;text-align:left;background:none;display:flex;gap:9px;align-items:baseline;padding:13px 0 19px;font-size:14px;color:#7789a6;border-bottom:1px solid #d0daea;transition:color .3s}
.story-nav button>span:first-child{font-size:11px;letter-spacing:.04em}.story-nav button.is-current{color:var(--blue)}.story-nav button i{position:absolute;bottom:-1px;left:0;right:0;height:2px;background:var(--blue);transform:scaleX(var(--chapter-progress,0));transform-origin:left;transition:background .3s}.story-nav button:hover{color:var(--blue)}
.story-enhanced .story-bottom{grid-column:1/-1;grid-row:4;align-self:end;margin:0;padding-top:18px;font-size:10px}

.decision-guide{background:#fff;padding-top:15px}.decision-layout{display:grid;grid-template-columns:.9fr 1.1fr;gap:100px}.decision-title h2{margin-top:24px;font-size:clamp(36px,3.4vw,52px)}.decision-title>p:last-child{font-size:16px;line-height:1.85;color:var(--muted);max-width:360px;margin-top:24px}.decision-question{display:flex;align-items:flex-start;gap:25px;border-top:1px solid var(--line);padding-top:26px;margin-bottom:32px}.decision-question:last-child{margin-bottom:0}.decision-question>span{font-size:12px;color:var(--blue);padding-top:5px}.decision-question h3{font-size:21px;font-weight:500;letter-spacing:-.025em;line-height:1.4;margin-bottom:13px}.decision-question p{font-size:15px;line-height:1.85;color:var(--muted)}
.consultation{grid-template-columns:1.08fr 1fr;gap:75px}.consultation-image{height:auto;aspect-ratio:1.15;align-self:center}.consultation-image img{object-position:50% 45%;transform:translateY(var(--photo-y,0px)) scale(1.08);transition:transform 1s var(--ease)}.consultation-image:hover img{transform:translateY(var(--photo-y,0px)) scale(1.11)}.consultation-image .photo-caption{left:30px;right:20px;bottom:27px}.consultation-image .photo-caption p{font-size:32px}.consultation-image .photo-caption>span{font-size:10px}.consultation-image .photo-credit{background:#0b244552;backdrop-filter:blur(5px);padding:5px 9px;border-radius:4px;font-size:10px;left:17px;top:17px;max-width:calc(100% - 34px)}

@media(max-width:1200px){.story-enhanced .story-stage{gap:23px 50px}.story-enhanced .scene-copy h3{font-size:25px}.story-enhanced .scene-copy p{font-size:15px}.story-enhanced .scene-copy .scene-detail{font-size:13px}.story-enhanced .story-intro h2{font-size:51px}.scene-copy h3{font-size:25px}.story-scene{gap:55px}.decision-layout{gap:65px}.consultation{gap:50px}.consultation-image .photo-caption p{font-size:28px}}
@media(max-width:980px){.life-story{margin-top:45px}.story-pin{padding-block:75px}.story-intro{margin-bottom:45px}.story-scenes{gap:55px}.story-scene{gap:40px;grid-template-columns:1fr 1fr}.scene-copy h3{font-size:24px}.scene-copy p{font-size:15px;line-height:1.8}.scene-copy .scene-detail{font-size:13px}.scene-copy .text-link{font-size:13px}.scene-image{aspect-ratio:.8}.scene-image figcaption{font-size:13px;left:22px;right:20px;bottom:22px}.scene-image figcaption span{font-size:10px}.decision-layout{gap:45px}.decision-question{gap:20px}.decision-question h3{font-size:19px}.decision-question p{font-size:14px}.consultation{gap:40px}.consultation-image{aspect-ratio:.84}.consultation-image .photo-credit{font-size:9px}.consultation-image .photo-caption>span{font-size:9px}}
@media(max-width:720px){.hero-art img{transform:translate3d(0,var(--hero-shift,0px),0) scale(1.035)}.hero-copy{transform:none}.pointer-light,.cursor-halo{display:none!important}.button{translate:none!important}.life-story{margin-top:35px}.story-pin{padding-block:65px}.story-intro{margin-bottom:33px}.story-intro h2{font-size:46px;margin-top:21px}.story-intro .section-kicker{font-size:10px}.story-scenes{gap:55px}.story-scene{display:flex;flex-direction:column;gap:26px;align-items:stretch}.scene-image{order:-1;aspect-ratio:1.04;border-radius:10px;width:100%}.scene-image img{transform:none}.scene-people img{object-position:74% 50%}.scene-image figcaption{font-size:13px;bottom:20px;left:22px}.scene-copy h3{font-size:28px;line-height:1.25;margin-top:13px}.scene-copy p{font-size:16px;line-height:1.85;max-width:none}.scene-copy .scene-detail{font-size:14px;line-height:1.8;max-width:none}.scene-copy .text-link{font-size:14px;margin-top:23px}.scene-overline{font-size:11px}.story-bottom{display:block;margin-top:35px;font-size:9px;line-height:1.8}.story-bottom>a{display:block;width:fit-content;margin-top:12px;font-size:13px}.decision-guide{padding-top:0}.decision-layout{display:block}.decision-title h2{font-size:37px}.decision-title>p:last-child{font-size:16px;max-width:none;margin-top:22px}.decision-questions{margin-top:35px}.decision-question{gap:18px;padding-top:25px;margin-bottom:28px}.decision-question h3{font-size:21px}.decision-question p{font-size:15px}.consultation{gap:35px}.consultation-image{aspect-ratio:1.03;height:auto;max-width:none}.consultation-image .photo-caption p{font-size:27px}.consultation-image .photo-caption>span{font-size:8px;letter-spacing:.08em}.consultation-image .photo-caption{left:23px;bottom:23px}.consultation-image .photo-credit{font-size:9px;line-height:1.5;left:13px;top:13px}.consultation-image img{transform:scale(1.035)!important}.consultation-image:hover img{transform:scale(1.035)!important}}
@media(max-width:380px){.story-intro h2{font-size:41px}.scene-copy h3{font-size:25px}.decision-title h2{font-size:33px}.scene-image figcaption{font-size:12px;left:20px}.scene-image figcaption span{font-size:10px}.consultation-image .photo-caption p{font-size:25px}}
@media(prefers-reduced-motion:reduce){.cursor-halo,.pointer-light{display:none!important}.hero-copy,.hero-art img,.consultation-image img{transform:none!important}.button{translate:none!important}.hero-soft{background:none;color:#bcd6ff}}
.reduce-motion .cursor-halo,.reduce-motion .pointer-light{display:none!important}.reduce-motion .hero-copy,.reduce-motion .hero-art img,.reduce-motion .consultation-image img{transform:none!important}.reduce-motion .button{translate:none!important}.reduce-motion .hero-soft{background:none;color:#bcd6ff}
@media(min-width:981px) and (max-height:860px){.story-enhanced .story-stage{height:calc(100svh - 148px);gap:15px 55px}.story-enhanced .story-intro h2{font-size:48px;margin-top:14px}.story-enhanced .scene-copy h3{font-size:24px;margin:10px 0 12px}.story-enhanced .scene-copy p{font-size:15px;line-height:1.7}.story-enhanced .scene-copy .scene-detail{font-size:13px;line-height:1.75;margin-top:10px}.story-enhanced .scene-copy .text-link{margin-top:16px}.story-enhanced .story-nav{padding-top:4px}.story-enhanced .story-nav button{padding-block:10px 14px}.story-enhanced .story-bottom{padding-top:13px}}


/* Source: versicherungen.css */
/* Shared navigation and insurance content extend the established Motion Edition. */
.insurance-site .main-nav{gap:25px;font-size:14px}.insurance-site .main-nav a[aria-current=page]{color:var(--blue)}.insurance-site .main-nav a[aria-current=page]:after{transform:scaleX(1)}
.general-hero .hero-art{width:67%}.general-hero .hero-art img{object-position:63% 45%}.general-hero .hero-shade{background:linear-gradient(90deg,#0b2b63 3%,#0b2b63 30%,#0b2b63f0 39%,#0b2b6375 57%,#0b2b6310 85%)}.general-hero .hero-description{max-width:450px}.general-hero .art-note{right:5%;bottom:100px}
.product-shortcuts{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid var(--line);border-top:0;border-radius:0 0 12px 12px;box-shadow:0 10px 35px #123d8509;position:relative}.product-shortcuts a{display:flex;justify-content:center;align-items:center;gap:13px;min-height:94px;color:var(--ink);font-weight:500;font-size:16px;transition:background .3s,color .3s}.product-shortcuts a+a{border-left:1px solid var(--line)}.product-shortcuts a:hover{background:var(--ice);color:var(--blue)}.product-shortcuts svg{width:28px;height:28px;color:var(--blue)}
.insurance-overview{padding-top:100px;padding-bottom:55px}.insurance-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:20px}.insurance-card{display:flex;flex-direction:column;align-items:flex-start;padding:29px 25px 25px;border:1px solid var(--line);border-radius:12px;background:#fff;position:relative;transition:border-color .3s,box-shadow .4s,transform .4s var(--ease);min-width:0}.insurance-card:hover{transform:translateY(-7px);box-shadow:0 18px 40px #243f7a12;border-color:#9facdb}.insurance-card-top{display:flex;justify-content:space-between;align-items:center;width:100%;margin-bottom:32px}.insurance-icon{display:flex;width:52px;height:52px;align-items:center;justify-content:center;background:#edf2ff;color:var(--blue);border-radius:12px}.insurance-icon svg{width:29px;height:29px;stroke-width:1.3}.insurance-number{font-size:12px;color:#8490aa;letter-spacing:.08em}.insurance-label{font-size:14px;color:var(--muted);line-height:1.6;min-height:45px;overflow-wrap:anywhere}.insurance-card h3{font-size:27px;font-weight:500;letter-spacing:-.045em;line-height:1.25;margin:12px 0 16px}.insurance-card>p{font-size:16px;line-height:1.75;color:var(--muted);margin-bottom:24px}.insurance-tags{display:flex;gap:7px;flex-wrap:wrap;margin-top:auto;margin-bottom:27px}.insurance-tags span{font-size:12px;background:#f3f6fb;border-radius:5px;padding:4px 8px;line-height:1.6}.insurance-card-link{font-size:14px;color:var(--blue);position:relative;padding-bottom:5px;font-weight:600;border-bottom:1px solid #c4cef5}.insurance-card-link .link-rule{display:none}.heilpraktiker-card .insurance-icon{background:#e8f5f4;color:#147471}.brille-card .insurance-icon{background:#eef1ff;color:#5854bc}.krankenhaus-card .insurance-icon{background:#edf5fe;color:#216496}
.overview-guide{padding-top:100px}.overview-page .consultation-image img,.heilpraktiker-page .consultation-image img,.brille-page .consultation-image img,.krankenhaus-page .consultation-image img{object-position:50% 35%}.insurance-site .footer-main{grid-template-columns:1.1fr 1fr .9fr}.insurance-site .footer-main>div{min-width:0}.insurance-site .footer-main a{overflow-wrap:anywhere}
.product-hero{min-height:660px;background:linear-gradient(125deg,#0d2859 5%,#113e83 100%)}.product-hero-layout{display:grid;grid-template-columns:1.1fr .8fr;gap:110px;align-items:center;padding-block:48px 72px}.product-hero .hero-copy{padding:0;min-width:0}.breadcrumbs{display:flex;flex-wrap:wrap;gap:13px;align-items:center;font-size:14px;color:#bad0f1;margin-bottom:42px}.breadcrumbs a{text-decoration:underline;text-underline-offset:4px}.breadcrumbs span:last-child{color:#fff}.product-hero .eyebrow{font-size:13px;letter-spacing:.065em;line-height:1.7;display:block;overflow-wrap:anywhere}.product-hero h1{font-size:clamp(50px,5vw,78px);line-height:1.14;margin:24px 0}.product-hero h1 em{font-style:normal;color:#c0d9ff}.product-hero .hero-description{max-width:510px;font-size:17px}.product-hero .hero-actions{flex-direction:row;align-items:center;gap:25px;flex-wrap:wrap}.product-focus{background:#ffffff0b;border:1px solid #ffffff30;border-radius:17px;padding:38px 37px;backdrop-filter:blur(10px);align-self:center;margin-top:30px}.product-focus .insurance-icon{background:#ffffff12;color:#d2e9ff;margin-bottom:34px}.product-focus .section-kicker{color:#bed2f1;font-size:12px;letter-spacing:.09em}.product-focus h2{font-size:35px;line-height:1.2;letter-spacing:-.04em;max-width:300px;margin:20px 0 28px}.product-focus ul{list-style:none;padding:0;margin:0}.product-focus li{display:flex;align-items:center;gap:12px;font-size:16px;padding:14px 0;border-top:1px solid #ffffff20}.product-focus .check-circle{width:25px;height:25px;border-color:#ffffff35;color:#d5e7ff}.product-focus .check{width:9px;height:5px}.product-focus-note{font-size:14px;line-height:1.8;color:#bdd0ec;margin-top:23px}.heilpraktiker-hero{background:linear-gradient(125deg,#0c334b,#135c67)}.brille-hero{background:linear-gradient(125deg,#172d64,#384c98)}.krankenhaus-hero{background:linear-gradient(125deg,#122d54,#155b86)}
.benefit-card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}.benefit-card{padding:32px 30px;border:1px solid var(--line);border-radius:12px}.benefit-card-number{display:block;font-size:14px;color:var(--blue);margin-bottom:27px}.benefit-card h3{font-size:25px;font-weight:500;letter-spacing:-.035em;line-height:1.3;margin-bottom:17px}.benefit-card p{font-size:16px;line-height:1.8;color:var(--muted)}.criteria-section{background:var(--ice)}.criteria-layout{display:grid;grid-template-columns:.9fr 1.1fr;gap:100px;align-items:start}.criteria-intro h2{margin:24px 0}.criteria-intro>p:not(.section-kicker){font-size:17px;color:var(--muted);line-height:1.8;max-width:370px}.criteria-intro .button{margin-top:28px}.criteria-list{margin:0}.criteria-list>div{border-top:1px solid #ced7e8;padding:24px 0;display:grid;grid-template-columns:.65fr 1fr;gap:24px}.criteria-list dt{font-weight:600;font-size:17px}.criteria-list dd{font-size:16px;color:var(--muted);line-height:1.8;margin:0}.source-note{font-size:13px;line-height:1.8;color:var(--muted);padding-top:36px;margin-top:30px;border-top:1px solid var(--line)}.source-note a{text-decoration:underline;text-underline-offset:3px}.other-products .insurance-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.other-products .insurance-label{min-height:0}.other-products .insurance-card>p{max-width:320px}
@media(max-width:1250px){.insurance-site .main-nav{gap:16px}.insurance-site .header-actions>.button{display:none}.insurance-site .header-phone{display:flex}.insurance-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:22px}.insurance-card{padding:29px}.insurance-label{min-height:0}.insurance-card h3{font-size:29px}.insurance-card>p{max-width:380px}.product-hero-layout{gap:55px;grid-template-columns:1.1fr .9fr}.product-focus{padding:30px}.product-focus h2{font-size:30px}.product-hero .hero-actions{flex-direction:column;align-items:flex-start;gap:18px}.criteria-layout{gap:65px}}
@media(max-width:980px){.insurance-site .main-nav{font-size:17px;gap:0}.general-hero .hero-art{width:72%}.general-hero .hero-copy{padding-top:70px}.general-hero h1{font-size:74px}.general-hero .hero-shade{background:linear-gradient(90deg,#0b2b63 0%,#0b2b63f5 33%,#0b2b6370 70%,#0b2b6335)}.general-hero .hero-description{max-width:385px}.product-hero-layout{gap:35px;grid-template-columns:1fr 1fr}.product-hero h1{font-size:54px}.product-hero .hero-description{font-size:16px}.product-focus{padding:26px 23px}.product-focus h2{font-size:29px}.product-focus li{font-size:14px}.product-focus-note{font-size:13px}.breadcrumbs{font-size:13px;margin-bottom:32px}.benefit-card-grid{gap:16px}.benefit-card{padding:25px 22px}.benefit-card h3{font-size:22px}.criteria-layout{gap:40px}.criteria-list>div{display:block}.criteria-list dd{margin-top:8px}.other-products .insurance-grid{gap:14px}.other-products .insurance-card{padding:23px}.other-products .insurance-card h3{font-size:26px}.other-products .insurance-label{min-height:45px}}
@media(max-width:720px){.insurance-site .main-nav{font-size:17px}.general-hero{min-height:auto}.general-hero .hero-copy{padding-top:45px;padding-bottom:345px}.general-hero h1{font-size:62px}.general-hero .hero-description{font-size:16px;max-width:100%}.general-hero .hero-art{width:100%;height:400px;top:auto;bottom:0}.general-hero .hero-art img{object-position:65% 40%}.general-hero .hero-shade{background:linear-gradient(180deg,#0b2b63 0%,#0b2b63 49%,#0b2b63a6 62%,#0b2b6300 78%)}.general-hero .art-note{display:none}.general-hero .hero-bottom{bottom:20px}.general-hero .eyebrow{font-size:11px;letter-spacing:.055em}.product-shortcuts{grid-template-columns:repeat(2,1fr);width:calc(100% - 40px)}.product-shortcuts a{min-height:75px;font-size:15px;gap:12px}.product-shortcuts a:nth-child(3){border-left:0}.product-shortcuts a:nth-child(n+3){border-top:1px solid var(--line)}.product-shortcuts svg{width:25px;height:25px}.insurance-overview{padding-top:65px;padding-bottom:20px}.insurance-grid{grid-template-columns:1fr;gap:18px}.insurance-card{padding:27px}.insurance-card-top{margin-bottom:21px}.insurance-card h3{font-size:29px;margin-top:10px}.insurance-card>p{margin-bottom:20px;font-size:16px}.insurance-tags{margin-bottom:23px}.insurance-label{font-size:14px}.insurance-card:hover{transform:none}.overview-guide{padding-top:65px}.insurance-site .footer-main{grid-template-columns:1fr}.insurance-site .footer-main>div:first-child{grid-column:auto}.insurance-site .footer-main>div{font-size:14px}.insurance-site .footer-label{font-size:12px}.product-hero{min-height:auto}.product-hero-layout{grid-template-columns:1fr;padding-block:30px 45px;gap:38px}.product-hero .hero-copy{padding:0}.product-hero h1{font-size:53px;line-height:1.14}.product-hero .eyebrow{font-size:12px}.product-hero .hero-description{font-size:16px}.product-hero .hero-actions{margin-top:25px;gap:20px}.product-hero .hero-text-link{font-size:14px}.product-hero .hero-actions .button{font-size:15px}.breadcrumbs{font-size:13px;gap:10px;margin-bottom:30px}.product-focus{margin:0;padding:28px}.product-focus .insurance-icon{margin-bottom:23px}.product-focus h2{font-size:32px;max-width:270px}.product-focus li{font-size:16px}.product-focus-note{font-size:14px}.benefit-card-grid{grid-template-columns:1fr}.benefit-card{padding:28px}.benefit-card-number{margin-bottom:20px}.benefit-card h3{font-size:26px}.criteria-layout{grid-template-columns:1fr;gap:36px}.criteria-intro h2{font-size:39px}.criteria-intro>p:not(.section-kicker){font-size:16px}.criteria-list dt{font-size:17px}.source-note{font-size:13px}.other-products .insurance-grid{grid-template-columns:1fr;gap:18px}.other-products .insurance-card{padding:27px}.other-products .insurance-label{min-height:0}.other-products .section-heading{display:block}.other-products .section-heading>.text-link{margin-top:24px}.insurance-site .section-kicker{font-size:12px;letter-spacing:.065em}.insurance-site .button{white-space:normal;text-align:center}}
@media(max-width:380px){.general-hero h1{font-size:53px}.general-hero .hero-copy{padding-bottom:300px}.general-hero .hero-art{height:355px}.general-hero .hero-bottom{font-size:8px}.product-hero h1{font-size:46px}.insurance-site .brand{font-size:23px}.insurance-site .header-actions{gap:0}.insurance-site .header-phone{width:32px}.insurance-card{padding:23px}.insurance-card h3{font-size:27px}.product-focus{padding:25px}.product-shortcuts{width:calc(100% - 32px)}.product-shortcuts a{font-size:14px;gap:8px}}


/* Source: wissen.css */
/* Editorial reading surfaces and a searchable, progressively enhanced library. */
[hidden]{display:none!important}.knowledge-hero{min-height:610px}.knowledge-hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:95px;align-items:center;padding-block:70px 75px}.knowledge-hero .hero-copy{padding:0}.knowledge-hero h1{font-size:clamp(52px,5.3vw,82px);line-height:1.13;margin:27px 0}.knowledge-hero h1 em{font-style:normal}.knowledge-hero .hero-description{max-width:510px;font-size:18px}.knowledge-hero-links{display:flex;gap:27px;flex-wrap:wrap;margin-top:31px;font-size:14px}.knowledge-hero-links a{border-bottom:1px solid #ffffff55;padding-bottom:6px}.featured-story{position:relative;border-radius:14px;overflow:hidden;aspect-ratio:1.04;display:flex;align-items:flex-end;isolation:isolate;background:#1b232b}.featured-story img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:72% 45%;z-index:-2;transition:transform .9s var(--ease)}.featured-story:after{content:'';position:absolute;inset:15% 0 0;z-index:-1;background:linear-gradient(transparent,#111822e8)}.featured-story:hover img{transform:scale(1.04)}.featured-story>div{padding:31px}.featured-story>div>span:first-child{font-size:12px;letter-spacing:.08em;color:#ffe3b5}.featured-story h2{font-size:35px;margin:15px 0;line-height:1.18;letter-spacing:-.045em}.featured-story p{font-size:15px;color:#e2e3e7}.featured-story .read-article{margin-top:24px;color:#fff;border-color:#fff7}.library-top{display:flex;justify-content:space-between;align-items:center;gap:70px;margin-bottom:44px}.library-top h2{margin-top:22px}.knowledge-search{width:46%;max-width:530px}.knowledge-search label{display:block;font-weight:600;font-size:15px;margin-bottom:12px}.knowledge-search>div{display:flex;align-items:center;gap:13px;border:1px solid var(--line);border-radius:8px;padding:0 16px;background:#fff;min-height:62px}.knowledge-search>div:focus-within{outline:2px solid var(--blue);outline-offset:3px}.knowledge-search input{width:100%;min-width:0;border:0;background:none;font:inherit;font-size:16px;min-height:60px;outline:none}.knowledge-search input::-webkit-search-cancel-button{display:none}.knowledge-search input:focus-visible{outline:none}.knowledge-search>span{display:block;font-size:13px;color:var(--muted);margin-top:9px}.search-clear{width:32px;height:36px;background:transparent;font-size:27px;line-height:1;flex-shrink:0}.knowledge-filters{display:flex;flex-wrap:wrap;gap:9px;padding-block:20px;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.knowledge-filters button{padding:11px 19px;border:1px solid transparent;border-radius:6px;background:transparent;font-size:14px;min-height:46px;color:var(--muted)}.knowledge-filters button:hover{background:var(--ice)}.knowledge-filters button[aria-pressed=true]{background:var(--ink);color:white}.library-status{display:flex;justify-content:space-between;gap:20px;font-size:13px;color:var(--muted);padding:24px 0}.knowledge-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}.knowledge-card{border:1px solid var(--line);border-radius:10px;position:relative;background:#fff;transition:box-shadow .35s,border-color .3s,transform .35s;min-width:0}.knowledge-card:hover{transform:translateY(-5px);border-color:#baa993;box-shadow:0 14px 40px #292a3410}.knowledge-card>a{display:flex;flex-direction:column;align-items:flex-start;height:100%;padding:28px}.knowledge-card-meta{display:flex;justify-content:space-between;gap:15px;width:100%;font-size:12px;color:var(--muted)}.knowledge-card-meta>span:first-child{color:var(--blue);font-weight:600}.knowledge-card-number{font-family:var(--display);font-size:52px;letter-spacing:-.06em;color:#d6d8de;font-weight:500;margin-top:18px}.knowledge-card h3{font-weight:500;font-size:25px;line-height:1.27;letter-spacing:-.038em;margin:7px 0 17px}.knowledge-card p{font-size:16px;color:var(--muted);line-height:1.75;margin-bottom:27px}.read-article{display:inline-block;color:var(--blue);font-size:14px;font-weight:600;border-bottom:1px solid #cbad85;padding-bottom:4px;margin-top:auto}.knowledge-card .read-article{margin-top:auto}.search-empty{padding:60px 30px;text-align:center;background:var(--ice);border-radius:10px}.search-empty h3{font-size:26px;font-weight:500;margin-bottom:15px}.search-empty p{max-width:620px;margin:0 auto 25px;font-size:16px;color:var(--muted)}.lexicon{background:var(--ice)}.lexicon-grid{display:grid;grid-template-columns:1fr 1fr;gap:0 50px;align-items:start}.lexicon-grid details{border-bottom:1px solid var(--line)}.lexicon-grid summary{list-style:none;display:flex;justify-content:space-between;gap:20px;align-items:center;cursor:pointer;font-size:19px;font-weight:500;padding:22px 0;line-height:1.4}.lexicon-grid summary::-webkit-details-marker{display:none}.lexicon-grid summary>span{font-size:24px;font-weight:400;color:var(--blue)}.lexicon-grid details[open] summary>span{transform:rotate(45deg)}.lexicon-grid details>div{padding:0 30px 25px 0}.lexicon-grid p{font-size:16px;line-height:1.8;color:var(--muted)}.lexicon-grid a{display:inline-block;font-size:14px;color:var(--blue);text-decoration:underline;text-underline-offset:4px;margin-top:16px}.lexicon-count{color:var(--muted);font-size:14px;margin-bottom:18px}.lexicon-empty{font-size:16px;color:var(--muted);padding-block:35px}.knowledge-method{display:grid;grid-template-columns:1fr 1fr;gap:100px}.knowledge-method h2{margin-top:23px}.knowledge-method>div>p:not(.section-kicker){font-size:17px;color:var(--muted);line-height:1.85;margin-bottom:22px}.knowledge-method .knowledge-date{font-size:14px!important}.knowledge-teaser{padding-bottom:15px}.article-hero{min-height:0}.article-hero .hero-copy{padding-block:48px 64px}.article-hero .breadcrumbs{margin-bottom:36px}.article-hero 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/* Source: marke.css */
/* Direction chosen by the user: charcoal, warm orange, shield/check logo. */
:root{--blue:#9d550c;--blue-deep:#824209;--navy:#141b26;--ink:#202732;--muted:#626a75;--ice:#f5f5f4;--line:#dedfdf;--accent:#ffab26}
.insurance-site .study-bar{background:#080d14;color:#bfc5cc}.insurance-site .study-bar nav a[aria-current]:before{background:var(--accent)}.insurance-site .site-header{background:#10161ef5;color:#fff;border-bottom-color:#ffffff16}.insurance-site .brand{letter-spacing:0}.brand-image{width:236px;height:86px;object-fit:contain}.insurance-site .main-nav{color:#d6d9df;gap:23px}.insurance-site .main-nav a:hover,.insurance-site .main-nav a[aria-current=page]{color:#ffb544}.insurance-site .main-nav a:after{background:var(--accent)}.insurance-site .header-phone:hover{background:#ffffff15}.insurance-site .menu-button span{background:#fff}.insurance-site .site-header.is-scrolled{height:78px}.insurance-site .site-header.is-scrolled .brand-image{height:68px;width:215px}.insurance-site .reading-progress{background:var(--accent)}
.insurance-site .button-blue{color:#171b20;background:#ffab26;box-shadow:0 3px 12px #301b060a}.insurance-site .button-blue:hover{background:#ffb945;box-shadow:0 10px 26px #b1761926}.insurance-site .button-white{color:#171d25}.insurance-site .hero{background:#101923}.insurance-site .hero .eyebrow,.insurance-site .hero .tiny-cross{color:#ffd393}.insurance-site .hero-soft{background-image:linear-gradient(105deg,#ffb43d 0%,#ffe6b3 47%,#f2a02b 82%);color:#ffc465}.insurance-site .hero-assurance,.insurance-site .hero-assurance .check{color:#ddd3c2}.insurance-site .hero-description{color:#dee0e4}.insurance-site .hero-text-link{color:#f1e1ca;border-color:#c6934e75}.insurance-site .hero-bottom{color:#d2c8b9}.insurance-site .hero-shade{background:linear-gradient(90deg,#101923 3%,#101923 30%,#101923ed 43%,#10192360 61%,#10192300 83%)}.insurance-site .hero:after{background:linear-gradient(0deg,#101923c7,transparent 32%,transparent 88%,#10192320)}.insurance-site .pointer-light{background:radial-gradient(430px circle at var(--light-x,60%) var(--light-y,40%),#ffc2691a,transparent 70%)}
.insurance-site .insurance-icon{background:#fff2dd;color:#a56113}.insurance-site .insurance-card:hover{border-color:#d6b37f}.insurance-site .insurance-tags span{background:#f4f2ee}.insurance-site .insurance-card-link{border-color:#caaa78}.insurance-site .product-shortcuts{background:#fff}.insurance-site .life-story{background:#f3f4f4;border-color:#e0e1e2}.insurance-site .scene-overline,.insurance-site .story-nav button{color:#737477}.insurance-site .scene-copy p{color:#555e69}.insurance-site .scene-copy .scene-detail{color:#69717c}.insurance-site .story-nav button.is-current,.insurance-site .story-nav button:hover{color:#a35c10}.insurance-site .story-bottom{color:#727982;border-color:#d7dadd}.insurance-site .story-nav button{border-color:#d7dadd}.insurance-site .scene-image{background:#dae0e6}.insurance-site .product-hero{background:linear-gradient(120deg,#111821,#24292c)}.insurance-site .product-focus{background:#ffffff06;border-color:#fff2d82b}.insurance-site .product-hero h1 em{color:#ffbb59}.insurance-site .product-focus .insurance-icon{color:#ffc268;background:#ffb54416}.insurance-site .product-focus .section-kicker,.insurance-site .product-focus-note,.insurance-site .breadcrumbs{color:#c9c3b9}.insurance-site .product-focus .check-circle{color:#ffcf89;border-color:#e8b86b55}
.insurance-site .clarity-section{background:#121b26}.insurance-site .clarity-heading h2 em{color:#ffc56c}.insurance-site .clarity-heading>p{color:#c4c9cf}.insurance-site .clarity-step p{color:#b8bec7}.insurance-site .step-keyword{color:#ffbd62}.insurance-site .protection-tabs button[aria-selected=true]{color:#9d550c}.insurance-site .need-option:has(input:checked){background:#fff4e1;border-color:#9d550c}.insurance-site .tariff-card.is-selected{border-color:#b36a13;box-shadow:0 0 0 1px #b36a13}.insurance-site .filter-group button[aria-pressed=true]{background:#fff6e6;color:#8b4f0d}.insurance-site .demo-disclosure{background:#f5f3ee;border-color:#e0d9cc}.insurance-site .site-footer{background:#0d141e;color:#c8cdd5}.insurance-site .site-footer .brand-image{width:278px;height:102px}.insurance-site .footer-label{color:#edb66a}.insurance-site .footer-main>div:first-child>p{color:#f1f1f1}.insurance-site .footer-bottom,.insurance-site .footer-demo{color:#9ba5b3}.insurance-site .footer-bottom{border-color:#ffffff1a}.insurance-site .closing-symbol{color:#a55f13;border-color:#c9a371}.insurance-site .knowledge-hero,.insurance-site .article-hero{background:linear-gradient(125deg,#111923,#20282d)}.insurance-site .knowledge-hero h1 em{color:#ffbe61}.insurance-site .knowledge-search>div:focus-within{outline-color:#ae6817}.insurance-site .knowledge-card-meta>span:first-child{color:#9d550c}.insurance-site .knowledge-card-number{color:#d8d5cf}.insurance-site .knowledge-card:hover{border-color:#caa771}
@media(max-width:1250px){.insurance-site .main-nav{gap:17px;font-size:14px}.brand-image{width:215px}}
@media(max-width:980px){.insurance-site .main-nav{background:#121b26;color:#fff;border-color:#ffffff18;font-size:17px}.insurance-site .main-nav a{border-color:#ffffff18}.insurance-site .brand-image,.insurance-site .site-header.is-scrolled .brand-image{width:215px;height:68px}}
@media(max-width:720px){.insurance-site .brand-image,.insurance-site .site-header.is-scrolled .brand-image{width:210px;height:67px}.insurance-site .general-hero .hero-shade,.insurance-site.zahn-page .hero-shade{background:linear-gradient(180deg,#101923 0%,#101923 49%,#101923b0 62%,#10192300 78%)}.insurance-site .general-hero .hero-copy{padding-top:40px}.insurance-site .site-footer .brand-image{width:260px;height:95px}.insurance-site .hero .eyebrow{font-size:11px}}
@media(max-width:380px){.insurance-site .brand-image,.insurance-site .site-header.is-scrolled .brand-image{width:190px;height:63px}.insurance-site .header-phone{display:none}}
.closing-brand{width:300px;height:auto;margin:0 auto 28px;border-radius:8px}.reduce-motion .hero-soft{color:#ffc465!important}
@media(prefers-reduced-motion:reduce){.insurance-site .hero-soft{color:#ffc465}}
/* The expanded catalog navigation becomes a compact menu on narrower screens. */
@media(max-width:1100px){.insurance-site .site-header{height:82px}.insurance-site .header-actions>.button{display:none}.insurance-site .menu-button{display:block}.insurance-site .main-nav{display:none;position:absolute;top:100%;left:0;right:0;margin:0;padding:12px 24px 22px;flex-direction:column;gap:0;background:#121b26;color:#fff;border-bottom:1px solid #ffffff18;box-shadow:0 15px 24px #141b2626;font-size:17px;max-height:calc(100dvh - 100px);overflow-y:auto}.insurance-site .main-nav.is-open{display:flex}.insurance-site .main-nav a{padding:12px 0;max-width:fit-content;min-height:44px}}


/* Source: auszeichnungen.css */
/* Neutral tariff-rating references. No imitation of proprietary seal artwork. */
.cd-awards{margin:1.25rem 0;color:var(--ink,#202732);text-align:left;max-width:100%;font-size:.9rem;line-height:1.5}
.cd-awards *{box-sizing:border-box}
.cd-awards-heading{display:flex;align-items:baseline;justify-content:space-between;flex-wrap:wrap;gap:.35rem 1rem;margin-bottom:.65rem}
.cd-awards-heading strong{font-size:1rem;font-weight:700}
.cd-awards-heading span{font-size:.75rem;color:var(--muted,#626a75)}
.cd-awards-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,260px),1fr));gap:.7rem}
.cd-award{min-width:0;padding:1rem;border:1px solid #dedfdf;border-radius:12px;background:#faf9f6;overflow-wrap:anywhere}
.cd-award p{margin:0 0 .45rem}
.cd-award-publisher{font-size:.75rem;color:var(--muted,#626a75);font-weight:650;letter-spacing:.025em}
.cd-award-result{font-size:1rem;font-weight:750;color:#824209;line-height:1.35}
.cd-award-title{font-size:.85rem;font-weight:650}
.cd-award-tariff{font-size:.8rem}
.cd-award-edition{font-size:.73rem;color:#626a75}
.cd-award-scope{font-size:.78rem;line-height:1.5}
.cd-award-evidence{margin-top:.55rem;font-size:.76rem}
.cd-award-evidence summary{display:list-item;cursor:pointer;color:#824209;font-weight:650}
.cd-award-evidence[open] summary{margin-bottom:.5rem}
.cd-award-evidence p{font-size:inherit}
.cd-award-evidence ul{margin:.5rem 0 0;padding-left:1.1rem}
.cd-award-evidence li+li{margin-top:.35rem}
.cd-award-evidence a{color:#824209;text-decoration:underline;text-underline-offset:3px;line-height:1.6}
.cd-award-evidence a:focus-visible,.cd-award-evidence summary:focus-visible{outline:2px solid #824209;outline-offset:3px;border-radius:2px}
.cd-awards-note{font-size:.72rem;color:#626a75;margin:.65rem 0 0}
@media(max-width:600px){.cd-awards-grid{grid-template-columns:1fr}.cd-award{padding:.85rem}.cd-awards-heading{display:block}.cd-awards-heading span{display:block;margin-top:.2rem}}
@media(prefers-reduced-motion:reduce){.cd-awards *{scroll-behavior:auto}}

.cd-awards-compact{margin:14px 0;border:1px solid #dedfdf;border-radius:10px;background:#faf9f6;color:#202732;text-align:left;font-size:13px}.cd-awards-compact>summary{display:grid;gap:4px;padding:14px 16px;cursor:pointer;min-height:44px;list-style:none}.cd-awards-compact>summary::-webkit-details-marker{display:none}.cd-awards-compact>summary>span:first-child{font-size:11px;color:#626a75}.cd-awards-compact>summary>strong{font-size:16px;color:#824209;font-weight:650}.cd-awards-compact>summary>span:last-child{display:flex;justify-content:space-between;gap:10px;font-size:12px}.cd-awards-compact>summary b{font-size:19px;line-height:1}.cd-awards-compact[open]>summary b{transform:rotate(45deg)}.cd-awards-compact>summary:focus-visible{outline:2px solid #9d550c;outline-offset:3px}.cd-awards-compact>.cd-awards{padding:0 12px 12px;margin:0}.calc-card>.cd-awards-compact{margin-inline:22px}.cd-awards-compact .cd-awards-grid{grid-template-columns:1fr}


/* Source: rechner.css */
/* The calculator is a website consumer of the platform; all pricing remains server-side. */
.calc-section{padding:100px 0;background:#f6f5f2;scroll-margin-top:90px;color:#19232d}.calc-heading{display:flex;justify-content:space-between;gap:50px;align-items:end;margin-bottom:42px}.calc-heading h2{font-size:clamp(32px,3.6vw,53px);line-height:1.1;letter-spacing:-1.9px;margin:16px 0 0}.calc-heading>p{max-width:340px;color:#657078;line-height:1.75}.calc-workspace{background:#fff;border:1px solid #dddeda;border-radius:20px;overflow:hidden;box-shadow:0 22px 60px #27333c09}.calc-tabs{display:flex;gap:8px;padding:10px;background:#ebedeb}.calc-tabs button{border:0;background:transparent;border-radius:11px;padding:17px 27px;color:#617077;cursor:pointer;font:600 15px inherit;display:flex;gap:14px;align-items:center}.calc-tabs button span{font-size:10px;letter-spacing:1px;opacity:.7}.calc-tabs button[aria-pressed=true]{background:#19232c;color:#fff;box-shadow:0 4px 15px #18222b18}.calc-input-panel{padding:38px;display:grid;grid-template-columns:.8fr 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input{margin-top:4px;width:17px;height:17px;accent-color:#a86814;flex-shrink:0}.calc-form-actions{display:flex;gap:18px;align-items:center;flex-wrap:wrap}.calc-submit{gap:30px;min-height:52px;border:0;cursor:pointer}.calc-example{background:none;border:0;border-bottom:1px solid #b5bdbb;font-size:12px;padding:5px 0;cursor:pointer;color:#4d6068}.calc-privacy{font-size:11px;color:#73808a;line-height:1.6;margin:17px 0 0;max-width:580px}.calc-example-note{font-size:12px;padding:10px;background:#f2f4f1;border-radius:8px}.calc-error{color:#8d3327;background:#fff0e8;border:1px solid #edcbc1;padding:12px;border-radius:8px;font-size:13px}.calc-connection{border-top:1px solid #e9ebe6;display:flex;align-items:center;gap:9px;padding:15px 38px;font-size:11px;color:#68777a}.calc-dot{width:6px;height:6px;background:#adb2b0;border-radius:50%;flex-shrink:0}.calc-connection.is-connected .calc-dot{background:#567766;box-shadow:0 0 0 4px #56776612}.calc-preview-label{margin-left:auto;font-size:9px;letter-spacing:1.5px;color:#8b7251;white-space:nowrap}.calc-result-heading{display:flex;justify-content:space-between;align-items:end;gap:30px;margin:65px 0 24px}.calc-result-heading h3{font-size:37px;line-height:1.14;letter-spacing:-1px;margin:12px 0 0}.calc-summary{color:#5e6a70;font-size:13px;line-height:1.7;text-align:right;max-width:340px}.calc-advisory{display:flex;align-items:start;gap:14px;border-top:1px solid #dce0d8;border-bottom:1px solid #dce0d8;padding:19px 0;color:#606d71;font-size:12px;line-height:1.7}.calc-advisory>span{border:1px solid #a4afa8;border-radius:50%;width:20px;height:20px;line-height:18px;text-align:center;flex-shrink:0;margin-top:2px;font-family:Georgia,serif}.calc-advisory p{margin:0}.calc-advisory strong{color:#283b44}.calc-toolbar{display:grid;grid-template-columns:1fr 1.4fr 1fr;gap:20px;margin:30px 0 20px}.calc-toolbar select,.calc-toolbar input{font-size:13px;min-height:45px;padding:11px}.calc-result-meta{display:flex;justify-content:space-between;align-items:center;font-size:12px;color:#5a686d;margin-bottom:20px}.calc-reset-filters{border:0;background:none;color:#80531e;cursor:pointer;font-size:12px}.calc-cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;align-items:start}.calc-card{background:#fff;border:1px solid #dfe3dd;border-radius:16px;overflow:hidden;transition:border-color .18s,box-shadow .18s;min-width:0}.calc-card:hover{border-color:#c7b491;box-shadow:0 12px 36px #27333c0b}.calc-card.is-selected{border-color:#b97c25;box-shadow:0 0 0 1px #b97c25}.calc-card-main{padding:26px 25px 18px}.calc-insurer{display:flex;align-items:center;gap:10px;font-size:10px;letter-spacing:.5px;text-transform:uppercase;color:#55676e;line-height:1.5;min-height:32px}.calc-insurer-icon{width:31px;height:31px;display:grid;place-items:center;flex-shrink:0;border-radius:50%;background:#f2f0e9;color:#8d6728;font-size:10px;font-weight:700;letter-spacing:0}.calc-card h4{font-size:23px;letter-spacing:-.6px;line-height:1.24;min-height:57px;margin:19px 0 6px;font-weight:600}.calc-card-code{color:#75818a;font-size:10px;line-height:1.5;min-height:15px;overflow-wrap:anywhere}.calc-price{margin:22px 0 5px;line-height:1;display:flex;align-items:baseline;gap:5px}.calc-price strong{font-size:38px;font-weight:500;letter-spacing:-1.5px}.calc-price span{font-size:20px}.calc-price small{font-size:11px;color:#66777e;margin-left:2px}.calc-base-note{font-size:10px;color:#7b8589;line-height:1.6;margin:8px 0 0}.calc-card-features{margin:0;padding:0 25px}.calc-card-features>div{border-top:1px solid #edf0ea;padding:17px 0}.calc-card-features dt{font-size:10px;letter-spacing:.6px;color:#68787e;margin-bottom:8px;text-transform:uppercase;font-weight:600}.calc-card-features dd{margin:0;font-size:13px;line-height:1.65;color:#334751;overflow-wrap:anywhere}.calc-card-notices{padding:15px 18px;background:#fcf6e9;border:1px solid #eee0c1;border-radius:9px;margin:4px 18px 15px;color:#785423;font-size:11px;line-height:1.6}.calc-card-notices p{margin:0 0 9px}.calc-card-notices p:last-child{margin:0}.calc-card-actions{padding:10px 24px 20px}.calc-card-actions .button{width:100%;font-size:12px;min-height:42px;border:1px solid #ced5d1;background:#fff;cursor:pointer;color:#2a3b44}.calc-card-actions .button:hover{background:#f5f6f1}.calc-choose{border-top:1px solid #edf0ea;padding:16px 25px;display:flex;gap:10px;align-items:center;font-size:12px;color:#5f7075;cursor:pointer}.calc-choose input{width:16px;height:16px;accent-color:#9d671d}.calc-choose input:disabled{opacity:.4}.calc-pending{margin-top:27px;border:1px solid #dce0d8;border-radius:12px;padding:18px 22px;color:#607078;font-size:13px}.calc-pending summary{cursor:pointer;font-weight:600}.calc-pending article{border-top:1px solid #dce0d8;padding-top:14px;margin-top:16px;line-height:1.65}.calc-pending h4{color:#2d424d}.calc-pending p{font-size:12px}.calc-provenance{font-size:10px;color:#7b888b;line-height:1.7;margin:24px 0;overflow-wrap:anywhere}.calc-empty{text-align:center;padding:40px 20px;color:#607078}.calc-more{display:flex;margin:28px auto 0;font-size:13px;cursor:pointer}.calc-selection{position:sticky;bottom:20px;z-index:12;background:#17232d;color:#fff;border-radius:13px;padding:17px 23px;margin-top:26px;display:flex;justify-content:space-between;gap:20px;align-items:center;box-shadow:0 10px 40px #111c2430}.calc-selection strong{font-size:13px}.calc-selection span{display:block;color:#bdc6c9;font-size:10px;margin-top:5px}.calc-selection>div:last-child{display:flex;gap:20px;align-items:center}.calc-selection [data-clear-selection]{color:#ccc;background:none;border:0;cursor:pointer;font-size:12px}.calc-selection .button{font-size:12px;min-height:43px}.calc-section button:disabled{opacity:.5;cursor:not-allowed}.calc-section [hidden]{display:none!important}.calc-dialog{border:0;border-radius:20px;padding:28px 34px;color:#22343e;width:min(1100px,calc(100vw - 40px));max-height:88dvh;box-shadow:0 25px 110px #0004}.calc-dialog::backdrop{background:#111c25ad;backdrop-filter:blur(6px)}.calc-dialog-top{display:flex;justify-content:space-between;align-items:center;border-bottom:1px solid #e4e9e4;padding-bottom:16px;gap:15px;position:sticky;top:-29px;background:#fff;z-index:2}.calc-dialog-top button{background:#f1f3ef;border:0;border-radius:50%;width:35px;height:35px;font-size:25px;color:#3c535b;cursor:pointer}.calc-dialog h2{font-size:36px;letter-spacing:-1px;line-height:1.15;margin:25px 0 15px}.calc-dialog h3{font-size:17px;margin:28px 0 14px}.calc-dialog p,.calc-dialog li{font-size:13px;line-height:1.75}.calc-detail-list{margin:0}.calc-detail-list>div{display:grid;grid-template-columns:1fr 2.6fr;gap:20px;border-top:1px solid #e7ebe4;padding:15px 0}.calc-detail-list dt{font-size:12px;color:#687980}.calc-detail-list dd{margin:0;font-size:13px;line-height:1.7;overflow-wrap:anywhere}.calc-detail-list ul{padding-left:18px;margin:8px 0}.calc-data-status{font-size:10px;color:#8a682e;background:#faf3e4;padding:3px 6px;border-radius:4px;display:inline-block;margin-top:6px}.calc-dialog .calc-price{margin:16px 0}.calc-detail-meta{font-size:11px!important;color:#77858a;overflow-wrap:anywhere}.calc-table-wrap{overflow:auto;margin:20px 0}.calc-table{width:100%;border-collapse:collapse;table-layout:fixed;min-width:650px;font-size:12px;line-height:1.65}.calc-table th,.calc-table td{border:1px solid #e0e6de;padding:16px;text-align:left;vertical-align:top;overflow-wrap:anywhere}.calc-table th:first-child{width:145px}.calc-table thead{background:#f2f4ee}.calc-table td{font-size:12px}.calc-table td p{font-size:12px;margin:0 0 10px}.calc-table td small{display:block;color:#748086}.calc-table caption{text-align:left;margin-bottom:10px;color:#6c7a80}.calc-help{display:flex;align-items:center;gap:45px;justify-content:space-between;padding-top:85px;padding-bottom:85px}.calc-help h2{font-size:35px;line-height:1.15}.calc-help>p{max-width:280px;color:#66757c;font-size:14px;line-height:1.7}.calculator-hero{background:radial-gradient(ellipse at 90% 60%,#44403650,transparent 55%),#131d27;padding:140px 0 80px;color:#fff}.calculator-hero-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}.calculator-hero h1{font-size:clamp(55px,6.5vw,92px);line-height:1.02;letter-spacing:-4px;margin:25px 0}.calculator-hero h1 em{color:#ffba53}.calculator-hero .eyebrow{color:#c9b38e;font-size:11px;letter-spacing:2px}.calculator-hero-grid>div>p:last-child{max-width:440px;color:#bdc7cf;font-size:16px;line-height:1.8}.calculator-visual{height:350px;position:relative;display:grid;place-items:center}.calc-orbit{position:absolute;border:1px solid #d5c6a91b;border-radius:50%;width:330px;height:330px;transform:rotate(-25deg);pointer-events:none}.orbit-two{width:440px;height:240px;transform:rotate(-45deg);border-color:#d5c6a92b}.calc-visual-card{transform:rotate(-5deg);background:linear-gradient(125deg,#364047d9,#1d2932);border:1px solid #baa17a4d;box-shadow:0 35px 80px #0005;border-radius:22px;padding:30px 33px;width:285px;position:relative;animation:calc-float 8s ease-in-out infinite}.calc-visual-check{width:43px;height:43px;background:#ffb53f;color:#212d34;border-radius:50%;display:grid;place-items:center;font-size:26px;margin-bottom:28px}.calc-visual-card>span:nth-child(2){font-size:8px;letter-spacing:2px;color:#dbc392}.calc-visual-card strong{display:block;font-size:30px;font-weight:500;line-height:1.2;letter-spacing:-1px;margin-top:12px}.calc-visual-card>div{display:flex;gap:15px;border-top:1px solid #ffffff20;margin-top:30px;padding-top:20px;font-size:9px;color:#c8c9c8}.calc-visual-tag{position:absolute;right:0;bottom:35px;padding:16px 23px;background:#f9f7ee;color:#77633c;font-size:12px;border-radius:10px;transform:rotate(6deg);box-shadow:0 10px 30px #0002}.calc-home-teaser{padding-top:64px;padding-bottom:64px;display:grid;grid-template-columns:1fr 1.1fr;gap:60px;align-items:center}.calc-home-teaser h2{font-size:38px;letter-spacing:-1px;line-height:1.15;margin:15px 0}.calc-home-teaser p{font-size:14px;color:#65727a;line-height:1.7;max-width:380px}.calc-home-links{display:grid;grid-template-columns:1fr 1fr;gap:15px}.calc-home-links a{background:#17232d;color:#fff;border-radius:14px;padding:27px 23px;min-height:205px;display:flex;flex-direction:column;gap:23px;border:1px solid #394551;transition:transform .2s}.calc-home-links a:hover{transform:translateY(-4px)}.calc-home-links a>span:first-child{font-size:8px;letter-spacing:1px;color:#cbb48c}.calc-home-links strong{font-size:23px;line-height:1.2;font-weight:500;letter-spacing:-.5px}.calc-home-arrow{font-size:11px;color:#ffd391;margin-top:auto}.main-nav .nav-calculator{color:#ffc66d}.calc-dialog-actions{margin:25px 0;display:flex;gap:14px;align-items:center}.calc-dialog-actions button{cursor:pointer}.calc-dialog [data-print]{font-size:12px}.calc-section button:focus-visible,.calc-section summary:focus-visible{outline:2px solid #b77a27;outline-offset:4px}
.calc-card-features dd ul{padding-left:17px;margin:9px 0 0;font-size:11px;color:#63747b}.calc-results{scroll-margin-top:106px}
/* Result controls share the calculator's anthracite and orange palette. */
.calc-result-actions{display:flex;gap:12px;align-items:center;margin:22px 0 0}
.calc-edit-inputs,.calc-filter-toggle{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:44px;border:1px solid #cbd2cb;border-radius:9px;background:#fff;color:#293d47;padding:10px 16px;font:inherit;font-size:14px;font-weight:600;cursor:pointer;line-height:1.4}
.calc-edit-inputs:hover,.calc-filter-toggle:hover{border-color:#b77a27;background:#faf6ed}
.calc-filter-toggle{display:none}
.calc-filter-toggle[aria-expanded=true]{border-color:#b77a27;background:#faf2e3;color:#795016}
.calc-mobile-comparison{display:none}
.calc-field-hint{display:block;color:#63747b;font-size:12px;font-weight:400;line-height:1.6;margin-top:6px}
#calc-results-title:focus-visible{outline:2px solid #b77a27;outline-offset:5px}
body.calc-dialog-open{overflow:hidden;overscroll-behavior:none}
body.calc-dialog-open .mobile-dock,body.calc-dialog-open .calc-selection{display:none}
.calc-selection [data-show-selection]{display:block;min-height:44px;max-width:100%;border:0;background:transparent;color:#fff;text-align:left;padding:0;font:inherit;cursor:pointer;line-height:1.4}
.calc-selection [data-show-selection]>span{font-size:12px;color:#ffc66d;margin-top:3px}
.calc-selection-list{display:grid;gap:12px;margin:22px 0}
.calc-selection-list article{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:16px;border:1px solid #dce3db;border-radius:12px;background:#f5f6f1}
.calc-selection-list article>div{min-width:0;overflow-wrap:anywhere}
.calc-selection-list article strong{font-size:16px;line-height:1.5}
.calc-selection-list article small{display:block;font-size:12px;line-height:1.5;color:#63747b;margin-top:4px}
.calc-selection-list [data-remove-selected]{min-height:44px;min-width:44px;border:1px solid #cbd2cb;border-radius:8px;padding:10px 12px;color:#795016;background:#fff;font:inherit;font-size:14px;cursor:pointer}
.calc-selection-list .calc-price{margin:12px 0 0}
.calc-selection-list .calc-price strong{font-size:28px}
body.calc-in-view .mobile-dock,body.calculator-page .mobile-dock,body.calc-has-selection .mobile-dock{display:none}
.calc-dialog button:focus-visible,.calc-dialog a:focus-visible,.calc-dialog summary:focus-visible{outline:2px solid #b77a27;outline-offset:3px}
@keyframes calc-float{50%{transform:translateY(-10px) rotate(-3deg)}}
@media(min-width:981px) and (max-width:1250px){.insurance-site .main-nav{gap:11px;font-size:12px}.insurance-site .header-phone{display:none}}
@media(max-width:980px){.calc-input-panel{gap:30px;grid-template-columns:.7fr 1.3fr;padding:30px}.calc-cards{grid-template-columns:repeat(2,minmax(0,1fr))}.calc-heading{gap:25px}.calc-home-teaser{gap:30px}.calc-home-links{grid-template-columns:1fr}.calc-home-links a{min-height:140px;gap:13px}.calculator-hero-grid{gap:15px}.calc-visual-tag{right:15px}.orbit-two{width:320px}.calc-help{flex-wrap:wrap}.calc-form-actions{gap:13px}.calc-submit{width:100%}}
@media(max-width:720px){
  .calc-section{padding:36px 0 44px;scroll-margin-top:90px}
  .calc-heading{display:block;margin-bottom:24px}
  .calc-heading h2{font-size:clamp(28px,7.6vw,36px);letter-spacing:-1px;margin-top:12px}
  .calc-heading>p{font-size:14px;line-height:1.65;max-width:none;margin:14px 0 0}
  .calc-workspace{border-radius:14px}
  .calc-input-panel{display:block;padding:20px}
  .calc-form-intro h3{font-size:23px;margin:10px 0}
  .calc-form-intro p{max-width:none;line-height:1.6;margin:10px 0}
  .calc-private{font-size:12px;margin:10px 0 20px}
  .calc-tabs{gap:4px;padding:6px}
  .calc-tabs button{min-width:0;min-height:48px;padding:10px 8px;font-size:14px;line-height:1.35;gap:8px;flex:1;justify-content:center}
  .calc-tabs button span{display:none}
  .calc-fields{gap:14px;grid-template-columns:1fr}
  .calc-form label,.calc-toolbar label{font-size:14px}
  .calc-form input[type=date],.calc-form select,.calc-toolbar input,.calc-toolbar select{font-size:16px;min-height:50px;max-width:100%;box-sizing:border-box;padding:12px;margin-top:7px}
  .calc-context{min-height:44px;gap:12px;font-size:14px;line-height:1.6;align-items:flex-start;margin:18px 0}
  .calc-context input{width:20px;height:20px;flex:0 0 20px;margin-top:2px}
  .calc-form-actions{gap:8px}
  .calc-submit{width:100%;font-size:14px;gap:12px;white-space:normal;text-align:center}
  .calc-example{min-height:44px;padding:10px 0;font-size:14px}
  .calc-privacy,.calc-example-note{font-size:12px;line-height:1.65}
  .calc-error{font-size:14px}
  .calc-connection{padding:13px 20px;flex-wrap:wrap;font-size:12px;line-height:1.6}
  .calc-preview-label{margin-left:15px;font-size:10px}
  .calc-results{scroll-margin-top:94px}
  .calc-result-heading{display:block;margin:32px 0 18px}
  .calc-result-heading h3{font-size:29px;margin-top:10px}
  .calc-summary{text-align:left;font-size:14px;margin:12px 0 0;max-width:none}
  .calc-advisory{font-size:14px;line-height:1.65;gap:10px;padding:16px 0}
  .calc-result-actions{position:sticky;top:77px;z-index:20;display:grid;grid-template-columns:1fr 1fr;gap:8px;margin:0;padding:10px 0;background:#f6f5f2;border-bottom:1px solid #dce0d8}
  .calc-result-actions button{min-width:0;min-height:46px;padding:10px 8px;font-size:14px;white-space:normal}
  .calc-filter-toggle{display:inline-flex}
  .calc-toolbar{display:none;grid-template-columns:1fr 1fr;gap:14px;margin:16px 0;padding:16px;background:#fff;border:1px solid #dfe3dd;border-radius:12px;scroll-margin-top:145px}
  .calc-filters-open .calc-toolbar{display:grid}
  .calc-toolbar label{min-width:0}
  .calc-toolbar label:nth-child(2){grid-column:1/-1;grid-row:2}
  .calc-result-meta{font-size:14px;gap:12px;flex-wrap:wrap;margin:6px 0 14px}
  .calc-reset-filters{min-height:44px;font-size:14px;padding:10px 0}
  .calc-cards{grid-template-columns:1fr;gap:16px}
  .calc-card-main{padding:20px 20px 16px}
  .calc-insurer{font-size:12px;letter-spacing:.35px}
  .calc-insurer-icon{font-size:11px}
  .calc-card h4{font-size:22px;min-height:0;margin:13px 0 5px;overflow-wrap:anywhere}
  .calc-card-code{font-size:12px}
  .calc-price{margin:16px 0 5px;flex-wrap:wrap;row-gap:6px}
  .calc-price strong{font-size:34px;letter-spacing:-1px}
  .calc-price span{font-size:18px}
  .calc-price small{font-size:12px}
  .calc-base-note{font-size:12px;line-height:1.6}
  .calc-card-features{padding:0 20px}
  .calc-card-features>div{padding:14px 0}
  .calc-card-features dt{font-size:12px;letter-spacing:.35px;margin-bottom:6px}
  .calc-card-features dd{font-size:14px;line-height:1.65}
  .calc-card-features dd ul{font-size:14px;line-height:1.65;padding-left:18px}
  .calc-card-notices{margin-left:20px;margin-right:20px;padding:13px 14px;font-size:14px;line-height:1.65;overflow-wrap:anywhere}
  .calc-card-actions{padding:4px 20px 16px}
  .calc-card-actions .button{font-size:14px;min-height:48px;white-space:normal}
  .calc-choose{min-height:52px;padding:14px 20px;font-size:14px;line-height:1.5;gap:12px}
  .calc-choose input{width:20px;height:20px;flex:0 0 20px}
  .calc-data-status{font-size:12px;line-height:1.5}
  .calc-pending{padding:12px 16px;font-size:14px}
  .calc-pending summary{min-height:44px;align-content:center;line-height:1.5;padding:10px 0}
  .calc-pending p{font-size:14px}
  .calc-provenance{font-size:12px}
  .calc-more{max-width:100%;min-height:48px;font-size:14px;white-space:normal;text-align:center}
  /* Two rows leave room for a long tariff count and a clear comparison action. */
  body.calc-has-selection{padding-bottom:calc(160px + env(safe-area-inset-bottom,0px))}
  .calc-selection{position:fixed;inset:auto 0 0;z-index:45;box-sizing:border-box;margin:0;border-radius:14px 14px 0 0;padding:12px max(16px,env(safe-area-inset-right,0px)) calc(12px + env(safe-area-inset-bottom,0px)) max(16px,env(safe-area-inset-left,0px));gap:9px;flex-direction:column;align-items:stretch;box-shadow:0 -8px 28px #111c2425}
  .calc-selection>div{min-width:0}
  .calc-selection [data-show-selection]{min-height:44px}
  .calc-selection strong{font-size:14px;line-height:1.4}
  .calc-selection span{font-size:12px;line-height:1.5;margin-top:2px}
  .calc-selection>div:last-child{width:100%;gap:12px;justify-content:space-between}
  .calc-selection [data-clear-selection]{min-height:46px;min-width:64px;font-size:14px;padding:10px 4px}
  .calc-selection .button{flex:1;min-height:46px;min-width:0;font-size:14px;padding:10px 14px;white-space:normal;text-align:center}
  .calc-dialog{box-sizing:border-box;padding:0 20px calc(24px + env(safe-area-inset-bottom,0px));width:100%;max-width:100%;height:100dvh;max-height:100dvh;margin:0;border-radius:0;overflow-y:auto;overflow-x:hidden;overscroll-behavior:contain}
  .calc-dialog-top{top:0;margin:0 -20px;padding:calc(12px + env(safe-area-inset-top,0px)) 20px;border-bottom:1px solid #e4e9e4;min-height:68px;box-sizing:border-box}
  .calc-dialog-top .section-kicker{font-size:10px;letter-spacing:1px;line-height:1.5;min-width:0}
  .calc-dialog-top button{width:44px;height:44px;min-width:44px;flex:0 0 44px;font-size:28px}
  .calc-dialog-content{min-width:0;overflow-wrap:anywhere}
  .calc-dialog h2{font-size:28px;letter-spacing:-.8px;margin-top:22px}
  .calc-dialog h3{font-size:18px}
  .calc-dialog p,.calc-dialog li,.calc-detail-list dd{font-size:14px;line-height:1.7}
  .calc-detail-list>div{display:block;padding:14px 0}
  .calc-detail-list dt{font-size:14px;margin-bottom:7px}
  .calc-detail-meta{font-size:12px!important}
  .calc-selection-list article{align-items:flex-start;padding:14px;gap:10px}
  .calc-selection-list article strong{font-size:14px}
  .calc-selection-list [data-remove-selected]{flex-shrink:0}
  .calc-selection-list .calc-price strong{font-size:28px}
  .calc-dialog .calc-card-notices{margin-left:0;margin-right:0}
  .calc-dialog-actions{flex-direction:column;align-items:stretch;gap:10px}
  .calc-dialog-actions .button{min-height:48px;max-width:100%;box-sizing:border-box;font-size:14px;white-space:normal;text-align:center}
  .calc-dialog [data-print]{font-size:14px}
  .calc-table-wrap{display:none}
  .calc-mobile-comparison{display:block;margin:22px 0}
  .calc-mobile-prices{display:grid;gap:10px;margin-bottom:22px}
  .calc-mobile-prices article{min-width:0;background:#17232d;color:#fff;border:1px solid #35444e;border-radius:12px;padding:16px;overflow-wrap:anywhere}
  .calc-mobile-prices article>span{font-size:12px;color:#d0d7d9;display:block;line-height:1.5}
  .calc-mobile-prices h3{font-size:18px;margin:6px 0 10px;line-height:1.35;letter-spacing:-.3px;color:#fff}
  .calc-mobile-prices .calc-price{margin:12px 0 8px}
  .calc-mobile-prices .calc-price strong{color:#ffc66d}
  .calc-mobile-prices .calc-price small,.calc-mobile-prices .calc-base-note{color:#d0d7d9}
  .calc-mobile-prices p,.calc-mobile-prices small{font-size:14px;line-height:1.65}
  .calc-compare-group{background:#fff;border:1px solid #dce3db;border-radius:12px;margin:12px 0;overflow:hidden}
  .calc-compare-group summary{min-height:48px;padding:14px 16px;box-sizing:border-box;font-size:15px;font-weight:600;line-height:1.5;cursor:pointer;background:#f2f4ee;color:#293d47;overflow-wrap:anywhere}
  .calc-compare-group[open] summary{border-bottom:1px solid #dce3db}
  .calc-compare-value{min-width:0;padding:16px;font-size:14px;line-height:1.7;overflow-wrap:anywhere}
  .calc-compare-value+.calc-compare-value{border-top:1px solid #e7ebe4}
  .calc-compare-name{display:block;font-size:14px;line-height:1.5;color:#795016;margin-bottom:8px}
  .calc-compare-value p{margin:8px 0 0}
  .calc-compare-value ul{padding-left:18px;margin:8px 0 0}
  .calc-compare-value small{font-size:12px;line-height:1.6}
  .calculator-hero{padding:100px 0 32px;overflow:hidden}
  .calculator-hero-grid{grid-template-columns:1fr;gap:0}
  .calculator-hero h1{font-size:clamp(38px,11vw,56px);letter-spacing:-2px;margin:18px 0}
  .calculator-hero-grid>div>p:last-child{font-size:14px;line-height:1.65}
  .calculator-page .calculator-hero{padding:24px 0 26px}
  .calculator-page .calculator-hero .eyebrow{font-size:10px;letter-spacing:1.3px;margin-top:16px}
  .calculator-page .calculator-visual{display:none}
  .calculator-visual{height:240px;margin-top:16px}
  .calc-visual-card{width:220px;padding:20px 24px}
  .calc-visual-card strong{font-size:25px}
  .calc-visual-check{margin-bottom:14px;width:36px;height:36px}
  .calc-visual-card>div{margin-top:18px;padding-top:12px}
  .calc-orbit{width:250px;height:240px}
  .orbit-two{width:300px;height:190px}
  .calc-visual-tag{bottom:10px;right:5px;padding:12px 15px;font-size:10px}
  .calc-home-teaser{display:block;padding-top:45px;padding-bottom:40px}
  .calc-home-teaser h2{font-size:32px}
  .calc-home-links{grid-template-columns:1fr 1fr;margin-top:25px;gap:10px}
  .calc-home-links a{padding:22px 16px;min-height:185px}
  .calc-home-links strong{font-size:21px}
  .calc-home-links a>span:first-child{line-height:1.6}
  .calc-home-arrow{font-size:12px}
  .calc-help{gap:20px;padding-top:40px;padding-bottom:45px}
  .calc-help h2{font-size:29px}
  .calc-help>p{max-width:none}
}
@media(prefers-reduced-motion:reduce){.calc-visual-card{animation:none}.calc-home-links a,.calc-card{transition:none}}
.reduce-motion .calc-visual-card{animation:none}
@media print{body.calc-dialog-open,body.calc-has-selection{overflow:visible!important;padding-bottom:0}body:has(.calc-dialog[open]) *{visibility:hidden}body:has(.calc-dialog[open]) .calc-dialog,body:has(.calc-dialog[open]) .calc-dialog *{visibility:visible}.calc-dialog[open]{position:absolute;inset:0;width:100%;height:auto;max-height:none;overflow:visible;border-radius:0;box-shadow:none;margin:0;padding:15px}.calc-dialog::backdrop,.calc-dialog-top,.calc-dialog-actions{display:none}.calc-table-wrap{display:block!important;overflow:visible}.calc-mobile-comparison,.calc-selection,.calc-result-actions{display:none!important}.calc-table{min-width:0;font-size:9px}.calc-table td,.calc-table th{font-size:9px;padding:8px}.calc-dialog p,.calc-dialog li{font-size:10px}.calc-table th:first-child{width:110px}}


/* Source-attributed editorial references; no third-party seal artwork. */
.calc-test-result{margin:0 20px 18px;padding:15px 16px;border:1px solid #e2d8c1;border-left:3px solid #b47d27;border-radius:8px;background:#fbf8f0;color:#394951;line-height:1.6}
.calc-test-result>span,.calc-test-result>strong{display:block}
.calc-test-result .calc-test-label{font-size:10px;letter-spacing:.1em;color:#7a622f}
.calc-test-result>strong{font-size:20px;letter-spacing:-.4px;color:#273b43;margin:4px 0}
.calc-test-result>span{font-size:12px}
.calc-test-result p{font-size:12px;line-height:1.65;margin:8px 0}
.calc-test-result>div{display:flex;flex-wrap:wrap;gap:2px 12px}
.calc-test-result a{font-size:12px;text-decoration:underline;text-underline-offset:3px;color:#75541d;display:inline-flex;align-items:center;min-height:44px}
.calc-dialog .calc-test-result{margin:20px 0}
.calc-selection-list article strong,.calc-selection-list article span{display:block}
.calc-form{scroll-margin-top:100px}
@media(max-width:720px){.calc-test-result p{font-size:13px}.calculator-page .calculator-hero h1{font-size:32px;letter-spacing:-1px;margin:14px 0}.calculator-page .calculator-hero-grid>div>p:last-child{display:none}.calculator-page .calc-heading{display:none}}

/* Original insurer marks keep their native colors and proportions. */
.calc-insurer{display:flex;flex-direction:column;align-items:flex-start;gap:9px}
.calc-logo-wrap{display:flex;align-items:center;justify-content:flex-start;width:166px;max-width:100%;height:60px;padding:8px;background:#fff;border-radius:6px;box-sizing:border-box}
.calc-logo-wrap img{display:block;width:150px;max-width:100%;height:44px;object-fit:contain;object-position:left center}
.calc-dialog-content>.calc-insurer{margin-top:22px}
.calc-mobile-prices .calc-insurer>span:last-child{color:#d0d7d9;font-size:12px}
.calc-table .calc-insurer{font-size:10px;font-weight:400;letter-spacing:0;text-transform:none}
.insurer-gallery{padding-top:24px;padding-bottom:30px;border-bottom:1px solid #e2e1da}
.insurer-gallery-head{display:flex;align-items:baseline;justify-content:space-between;gap:20px;margin-bottom:22px}
.insurer-gallery h2{font-size:16px;letter-spacing:-.2px;font-weight:600;line-height:1.5;margin:0;color:#40515a}
.insurer-gallery-head a{font-size:13px;color:#79551f;text-decoration:underline;text-underline-offset:4px;min-height:44px;display:flex;align-items:center}
.insurer-gallery-grid{display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:12px}
.insurer-gallery-grid>div{display:flex;align-items:center;justify-content:center;background:#fff;border:1px solid #edece6;border-radius:9px;min-height:83px;padding:14px}
.insurer-gallery-grid img{width:130px;height:48px;max-width:100%;object-fit:contain}
.insurer-gallery-note{font-size:12px;line-height:1.6;color:#6c797e;max-width:760px;margin:18px 0 0}
@media(max-width:980px){.insurer-gallery-grid{grid-template-columns:repeat(4,minmax(0,1fr))}}
@media(max-width:720px){.insurer-gallery-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:8px}.insurer-gallery-grid>div{min-height:65px;padding:10px}.insurer-gallery-grid img{height:37px}.insurer-gallery-head{display:block;margin-bottom:10px}.insurer-gallery h2{font-size:16px}.insurer-gallery-note{font-size:12px}}

/* Direct paths to complete provider and tariff profiles. */
a.calc-insurer{text-decoration:none;color:inherit;width:fit-content;max-width:100%}a.calc-insurer:hover{text-decoration:underline;text-underline-offset:4px}.calc-card-actions{display:flex;flex-direction:column;gap:5px}.calc-quick-detail{background:transparent;color:#824209;text-decoration:underline;text-underline-offset:4px;min-height:44px;font-size:13px;cursor:pointer}.insurer-gallery-grid>div>a{display:flex;align-items:center;justify-content:center;width:100%;min-height:44px}.insurer-gallery-grid>div:has(a:hover){border-color:#9d550c}.insurer-gallery-grid a:focus-visible,.calc-quick-detail:focus-visible{outline:2px solid #9d550c;outline-offset:4px}

/* Compact source-based orientation and comparisons without losing qualifications. */
.calc-orientation{margin:0 20px 10px;padding:15px 16px;border:1px solid #e3e2d9;border-radius:8px;background:#faf9f4;color:#40515a}
.calc-orientation-title{font-size:11px;font-weight:650;line-height:1.6;margin:0 0 10px;letter-spacing:.02em}
.calc-orientation dl{margin:0}.calc-orientation dl>div+div{border-top:1px solid #e3e2d9;margin-top:10px;padding-top:10px}
.calc-orientation dt{font-size:11px;color:#716953;margin-bottom:4px}.calc-orientation dd{font-size:13px;line-height:1.7;margin:0;overflow-wrap:anywhere}.calc-orientation ul{padding-left:17px;margin:6px 0 0}.calc-orientation details{margin-top:12px;font-size:12px;line-height:1.7}.calc-orientation summary{cursor:pointer;min-height:44px;display:flex;align-items:center;text-decoration:underline;text-underline-offset:3px}.calc-orientation details p{margin:8px 0}
.calc-differences{display:flex;align-items:center;gap:10px;font-size:14px;min-height:48px;width:fit-content;cursor:pointer}.calc-differences input{width:20px;height:20px;accent-color:#875511}.calc-comparison-status,.calc-comparison-empty{font-size:12px;line-height:1.7}.calc-comparison-empty{padding:14px;background:#f8f5ed;border:1px solid #e3dccd;border-radius:6px}
.calc-dialog [data-comparison-same][hidden],.calc-dialog [data-comparison-empty][hidden]{display:none!important}
.calc-quick-detail:link{display:flex;align-items:center;justify-content:center}
@media print{.calc-differences,.calc-comparison-status{display:none}}

/* Optional needs filters: always visible, including on small screens. */
.calc-needs{margin:26px 0 20px;padding:28px;background:#fff;border:1px solid #dddeda;border-radius:16px;min-width:0}
.calc-needs-heading{display:flex;justify-content:space-between;align-items:center;gap:18px;margin-bottom:23px}
.calc-needs-heading h4{font-size:26px;line-height:1.2;letter-spacing:-.6px;margin:8px 0 0;font-weight:600}
.calc-needs-optional{font-size:11px;color:#68747b;line-height:1.5;text-align:right}
.calc-needs-layout{display:grid;grid-template-columns:minmax(0,2fr) minmax(200px,1fr);gap:28px;align-items:start}
.calc-needs-benefits{min-width:0;margin:0;padding:0;border:0}
.calc-needs-benefits legend,.calc-budget>label{display:block;font-size:13px;font-weight:600;color:#40505b;padding:0;margin-bottom:12px}
.calc-needs-options{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}
.calc-need{display:flex;align-items:flex-start;gap:11px;padding:16px 14px;border:1px solid #dde1db;border-radius:10px;background:#fbfcf9;cursor:pointer;min-width:0;transition:border-color .15s,background .15s}
.calc-need:has(input:checked){border-color:#b47821;background:#fff7e9;box-shadow:inset 0 0 0 1px #b47821}
.calc-need:has(input:focus-visible){outline:2px solid #9d651c;outline-offset:3px}
.calc-need input{accent-color:#9d651c;width:20px;height:20px;flex:0 0 20px;margin:1px 0 0}
.calc-need strong{display:block;font-size:13px;font-weight:600;line-height:1.55;color:#263b43}
.calc-need small{display:block;font-size:12px;line-height:1.6;color:#626d72;margin-top:6px;overflow-wrap:anywhere}
.calc-budget{min-width:0;border-left:1px solid #e7e6dd;padding-left:26px}
.calc-budget-input{display:flex;align-items:center;border:1px solid #cbd3cb;border-radius:9px;overflow:hidden;background:#fff;min-width:0}
.calc-budget-input:focus-within{outline:2px solid #b47821;outline-offset:3px}
.calc-budget-input:has([aria-invalid=true]){border-color:#a34331}
.calc-budget-input input{width:100%;min-width:0;border:0;background:transparent;padding:13px 12px;color:#19232d;font:inherit;font-size:16px;min-height:50px;box-sizing:border-box;outline:none}
.calc-budget-input>span{flex-shrink:0;font-size:12px;padding-right:12px;color:#586971;white-space:nowrap}
.calc-budget p{font-size:12px;line-height:1.65;color:#637179;margin:10px 0 0}
.calc-budget .calc-budget-error{color:#9a3226}
.calc-needs-explanation{font-size:12px;line-height:1.75;color:#647078;margin:21px 0 0;padding-top:17px;border-top:1px solid #e9e9e1}
.calc-needs-status{font-size:12px;line-height:1.7;color:#72521e;margin:13px 0 0;padding:12px 14px;background:#fff8eb;border-radius:8px}
.calc-match-reasons{margin:0 20px 16px;border:1px solid #e4d9be;border-radius:8px;background:#fffaf0;color:#5b471f}
.calc-match-reasons summary{font-size:12px;font-weight:600;line-height:1.5;cursor:pointer;min-height:46px;align-content:center;padding:12px 14px;box-sizing:border-box}
.calc-match-reasons ul{font-size:12px;line-height:1.7;margin:0;padding:0 16px 15px 30px;overflow-wrap:anywhere}
.calc-match-reasons li+li{margin-top:9px}
@media(max-width:980px){.calc-needs-layout{grid-template-columns:1fr;gap:22px}.calc-budget{border:0;border-top:1px solid #e7e6dd;padding:20px 0 0}.calc-budget-input{max-width:320px}.calc-needs-options{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:720px){.calc-needs{padding:20px 16px;margin:20px 0 12px}.calc-needs-heading{align-items:flex-start;gap:12px;margin-bottom:21px}.calc-needs-heading h4{font-size:23px}.calc-needs-optional{max-width:90px;font-size:11px}.calc-needs-options{grid-template-columns:1fr}.calc-need{padding:15px;min-height:58px}.calc-need strong{font-size:14px}.calc-need small{font-size:13px}.calc-needs-benefits legend,.calc-budget>label{font-size:14px}.calc-budget-input{max-width:none}.calc-budget p,.calc-needs-explanation,.calc-needs-status{font-size:13px}.calc-match-reasons summary,.calc-match-reasons ul{font-size:13px}}
@media(prefers-reduced-motion:reduce){.calc-need{transition:none}}


/* Source: home-scroll.css */
/* Homepage only. Existing hero/image depth and the story keep their own transforms. */
body.home-scroll-page [data-home-chapter]{scroll-margin-top:110px}
.home-chapters{display:none}
.home-title-window{display:block}
.home-scroll-active [data-home-heading].reveal{transform:none!important}
.home-scroll-active [data-home-title] .home-title-window{clip-path:inset(100% 0 0 0);transition:clip-path .95s cubic-bezier(.22,.75,.2,1)}
.home-scroll-active [data-home-title].home-in-view .home-title-window{clip-path:inset(-8% -2% -12% -2%)}
.home-scroll-active [data-home-title] em{background:linear-gradient(100deg,#9d550c 15%,#bb711e 42%,#9d550c 65%);background-size:240% 100%;background-position:100% 50%;background-clip:text;-webkit-background-clip:text;color:transparent;transition:background-position 1.35s cubic-bezier(.22,.75,.2,1)}
.home-scroll-active [data-home-title].home-in-view em{background-position:0% 50%}
.home-scroll-active [data-home-kicker]::before{content:"";display:block;flex:0 0 27px;height:1px;background:var(--blue);transform:scaleX(0);transform-origin:left;transition:transform .9s cubic-bezier(.22,.75,.2,1)}
.home-scroll-active [data-home-kicker].home-in-view::before{transform:scaleX(1)}
.home-scroll-active [data-home-reveal]{transition:opacity .8s var(--ease),clip-path .95s var(--ease),border-color .3s,box-shadow .4s,transform .4s var(--ease)}
.home-scroll-active [data-home-reveal]:not(.home-in-view){opacity:0;clip-path:inset(0 0 10% 0 round 12px)}
.home-scroll-active [data-home-reveal].home-in-view{opacity:1;clip-path:inset(0 0 0 0 round 12px)}
.home-scroll-active .home-stagger-enter{transition-delay:var(--home-delay,0ms)}
.home-scroll-active .home-stagger-enter:hover,.home-scroll-active .home-stagger-enter:focus-within{transition-delay:0s}

/* This rail fits the outer gutter, clears the sticky header, and uses native links. */
@media(min-width:1400px) and (min-height:700px) and (hover:hover) and (pointer:fine){
  .home-scroll-ready .home-chapters{display:flex;position:fixed;right:15px;top:calc(50% + 45px);transform:translateY(-50%);z-index:40;flex-direction:column;align-items:center;gap:5px;width:44px;padding:13px 0;border:1px solid #d8d3c8;background:#fffefaeb;border-radius:24px;box-shadow:0 6px 22px #18202b0a}
  .home-chapter-track{position:absolute;top:35px;bottom:35px;left:21px;width:1px;background:#ded9d0;pointer-events:none}
  .home-chapter-track::after{content:"";position:absolute;inset:0;background:#a76116;transform:scaleY(var(--home-progress,0));transform-origin:top}
  .home-chapters a{display:grid;place-items:center;width:32px;height:34px;position:relative;color:#807c75;isolation:isolate}
  .home-chapter-dot{width:7px;height:7px;background:#d1cabf;border:2px solid #fffefa;border-radius:50%;box-sizing:content-box;transition:background .25s,box-shadow .25s}
  .home-chapters a[aria-current="location"] .home-chapter-dot{background:#a76116;box-shadow:0 0 0 4px #ffab2622}
  .home-chapters a:hover .home-chapter-dot,.home-chapters a:focus-visible .home-chapter-dot{background:#a76116}
  .home-chapter-label{position:absolute;right:43px;top:50%;transform:translateY(-50%);background:#17212c;color:#f5e7d2;white-space:nowrap;border:1px solid #ffffff15;box-shadow:0 3px 14px #141b2615;padding:7px 12px;border-radius:6px;font-size:12px;font-weight:500;opacity:0;visibility:hidden;transition:opacity .2s,visibility .2s;pointer-events:none}
  .home-chapter-label small{font-size:10px;color:#f6b74e;margin-right:8px}
  .home-chapters a:hover .home-chapter-label,.home-chapters a:focus-visible .home-chapter-label{opacity:1;visibility:visible}
  .home-chapters a:focus-visible{outline-offset:2px;border-radius:50%}
  .modal-open .home-chapters{visibility:hidden}
}

/* Touch and reduced-motion visitors keep the ordinary content presentation. */
@media(hover:none),(pointer:coarse),(max-width:980px){
  .home-scroll-page .hero-copy,.home-scroll-page .hero-art img,.home-scroll-page .consultation-image img{transform:none!important}
  .home-scroll-page [data-home-title] .home-title-window{clip-path:none!important}
  .home-scroll-page [data-home-title] em{background:none;color:var(--blue)}
  .home-scroll-page [data-home-reveal]{opacity:1!important;clip-path:none!important}
}
@media(prefers-reduced-motion:reduce){
  .home-scroll-page [data-home-title] .home-title-window,.home-scroll-page [data-home-reveal]{clip-path:none!important;opacity:1!important}
  .home-scroll-page [data-home-title] em{background:none;color:var(--blue)}
  .home-scroll-page [data-home-kicker]::before,.home-scroll-page .home-chapter-track{display:none}
}
.reduce-motion .home-scroll-page [data-home-title] .home-title-window,.reduce-motion .home-scroll-page [data-home-reveal]{clip-path:none!important;opacity:1!important}
.reduce-motion .home-scroll-page [data-home-title] em{background:none;color:var(--blue)}
.reduce-motion .home-scroll-page [data-home-kicker]::before,.reduce-motion .home-chapter-track{display:none}


/* Source: beratung.css */
/* Personal consultation + shared request form. Scoped to coexist with campaign/site styles. */
.advisor-page{margin:0;background:#faf9f6;color:#141b26;font-family:'DM Sans',Arial,sans-serif;line-height:1.65;font-size:16px}.advisor-page *,.advisor-home *,.inquiry-form *{box-sizing:border-box}.advisor-page a{color:inherit;text-decoration:none}.advisor-page p,.advisor-page h1,.advisor-page h2,.advisor-page h3,.advisor-page figure{margin:0}.advisor-page h1,.advisor-page h2,.advisor-page h3{font-weight:500}.advisor-page img{display:block;width:100%;height:auto}.advisor-page button,.advisor-page input,.advisor-page select{font:inherit}.advisor-page button{cursor:pointer}.advisor-page [hidden],.inquiry-form [hidden]{display:none!important}.advisor-page a:focus-visible,.advisor-page button:focus-visible,.inquiry-form input:focus-visible,.inquiry-form select:focus-visible,.inquiry-form button:focus-visible,.inquiry-form a:focus-visible{outline:3px solid #c26b10;outline-offset:4px}.advisor-wrap{width:min(1240px,calc(100% - 96px));margin-inline:auto}.advisor-skip{position:fixed;top:-70px;left:16px;background:#141b26;color:white!important;padding:12px 20px;z-index:100}.advisor-skip:focus{top:12px}.advisor-header{display:flex;align-items:center;justify-content:space-between;padding-block:23px;border-bottom:1px solid #e2dfd9;gap:24px}.advisor-header>a{display:block;width:196px}.advisor-header nav{display:flex;align-items:center;gap:32px;font-size:14px}.advisor-header nav a{min-height:44px;display:flex;align-items:center}.advisor-header-phone{font-weight:600}.advisor-hero{padding-block:82px 85px;display:grid;grid-template-columns:1.22fr .85fr;gap:90px;align-items:center}.inquiry-overline{font-size:11px;line-height:1.6;letter-spacing:.13em;color:#97540d;font-weight:650}.advisor-page h1{font-size:clamp(48px,5.9vw,80px);line-height:1.09;letter-spacing:-.06em;margin-block:23px 27px}.advisor-page em,.advisor-home h2 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@media(max-width:1050px){.advisor-wrap{width:calc(100% - 64px)}.advisor-hero{gap:48px;padding-block:65px}.advisor-request-grid{gap:60px}.advisor-home.consultation{gap:45px}.advisor-page .inquiry-card,.inquiry-card.advisor-inquiry{padding:26px}.advisor-process{grid-template-columns:1fr;gap:32px}.advisor-privacy{column-gap:55px}.landing-theme-card{padding:32px;min-height:500px}.advisor-name-card{min-height:400px;padding:30px}.advisor-monogram{font-size:130px;margin-bottom:43px}}
@media(max-width:760px){.advisor-wrap{width:calc(100% - 40px)}.advisor-header{padding-block:17px;gap:15px}.advisor-header>a{width:170px;flex:none}.advisor-header nav{gap:13px;font-size:12px}.advisor-header-phone{display:none!important}.advisor-hero{grid-template-columns:1fr;gap:36px;padding-block:45px 46px}.advisor-page h1{font-size:clamp(45px,10.5vw,64px);margin-top:21px}.advisor-hero-copy>p:not(.inquiry-overline){font-size:16px;line-height:1.8}.advisor-hero-actions{gap:18px;font-size:13px}.advisor-name-card{min-height:0;padding:27px;display:grid;grid-template-columns:1fr auto;align-items:center;gap:4px 22px}.advisor-monogram{grid-column:2;grid-row:1/4;font-size:92px;margin:0}.advisor-name-card strong{grid-column:1;font-size:26px}.advisor-name-card>span:not(.advisor-monogram){grid-column:1;font-size:12px}.advisor-name-card p{grid-column:1/-1;margin-top:17px;padding-top:17px;font-size:13px;max-width:none}.advisor-process{padding-block:37px 45px;gap:28px}.advisor-process .advisor-steps{grid-template-columns:1fr;gap:23px}.advisor-process .advisor-steps li{display:flex}.advisor-process .advisor-steps h3{margin-top:3px}.advisor-page h2{font-size:37px}.advisor-request{padding-block:46px 48px}.advisor-request-grid{grid-template-columns:1fr;gap:31px}.advisor-request-copy>p:not(.inquiry-overline){font-size:15px;margin-top:20px}.advisor-request-copy>p+p:not(.inquiry-overline){font-size:13px}.advisor-page .inquiry-card,.inquiry-card.advisor-inquiry{padding:25px 22px;border-radius:10px}.advisor-direct>a:first-of-type{font-size:27px}.inquiry-fields{gap:18px}.inquiry-field{font-size:14px}.inquiry-consent{font-size:12px}.inquiry-submit{min-height:53px!important}.inquiry-field input,.inquiry-field select{font-size:16px;min-height:51px}.inquiry-field input::placeholder{font-size:14px}.inquiry-text-button{min-height:44px}.inquiry-methods label{min-height:50px}.inquiry-preview-note{font-size:12px!important}.advisor-privacy{display:block;padding-block:47px 52px}.advisor-privacy>div{margin-top:26px}.advisor-privacy p{font-size:13px}.advisor-footer{padding-bottom:calc(26px + env(safe-area-inset-bottom))}.advisor-footer>div{flex-direction:column;gap:12px}.advisor-footer nav{gap:19px}.advisor-home.consultation{display:grid;grid-template-columns:1fr;gap:35px}.advisor-home .advisor-inquiry{position:static;top:auto}.advisor-home .advisor-portrait{max-width:420px}.advisor-home .advisor-intro>h2{font-size:39px}.advisor-home .advisor-intro>p:not(.section-kicker){font-size:16px}.advisor-home .advisor-steps h3{font-size:15px}.advisor-home .advisor-portrait figcaption{bottom:24px;left:24px}.landing-theme-card{min-height:360px;padding:26px;gap:25px}.landing-theme-card svg{width:105px;height:105px;margin:0}.landing-theme-card figcaption{font-size:32px;max-width:none}.landing-theme-card .theme-caption{font-size:12px;margin-top:12px;max-width:300px}}
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@media(prefers-reduced-motion:reduce){.advisor-button,.inquiry-submit{transition:none}}


/* Source: sector-images.css */
.sector-visual-stack{min-width:0;position:relative;z-index:2}.sector-image{position:relative;margin:0;overflow:hidden;border-radius:15px 15px 0 0;background:#faf9f6;box-shadow:0 18px 65px #080d141c}.sector-image img{display:block;width:100%;height:auto;aspect-ratio:3/2;object-fit:cover}.sector-image figcaption{padding:13px 20px 15px;background:#faf9f6;color:#202732;display:grid;gap:4px}.sector-image figcaption strong{font-weight:600;font-size:16px}.sector-image figcaption span{font-size:11px;color:#626a75;line-height:1.5}.sector-visual-stack .product-focus{margin:0;padding:23px 25px;border-radius:0 0 15px 15px;background:#ffffff0b;border:1px solid #ffffff25;border-top:0}.sector-visual-stack .product-focus>.insurance-icon,.sector-visual-stack .product-focus>.section-kicker,.sector-visual-stack .product-focus>h2{display:none}.sector-visual-stack .product-focus ul{margin:0;display:flex;flex-wrap:wrap;gap:10px 15px}.sector-visual-stack .product-focus li{font-size:12px;gap:7px}.sector-visual-stack .product-focus li .check-circle{width:21px;height:21px;flex-shrink:0}.sector-visual-stack .product-focus-note{font-size:12px;margin:17px 0 0;padding-top:14px}.editorial-concept{position:relative;isolation:isolate;overflow:hidden;width:100%;height:100%;min-height:400px;padding:clamp(26px,4vw,55px);display:flex;flex-direction:column;justify-content:center;gap:26px;color:#202732;background:#faf9f6}.editorial-concept strong{font-family:var(--display,Manrope,sans-serif);font-size:clamp(30px,3.2vw,48px);font-weight:500;line-height:1.15;letter-spacing:-1.5px;position:relative;max-width:100%}.editorial-overline{font-size:10px;font-weight:600;letter-spacing:1.5px;color:#824209;z-index:1}.editorial-concept-list{display:flex;flex-direction:column;position:relative;gap:0}.editorial-concept-list>span{display:flex;align-items:center;gap:14px;border-bottom:1px solid #20273220;padding:14px 0;font-size:16px}.editorial-concept-list i{font-style:normal;color:#9d550c;font-size:12px;min-width:28px}.editorial-orbit{position:absolute;border:1px solid #ffab2660;width:420px;height:420px;right:-150px;top:-185px;border-radius:50%;box-shadow:0 0 0 28px #ffab260b,0 0 0 58px #ffab2609;z-index:-1}.editorial-foot{font-size:9px;letter-spacing:1.5px;color:#626a75;padding-top:12px}.editorial-clarity{background:#141b26;color:#fff}.editorial-clarity .editorial-overline,.editorial-clarity .editorial-concept-list i{color:#ffab26}.editorial-clarity .editorial-concept-list>span{border-color:#ffffff25}.editorial-clarity .editorial-foot{color:#c6c9cf}.scene-concept .editorial-concept{border-radius:inherit;min-height:100%;transform:none}.consultation-concept{min-height:450px!important;height:auto!important}.consultation-concept .editorial-concept{min-height:450px;border-radius:inherit}.featured-story>.editorial-knowledge{position:absolute;inset:0;min-height:100%;padding:28px;justify-content:flex-start}.featured-story>.editorial-knowledge .editorial-concept-list,.featured-story>.editorial-knowledge .editorial-foot{display:none}.featured-story>.editorial-knowledge strong{font-size:30px;color:#202732}.featured-story>.editorial-knowledge .editorial-overline{color:#824209}.featured-story>div:not(.editorial-concept){background:linear-gradient(0deg,#141b26 0%,#141b26ee 70%,transparent);padding-top:90px}.insurance-site .product-hero-layout:has(.sector-visual-stack){gap:65px;align-items:center;padding-block:45px 55px}.insurance-site .product-hero-layout:has(.sector-visual-stack) .hero-copy{padding-top:0}.sector-image img{transition:none}
@media(max-width:1100px){.insurance-site .product-hero-layout:has(.sector-visual-stack){gap:30px}.sector-visual-stack .product-focus{padding:18px}.sector-visual-stack .product-focus ul{display:grid;gap:8px}.sector-image figcaption{padding:12px 16px}.editorial-concept{padding:30px}.editorial-concept strong{font-size:35px}}
@media(max-width:720px){.insurance-site .product-hero-layout:has(.sector-visual-stack){padding-block:28px 36px;gap:30px;grid-template-columns:1fr}.sector-image img{aspect-ratio:3/2}.sector-image figcaption strong{font-size:15px}.sector-visual-stack .product-focus ul{grid-template-columns:1fr}.sector-visual-stack .product-focus li{font-size:14px}.sector-visual-stack .product-focus-note{font-size:13px}.editorial-concept{min-height:380px;padding:30px;gap:22px}.editorial-concept strong{font-size:36px}.editorial-concept-list>span{font-size:15px}.consultation-concept,.consultation-concept .editorial-concept{min-height:370px!important}.study-bar>nav{gap:12px}.study-bar>nav>a{font-size:10px}.study-bar>span{font-size:8px;letter-spacing:.04em}.featured-story>.editorial-knowledge{padding:24px}.featured-story>.editorial-knowledge strong{font-size:28px}}
@media(prefers-reduced-motion:reduce){.sector-image,.editorial-concept{animation:none;transition:none}}
.scene-concept:after{display:none}
.featured-story:has(.editorial-knowledge){display:flex;flex-direction:column;align-items:stretch;aspect-ratio:auto}
.featured-story:has(.editorial-knowledge):after{display:none}
.featured-story>.editorial-knowledge{position:relative;inset:auto;min-height:240px;height:auto;padding:32px;gap:20px}
.featured-story>.editorial-knowledge+div{position:relative;background:#141b26;padding:30px 32px}
@media(max-width:720px){.scene-concept{aspect-ratio:auto;min-height:400px}.scene-concept .editorial-concept{height:auto;min-height:400px}.featured-story>.editorial-knowledge{min-height:210px;padding:26px}.featured-story>.editorial-knowledge+div{padding:26px}}


/* Source: fonts.css */
/* Self-hosted Google Fonts. Original files and OFL licenses: assets/fonts/sources.json. */

@font-face {
  font-family: 'DM Sans';
  font-style: normal;
  font-weight: 100 1000;
  font-display: swap;
  src: url('./assets/fonts/dm-sans-latin-normal.woff2') format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}

@font-face {
  font-family: 'Manrope';
  font-style: normal;
  font-weight: 200 800;
  font-display: swap;
  src: url('./assets/fonts/manrope-latin-normal.woff2') format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}

@font-face {
  font-family: 'Playfair Display';
  font-style: italic;
  font-weight: 400 900;
  font-display: swap;
  src: url('./assets/fonts/playfair-display-latin-italic.woff2') format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}

@font-face {
  font-family: 'Playfair Display';
  font-style: normal;
  font-weight: 400 900;
  font-display: swap;
  src: url('./assets/fonts/playfair-display-latin-normal.woff2') format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}


/* Source: launch.css */
.launch-featured{padding-top:50px;padding-bottom:80px}.launch-featured-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}.launch-featured-grid>a{display:flex;flex-direction:column;padding:32px;min-height:290px;border:1px solid #dededb;border-radius:20px;background:#fff;color:#141b26;text-decoration:none;transition:transform .25s,border-color .25s}.launch-featured-grid>a:hover{transform:translateY(-4px);border-color:#c77a05}.launch-featured-grid>a:nth-child(2){background:#141b26;color:#faf9f6;border-color:#141b26}.launch-number{font-size:11px;font-weight:700;letter-spacing:.12em}.launch-featured-grid h3{font-size:31px;letter-spacing:-.035em;margin:34px 0 12px}.launch-featured-grid p{font-size:15px;line-height:1.7;margin:0 0 30px;max-width:30ch}.launch-card-cta{margin-top:auto;font-size:14px;font-weight:700}.launch-featured-grid>a:nth-child(2) .launch-card-cta{color:#ffb83e}.launch-brand-name{font-size:23px;font-weight:650;letter-spacing:-.02em;color:#24334d}.launch-orientation{padding-block:70px}.launch-orientation>p:not(.section-kicker){max-width:700px;line-height:1.8;margin:22px 0}.launch-actions{display:flex;gap:24px;align-items:center;flex-wrap:wrap}.launch-preview-ribbon{background:#fff4df;border-bottom:1px solid #ead7ae;padding:10px 20px;font:500 12px/1.5 Arial,sans-serif;text-align:center;color:#543d1a}.launch-preview-ribbon a{color:inherit;text-decoration:underline}.inquiry-preview-note{overflow-wrap:anywhere}.inquiry-status:focus{outline:2px solid #a55d00;outline-offset:5px}.main-nav a{white-space:nowrap}.hero-actions .button{white-space:normal}.launch-featured-grid a:focus-visible{outline:3px solid #b86b00;outline-offset:4px}@media(max-width:760px){.launch-featured-grid{grid-template-columns:1fr}.launch-featured-grid>a{padding:26px;min-height:230px}.launch-featured-grid h3{margin-top:25px}.launch-featured-grid p{max-width:none}.launch-featured{padding-block:36px}.launch-orientation{padding-block:42px}.launch-actions{align-items:stretch;flex-direction:column;gap:18px}.launch-actions>.button{width:100%;text-align:center}.hero-actions{flex-wrap:wrap}.hero-actions>a{max-width:100%}}@media(prefers-reduced-motion:reduce){.launch-featured-grid>a{transition:none}.launch-featured-grid>a:hover{transform:none}}
.insurance-site .hero-soft{background-clip:text;-webkit-background-clip:text}.reduce-motion .insurance-site .hero-soft{background:none!important;color:#ffc465!important}@media(prefers-reduced-motion:reduce){.insurance-site .hero-soft{background:none!important;color:#ffc465!important}}

/* Phone and email remain visible; one valid channel is enough. */
.inquiry-contact-fields{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.inquiry-contact-help{font-size:12px;line-height:1.65;color:#616874;margin:8px 0 14px}
@media(max-width:580px){.inquiry-contact-fields{grid-template-columns:1fr}}


/* Source: refinements.css */
/* Refinements for the calculator-free edition; preserve the existing CI. */
.launch-featured-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
.launch-featured-grid>a{min-width:0}
.launch-featured-grid>a:nth-child(4){background:#fff7e9;border-color:#ead9bd}
.launch-featured-grid h3{font-size:clamp(26px,2.4vw,32px);overflow-wrap:break-word}
.launch-featured-grid p{hyphens:auto;overflow-wrap:break-word}
.insurance-site .main-nav a[aria-current]{color:#ffb544}
.insurance-site .main-nav a[aria-current]:after{transform:scaleX(1)}
.insurance-site :is(section[id],div[id="leistungen"],.sc-detail-section){scroll-margin-top:16px}
.insurance-site #quellen,.insurance-site #grenzen,.insurance-site #anbietersuche{scroll-margin-top:16px}
.insurance-site .main-nav a:focus-visible{outline:2px solid #ffbc58;outline-offset:5px;border-radius:2px}
.insurance-site .header-phone{min-width:44px;min-height:44px}
.insurance-site .mobile-dock.is-context-hidden{display:none!important}
.insurance-site .mobile-dock{bottom:max(12px,env(safe-area-inset-bottom))}
.sc-directory-hero{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(340px,.85fr);gap:52px;align-items:center;padding-bottom:38px}
.sc-directory-hero h1{font-size:clamp(2.5rem,4.8vw,4.6rem)}
.sc-directory-hero .sc-filters{margin:0;padding:28px;grid-template-columns:1fr;background:#fff;box-shadow:0 12px 40px #18213108;border:1px solid var(--sc-line);border-top:3px solid #e5a648;border-radius:16px;gap:18px}
.sc-directory-hero .sc-filters label{font-size:.9rem}
.sc-filter-actions{display:grid;grid-template-columns:1fr;gap:4px}
.sc-directory-hero .sc-reset{min-height:44px;border:0;justify-self:center;padding:5px 12px;text-decoration:underline;text-underline-offset:4px;font-size:.8rem}
.sc-directory-hero .sc-button{cursor:pointer;font:inherit;font-size:.9rem;font-weight:650;width:100%}
.sc-search-heading{font-size:1.1rem!important;font-weight:650;letter-spacing:-.025em;margin:0!important}
.sc-directory-hero .sc-stats{margin-bottom:0;gap:12px 22px}
.sc-quick-links{display:flex;align-items:center;gap:8px 20px;flex-wrap:wrap;padding:20px 0;border-bottom:1px solid var(--sc-line);font-size:.85rem}
.sc-quick-links>span{color:var(--sc-muted)}
.sc-quick-links a{display:inline-flex;align-items:center;gap:10px;min-height:44px;font-weight:650;text-decoration:none;text-underline-offset:4px}
.sc-quick-links a:hover{text-decoration:underline}
.sc-result-heading{display:flex;align-items:baseline;justify-content:space-between;gap:20px;flex-wrap:wrap}
.sc-result-heading h2{margin-bottom:0}
.sc-result-heading p{color:var(--sc-muted);font-size:.86rem;margin:0}
.sc-contents{border:1px solid var(--sc-line);background:#fff;border-radius:12px;margin:-8px 0 26px;overflow:hidden}
.sc-contents>summary{padding:18px 22px;min-height:58px;font-weight:650;font-size:.95rem;cursor:pointer}
.sc-contents>summary::marker{color:#a36515}
.sc-contents nav{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 28px;padding:0 22px 15px}
.sc-contents a{min-height:50px;display:flex;align-items:center;gap:12px;padding:10px 0;border-top:1px solid var(--sc-line);font-size:.9rem;text-decoration:none;line-height:1.5}
.sc-contents a:hover{text-decoration:underline;text-underline-offset:4px}
.sc-contents a>span{font-size:.72rem;letter-spacing:.04em;color:#8a5016;flex:none}
.sc-contents a:focus-visible{outline-offset:-2px}
.sc-detail-section{scroll-margin-top:16px}
@media(max-width:1050px){
 .launch-featured-grid{grid-template-columns:1fr}
 .launch-featured-grid>a{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.2fr);gap:12px 32px;padding:26px;min-height:0}
 .launch-number{grid-column:1}
 .launch-featured-grid h3{grid-column:1;margin:0}
 .launch-featured-grid p{grid-column:2;grid-row:1/3;max-width:none;margin:0}
 .launch-card-cta{grid-column:2;min-height:28px}
 .sc-directory-hero{grid-template-columns:minmax(0,1fr) minmax(300px,1fr);gap:30px}
}
@media(max-width:760px){
 .insurance-site .general-hero .hero-copy{padding-bottom:300px}
 .insurance-site .general-hero .hero-description{line-height:1.75}
 .insurance-site .general-hero .hero-actions{margin-top:25px;gap:18px}
 .insurance-site .general-hero .hero-actions>.button{width:100%;min-height:52px}
 .home-scroll-page .insurance-overview{padding-top:44px;padding-bottom:30px}
 .home-scroll-page .insurance-overview .section-heading{margin-bottom:28px}
 .home-scroll-page .insurance-card{padding:23px}
 .home-scroll-page .insurance-card-top{margin-bottom:14px}
 .home-scroll-page .insurance-card h3{font-size:27px;margin:8px 0 12px}
 .home-scroll-page .insurance-card>p{font-size:15px;line-height:1.65;margin-bottom:16px}
 .home-scroll-page .insurance-tags{margin-bottom:15px}
 .home-scroll-page .insurance-label{min-height:0}
 .home-scroll-page .principles{padding-block:25px 34px}
 .sc-directory-hero{display:block;padding-top:20px;padding-bottom:28px}
 .sc-directory-hero h1{font-size:clamp(2.3rem,9.8vw,3.2rem);margin-bottom:20px}
 .sc-directory-hero>div>p:not(.sc-kicker){font-size:1rem;line-height:1.65}
 .sc-directory-hero .sc-filters{margin-top:28px;padding:22px;gap:16px}
 .sc-directory-hero .sc-stats{margin:20px 0 0}
 .sc-directory-hero .sc-stats strong{font-size:1.2rem}
 .sc-quick-links{gap:2px 18px;padding-block:14px}
 .sc-quick-links>span{width:100%;font-size:.75rem}
 .sc-result-heading{gap:14px}
 .sc-contents nav{grid-template-columns:1fr}
 .sc-contents>summary{font-size:.9rem;padding-inline:18px}
 .sc-contents nav{padding-inline:18px}
 .sc-contents a{font-size:.85rem}
 .inquiry-consent{font-size:13px}
 .inquiry-consent input{width:21px;height:21px}
 .insurance-site .main-nav a{max-width:none;width:100%;min-height:48px}
 .insurance-site .site-footer{padding-bottom:calc(90px + env(safe-area-inset-bottom))}
}
@media(max-width:560px){
 .launch-featured-grid>a{display:flex;gap:0;padding:25px;min-height:0}
 .launch-featured-grid h3{margin:19px 0 12px;font-size:29px}
 .launch-featured-grid p{margin:0 0 20px;font-size:15px;line-height:1.65}
 .launch-card-cta{min-height:36px;display:flex;align-items:center}
}
@media(prefers-reduced-motion:reduce){.insurance-site .mobile-dock{transition:none}}


/* Source: conversion.css */
/* Approved CI: transparent wordmark, spacious layouts and a focused request page. */
.ci-header .site-header .brand-image,
.ci-header .site-header.is-scrolled .brand-image{width:216px;height:50px;object-fit:contain;filter:none}
.ci-header .site-header{height:84px;background:#141b26}
.ci-header .site-header .brand{flex:none}
.ci-header .landing-header .landing-brand{width:216px;height:50px;object-fit:contain}
.ci-header .landing-header .header-inner{min-height:84px}
.ci-header .article-hero h1{overflow-wrap:anywhere;-webkit-hyphens:auto;hyphens:auto}
.conversion-root{scroll-padding-top:100px}
.conversion-home{--cv-ink:#141b26;--cv-muted:#616874;--cv-gold:#ffab26}
.conversion-home .wrap{width:min(1240px,calc(100% - 96px))}
.conversion-home .section{padding-block:88px}
.conversion-home .general-hero{min-height:610px;max-height:none}
.conversion-home .general-hero .hero-copy{padding-top:90px;padding-bottom:100px}
.conversion-home .hero-description{max-width:440px;line-height:1.8}
.conversion-home .hero-assurance{font-size:12px;letter-spacing:.025em;color:#d7dae0}
.conversion-home .hero-bottom{bottom:24px}
.conversion-home .art-note{bottom:82px}
.conversion-home .hero-art img{transition:transform 1.5s cubic-bezier(.2,.65,.3,1)}
.conversion-home .pointer-light{background:radial-gradient(ellipse 320px 260px at var(--light-x,50%) var(--light-y,50%),#ffab2614,transparent 76%);mix-blend-mode:screen;transition:opacity 1s}
.cv-values{background:#141b26;color:#e7e7e3;border-top:1px solid #ffffff14}
.cv-values>.wrap{display:grid;grid-template-columns:repeat(4,1fr);padding-block:25px}
.cv-values span{display:flex;align-items:center;justify-content:center;gap:12px;font-size:12px;letter-spacing:.06em}
.cv-values span+span{border-left:1px solid #ffffff1c}
.cv-values svg{width:24px;height:24px;fill:none;stroke:#ffab26;stroke-width:1.2;stroke-linecap:round;stroke-linejoin:round}
.cv-label{display:block;font-family:'DM Sans',Arial,sans-serif;font-size:10px;line-height:1.7;font-weight:650;letter-spacing:.14em;color:#895319}
.cv-button{display:inline-flex;align-items:center;justify-content:center;gap:24px;min-height:54px;padding:16px 23px;border:1px solid transparent;border-radius:5px;background:#ffab26;color:#141b26!important;font:600 14px/1.5 'DM Sans',Arial,sans-serif;text-decoration:none;transition:background .25s,box-shadow .25s;white-space:normal}
.cv-button:hover{background:#ffbb50;box-shadow:0 7px 22px #141b2610}
.cv-button>span{font-size:20px;line-height:1}
.cv-button:focus-visible,.cv-header-cta:focus-visible{outline:3px solid #a9600c;outline-offset:5px}
.conversion-home .insurance-overview .section-heading{margin-bottom:38px}
.conversion-home .insurance-overview .insurance-card{border-color:#e4e0d9;background:#fff;transition:background .5s,border-color .5s,box-shadow .5s,transform .65s}
.conversion-home .insurance-overview .insurance-card:hover{background:#fffcf5;border-color:#c8a77c;box-shadow:0 16px 40px #141b2606;transform:translateY(-4px)}
.cv-dental-entry{display:flex;justify-content:space-between;align-items:center;gap:30px;margin-top:28px;padding:27px 30px;background:#f0ede6;border:1px solid #e4ddd1;border-radius:8px}
.cv-dental-entry p{font-size:17px;line-height:1.6;margin-top:7px;letter-spacing:-.02em}
.cv-dental-entry .cv-button{flex:none}
.cv-advisor{background:#141b26;color:#fff;padding-block:74px}
.cv-advisor-grid{display:grid;grid-template-columns:.85fr 1.2fr;align-items:center;gap:96px}
.cv-advisor-photo{position:relative;isolation:isolate;overflow:hidden;border-radius:9px;margin:0;background:#050606}
.cv-advisor-photo img{display:block;width:100%;height:460px;object-fit:cover;object-position:50% 30%;transform:translateY(var(--photo-y,0px)) scale(1.07);transition:transform 1.4s cubic-bezier(.2,.65,.3,1)}
.cv-advisor-photo:after{content:'';position:absolute;inset:60% 0 0;background:linear-gradient(transparent,#000d);pointer-events:none}
.cv-advisor-photo figcaption{position:absolute;left:28px;bottom:26px;z-index:1;display:flex;flex-direction:column;gap:5px}
.cv-advisor-photo figcaption strong{font-size:25px;font-weight:500;letter-spacing:-.03em}
.cv-advisor-photo figcaption span{font-size:12px;color:#ddd}
.cv-advisor-copy .cv-label{color:#e4b47b}
.cv-advisor-copy h2{font:500 clamp(34px,3.4vw,49px)/1.16 'Manrope',Arial,sans-serif;letter-spacing:-.055em;margin:19px 0 23px}
.cv-advisor-copy h2 em{font-family:'Playfair Display',Georgia,serif;font-weight:400;color:#efc48a}
.cv-advisor-copy>p:not(.cv-label){font-size:16px;line-height:1.9;color:#c7cbd2;max-width:490px}
.cv-checklist{list-style:none;padding:0;margin:24px 0 28px;display:grid;gap:11px;font-size:14px;color:#e6e7ea}
.cv-checklist li{display:flex;align-items:center;gap:12px}
.cv-checklist li:before{content:'✓';color:#ffab26;font-size:16px}
.cv-small-note{display:block;margin-top:15px;font-size:11px;color:#aeb5c0;line-height:1.7}
.cv-decision-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:42px}
.cv-decision-grid article{border-top:1px solid #d3c9b9;padding-top:25px}
.cv-decision-grid article>span{font-size:10px;letter-spacing:.12em;color:#895319}
.cv-decision-grid h3{font:500 22px/1.4 'Manrope',Arial,sans-serif;letter-spacing:-.04em;margin:21px 0 12px}
.cv-decision-grid p{font-size:14px;line-height:1.9;color:#616874}
.conversion-home .insurer-gallery{padding-block:36px 42px}
.conversion-home .launch-featured{padding-top:70px}
.conversion-home .advisor-home .advisor-inquiry{position:static}
.conversion-home .advisor-home .advisor-steps{margin-top:31px;padding-top:28px}
.conversion-home .advisor-home .advisor-direct{margin-top:32px}
.conversion-home .cursor-halo{width:25px;height:25px;border:1px solid #d79c5366;background:#ffbd5810;box-shadow:0 0 26px 8px #ffab260b;mix-blend-mode:normal;transition:width .5s,height .5s,opacity .4s,background .5s,border-color .5s}
.conversion-home .cursor-halo.is-action{width:44px;height:44px;background:#ffab2612;border-color:#d89d5270}
.conversion-home .cursor-halo.is-image{width:64px;height:64px;background:#ffab2609;border-color:#ffffff70}
.conversion-home .cursor-halo:after{display:none}

/* One goal on the campaign page: every commercial action leads to #anfrage. */
.conversion-landing-root{scroll-padding-top:20px;scroll-behavior:auto}
.conversion-landing{font-family:'DM Sans',Arial,sans-serif;background:#faf9f6;color:#141b26}
.conversion-landing .landing-wrap{width:min(1200px,calc(100% - 96px))}
.conversion-landing .cv-header-cta{display:inline-flex;align-items:center;justify-content:center;gap:13px;min-height:44px;color:#f0d9b5;font-size:13px;text-decoration:none}
.conversion-landing .cv-lp-hero{display:grid;grid-template-columns:1fr 1fr;gap:90px;align-items:start;padding-block:68px 76px}
.cv-lp-copy{padding-top:15px;min-width:0}
.cv-lp-copy h1{font:500 clamp(44px,4.6vw,68px)/1.09 'Manrope',Arial,sans-serif;letter-spacing:-.06em;margin:22px 0 25px;text-wrap:balance}
.cv-lp-copy h1 em{font-family:'Playfair Display',Georgia,serif;font-weight:400;color:#946024}
.cv-lp-description{font-size:17px;line-height:1.85;color:#5f6670;max-width:460px}
.cv-lp-jump{margin-top:25px}
.cv-lp-person{display:flex;align-items:center;gap:23px;margin-top:34px;padding-top:30px;border-top:1px solid #ded7cc}
.cv-lp-person img{display:block;width:132px;height:150px;object-fit:cover;object-position:center 15%;border-radius:7px;flex:none}
.cv-lp-person strong{display:block;font:500 24px/1.4 'Manrope',Arial,sans-serif;letter-spacing:-.04em}
.cv-lp-person span{display:block;color:#616874;font-size:13px;line-height:1.8;margin-top:6px}
.cv-lp-promise{font-size:13px;line-height:1.85;color:#616874;margin-top:22px}
.cv-lp-promise strong{font-weight:500;color:#141b26}
.conversion-landing .cv-lp-form{min-width:0;border:1px solid #ded6c8;border-top:3px solid #d5a05b;padding:30px 32px 24px;background:white;box-shadow:0 20px 65px #141b2607;border-radius:9px;scroll-margin-top:20px}
.cv-lp-form h2{font:500 28px/1.25 'Manrope',Arial,sans-serif;letter-spacing:-.045em;margin-top:10px}
.cv-lp-form .form-heading p{font-size:14px;line-height:1.7;margin-top:12px}
.conversion-landing .cv-lp-form .inquiry-form{margin-top:23px}
.conversion-landing .inquiry-fields{gap:15px}
.conversion-landing .inquiry-field{font-size:13px}
.conversion-landing .inquiry-field input{font-size:16px;min-height:49px;border-radius:5px}
.conversion-landing .inquiry-contact legend{font-size:13px}
.conversion-landing .inquiry-methods label{min-height:46px}
.conversion-landing .inquiry-consent{font-size:12px;line-height:1.7;margin-top:18px}
.conversion-landing .inquiry-preview-note{font-size:11px!important;line-height:1.7;margin-top:17px;padding:12px 14px}
.conversion-landing .inquiry-submit{background:#ffab26;border-color:#ffab26;color:#141b26!important;min-height:54px;margin-top:18px;font-size:14px}
.conversion-landing .inquiry-submit:hover{background:#ffba4c}
.conversion-landing .inquiry-submit:disabled{background:#e8e2d7;border-color:#e8e2d7;color:#68645f!important}
.cv-form-foot{text-align:center;font-size:10px;letter-spacing:.025em;color:#74706a;margin-top:15px;line-height:1.6}
.cv-lp-benefits{border-top:1px solid #e5ded3;border-bottom:1px solid #e5ded3;background:#f0ede6;padding-block:65px}
.cv-lp-benefits h2,.cv-lp-questions h2{font:500 clamp(32px,3.1vw,43px)/1.17 'Manrope',Arial,sans-serif;letter-spacing:-.05em;margin-top:15px}
.cv-lp-benefits h2 em{font-family:'Playfair Display',Georgia,serif;color:#946024;font-weight:400}
.cv-lp-benefit-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:45px;margin-top:35px}
.cv-lp-benefit-grid article{border-top:1px solid #d5c8b6;padding-top:21px}
.cv-lp-benefit-grid article>span{font-size:11px;color:#946024;letter-spacing:.1em}
.cv-lp-benefit-grid h3{font:500 19px/1.5 'Manrope',Arial,sans-serif;letter-spacing:-.025em;margin-top:16px}
.cv-lp-benefit-grid p{font-size:14px;line-height:1.85;color:#616874;margin-top:12px}
.conversion-landing .cv-lp-questions{display:grid;grid-template-columns:.8fr 1.2fr;gap:85px;padding-block:70px 78px}
.cv-lp-questions>div>p:not(.cv-label){font-size:15px;line-height:1.85;color:#616874;margin-top:20px;max-width:310px}
.cv-lp-questions .cv-button{margin-top:25px}
.cv-lp-questions .faq-list{margin:0}
.cv-lp-questions .faq-list summary{font-size:14px;gap:20px}
.cv-lp-questions .faq-list p{font-size:13px}
.cv-lp-dock[hidden]{display:none!important}
.cv-lp-dock{display:none}
.conversion-landing .footer-inner nav a{min-height:44px;display:inline-flex;align-items:center}
.conversion-landing .landing-footer{padding-bottom:env(safe-area-inset-bottom,0px)}

@media(min-width:981px) and (hover:hover) and (pointer:fine) and (prefers-reduced-motion:no-preference){
  .conversion-home .general-hero .hero-art img{transform:translate3d(var(--art-x,0px),calc(var(--hero-shift,0px) * .45 + var(--art-y,0px)),0) scale(calc(1.035 + var(--hero-zoom,0)))}
}
@media(max-width:1100px){
  .ci-header .site-header{height:78px}
  .ci-header .site-header .brand-image,.ci-header .site-header.is-scrolled .brand-image{width:200px;height:47px}
  .conversion-home .wrap,.conversion-landing .landing-wrap{width:calc(100% - 64px)}
  .cv-advisor-grid{gap:55px;grid-template-columns:.9fr 1.1fr}
  .cv-advisor-photo img{height:430px}
  .conversion-landing .cv-lp-hero{gap:40px;padding-block:48px 55px}
  .cv-lp-copy h1{font-size:51px}
  .conversion-landing .cv-lp-form{padding:27px 25px 22px}
  .conversion-landing .cv-lp-questions{gap:50px}
}
@media(max-width:980px){
  .conversion-home .hero-art img,.conversion-home .cv-advisor-photo img{transform:none!important;transition:none}
  .conversion-home .pointer-light{display:none}
  .conversion-home .general-hero .hero-copy{padding-top:72px}
  .cv-dental-entry{padding:24px}
  .cv-dental-entry p{font-size:15px}
  .cv-dental-entry .cv-button{font-size:13px;gap:14px;padding-inline:17px}
}
@media(max-width:760px){
  .ci-header .site-header{height:72px;padding-inline:20px}
  .ci-header .site-header .brand-image,.ci-header .site-header.is-scrolled .brand-image{width:190px;height:44px}
  .ci-header .site-header .header-actions{gap:8px}
  .ci-header .landing-header .landing-brand{width:190px;height:44px}
  .ci-header .landing-header .header-inner{min-height:74px;gap:12px}
  .conversion-root{scroll-padding-top:88px}
  .conversion-home .wrap,.conversion-landing .landing-wrap{width:calc(100% - 40px)}
  .conversion-home .section{padding-block:52px}
  .conversion-home .general-hero{min-height:610px}
  .conversion-home .general-hero .hero-copy{padding-top:58px;padding-bottom:94px}
  .conversion-home .hero-description{max-width:370px;font-size:16px}
  .conversion-home .hero-actions{align-items:flex-start}
  .conversion-home .hero-bottom{bottom:23px}
  .conversion-home .art-note{display:none}
  .conversion-home .hero-assurance{font-size:11px;margin-top:22px}
  .cv-values>.wrap{grid-template-columns:repeat(2,1fr);gap:19px 0;padding-block:23px}
  .cv-values span{font-size:11px;justify-content:flex-start;gap:11px;padding-left:12px}
  .cv-values span:nth-child(3){border-left:0}
  .cv-values svg{width:22px;height:22px}
  .conversion-home .insurance-overview .section-heading{margin-bottom:27px}
  .cv-dental-entry{flex-direction:column;align-items:stretch;gap:20px;padding:24px;margin-top:20px}
  .cv-dental-entry .cv-button{justify-content:space-between}
  .cv-advisor{padding-block:40px}
  .cv-advisor-grid{grid-template-columns:1fr;gap:31px}
  .cv-advisor-photo{max-width:480px}
  .cv-advisor-photo img{height:350px;object-position:center 22%}
  .cv-advisor-photo figcaption{bottom:24px;left:24px}
  .cv-advisor-copy h2{font-size:36px;margin-top:15px}
  .cv-advisor-copy>p:not(.cv-label){font-size:15px}
  .cv-advisor-copy .cv-button{font-size:13px}
  .cv-decision-grid{grid-template-columns:1fr;gap:25px}
  .cv-decision-grid article{padding-top:19px}
  .cv-decision-grid h3{font-size:21px;margin:13px 0 10px}
  .conversion-home .insurer-gallery{padding-block:30px}
  .conversion-home .launch-featured{padding-top:45px}
  .conversion-home .cursor-halo{display:none}
  .conversion-landing .cv-lp-hero{grid-template-columns:1fr;gap:30px;padding-block:35px 44px}
  .cv-lp-copy{padding-top:0}
  .cv-lp-copy h1{font-size:clamp(40px,9vw,57px);margin-block:17px 19px}
  .cv-lp-description{font-size:16px;line-height:1.8;max-width:560px}
  .cv-lp-jump{width:100%;justify-content:space-between;margin-top:23px;font-size:14px}
  .cv-lp-person{gap:18px;margin-top:24px;padding-top:22px}
  .cv-lp-person img{width:92px;height:103px}
  .cv-lp-person strong{font-size:21px}
  .cv-lp-person span{font-size:12px;margin-top:3px}
  .cv-lp-promise{display:none}
  .conversion-landing .cv-lp-form{padding:26px 23px 22px;scroll-margin-top:16px}
  .cv-lp-form h2{font-size:27px}
  .conversion-landing .inquiry-field{font-size:14px}
  .conversion-landing .inquiry-preview-note{font-size:12px!important}
  .cv-lp-benefits{padding-block:42px}
  .cv-lp-benefit-grid{grid-template-columns:1fr;gap:24px;margin-top:28px}
  .cv-lp-benefit-grid article{display:grid;grid-template-columns:25px 1fr;column-gap:13px;padding-top:20px}
  .cv-lp-benefit-grid article>span{grid-row:1/3;padding-top:6px}
  .cv-lp-benefit-grid h3{margin:0;font-size:18px}
  .cv-lp-benefit-grid p{grid-column:2;margin-top:8px}
  .conversion-landing .cv-lp-questions{grid-template-columns:1fr;gap:30px;padding-block:44px 50px}
  .cv-lp-questions .cv-button{display:none}
  .cv-lp-questions>div>p:not(.cv-label){max-width:500px}
  .cv-lp-dock{display:block;position:fixed;bottom:0;left:0;right:0;z-index:40;padding:10px 20px calc(10px + env(safe-area-inset-bottom,0px));background:#faf9f6f5;border-top:1px solid #ded7cc}
  .cv-lp-dock .cv-button{width:100%;min-height:49px;font-size:14px;justify-content:space-between}
  .conversion-landing .landing-footer{padding-bottom:calc(82px + env(safe-area-inset-bottom,0px))}
}
@media(max-width:380px){
  .ci-header .site-header{padding-inline:16px}
  .ci-header .site-header .brand-image,.ci-header .site-header.is-scrolled .brand-image{width:180px;height:42px}
  .ci-header .site-header .header-actions{gap:5px}
  .ci-header .site-header .header-phone,.ci-header .site-header .menu-button{width:40px;min-width:40px}
  .ci-header .landing-header .landing-brand{width:180px;height:42px}
  .ci-header .landing-header .header-inner{gap:8px}
  .conversion-home .wrap,.conversion-landing .landing-wrap{width:calc(100% - 32px)}
  .conversion-landing .cv-header-cta{font-size:11px;gap:6px}
  .conversion-home .general-hero h1{font-size:53px}
  .conversion-home .hero-description{font-size:15px}
  .cv-advisor-copy h2{font-size:32px}
  .cv-advisor-copy .cv-button{padding-inline:17px;gap:13px}
  .conversion-landing .cv-lp-form{padding-inline:19px}
  .cv-lp-form h2{font-size:25px}
  .cv-lp-copy h1{font-size:41px}
  .cv-lp-jump{font-size:13px;gap:12px;padding-inline:18px}
}
@media(prefers-reduced-motion:reduce){
  .conversion-home .hero-art img,.conversion-home .cv-advisor-photo img{transform:none!important;transition:none}
  .conversion-home .cursor-halo,.conversion-home .pointer-light{display:none!important}
  .conversion-home .insurance-overview .insurance-card{transition:none;transform:none!important}
}
.reduce-motion .conversion-home .hero-art img,.reduce-motion .conversion-home .cv-advisor-photo img{transform:none!important;transition:none}
.reduce-motion .conversion-home .cursor-halo,.reduce-motion .conversion-home .pointer-light{display:none!important}
.reduce-motion .conversion-home .insurance-overview .insurance-card{transition:none;transform:none!important}

/* Fit the complete opening word inside narrow-screen gutters. */
@media(max-width:480px){.conversion-home .general-hero h1{font-size:clamp(42px,14vw,62px)}}


/* Source: editorial.css */
/* Restrained editorial detail; preserve the approved type, imagery and CI. */
.editorial-checks { display: grid; grid-template-columns: 1fr 1fr; border-top: 1px solid var(--line, #d8d1c5); }
.editorial-checks article { padding: 34px 40px 34px 0; border-bottom: 1px solid var(--line, #d8d1c5); }
.editorial-checks article:nth-child(even) { padding-left: 40px; border-left: 1px solid var(--line, #d8d1c5); }
.editorial-index { color: #865c1c; font-size: .7rem; letter-spacing: .13em; font-weight: 650; }
.editorial-checks h3 { margin: 14px 0 12px; font-size: clamp(1.2rem, 1.8vw, 1.5rem); line-height: 1.25; font-weight: 500; }
.editorial-checks p { color: #58626a; font-size: .98rem; line-height: 1.8; max-width: 48ch; margin: 0; }
.conversion-home .insurance-card h3 { overflow-wrap: anywhere; hyphens: auto; }
.conversion-landing .cv-lp-copy h1 { font-size: clamp(2rem, 3.3vw, 3.6rem); line-height: 1.12; overflow-wrap: anywhere; hyphens: auto; }
.privacy-footer-button:focus-visible { outline: 2px solid #b38334; outline-offset: 4px; }
@media (max-width: 760px) {
  .editorial-checks { grid-template-columns: 1fr; }
  .editorial-checks article, .editorial-checks article:nth-child(even) { padding: 25px 0; border-left: 0; }
  .conversion-landing .cv-lp-copy h1 { font-size: clamp(1.7rem, 7.3vw, 2.9rem); }
}


/* Source: privacy-tools.css */
/* Necessary-cookie information. No consent manager or third-party assets. */
.privacy-notice{box-sizing:border-box}
.legal-tabs{flex-wrap:wrap}
.footer-bottom nav,.legal-footer nav{display:flex;align-items:center;flex-wrap:wrap;gap:10px 22px}
.privacy-notice[hidden],.privacy-dialog:not([open]){display:none!important}
.privacy-notice{position:fixed;z-index:90;left:22px;bottom:22px;width:min(370px,calc(100vw - 44px));padding:22px 24px;background:#fcfaf6;color:#19212b;border:1px solid #e5ded2;border-radius:16px;box-shadow:0 12px 55px #0a11152b;font-family:Manrope,"DM Sans",sans-serif;text-align:left}
.privacy-notice-kicker{display:flex;align-items:center;gap:8px;font-size:9px;font-weight:800;letter-spacing:.13em;color:#726141}
.privacy-notice-kicker::before{content:"";display:inline-block;width:7px;height:7px;border-radius:50%;background:#a16d17}
.privacy-notice h2{margin:9px 22px 8px 0;font-size:18px;line-height:1.3;letter-spacing:-.03em;color:#19212b;font-weight:750}
.privacy-notice p{margin:0;font-size:12px;line-height:1.7;color:#545b63}
.privacy-notice-close{position:absolute;right:9px;top:9px;display:grid;place-items:center;width:36px;height:36px;border:0;background:none;color:#60656c;font:24px/1 sans-serif;cursor:pointer;border-radius:50%}
.privacy-notice-actions{display:flex;align-items:center;gap:18px;margin-top:15px}
.privacy-notice-actions button{font:700 11px/1.4 Manrope,sans-serif;cursor:pointer;border-radius:7px;min-height:40px}
.privacy-notice-understood{padding:10px 18px;background:#1a2630;color:#fff;border:1px solid #1a2630}
.privacy-notice-details{padding:8px 0;color:#343e48;border:0;background:none;text-decoration:underline;text-underline-offset:4px}
.privacy-notice button:focus-visible,.privacy-footer-button:focus-visible,.privacy-dialog button:focus-visible{outline:3px solid #b97a12;outline-offset:3px}
.privacy-footer-button{padding:0;border:0;background:none;color:inherit;font:inherit;line-height:inherit;cursor:pointer;text-decoration:underline;text-decoration-color:transparent;text-underline-offset:4px;min-height:44px}
.privacy-footer-button:hover{text-decoration-color:currentColor}
.privacy-dialog{box-sizing:border-box;width:min(620px,calc(100vw - 32px));max-height:calc(100dvh - 48px);padding:0;border:1px solid #e5ded2;border-radius:20px;background:#fcfaf6;color:#19212b;box-shadow:0 20px 100px #0004;font-family:Manrope,"DM Sans",sans-serif;overflow:auto}
.privacy-dialog::backdrop{background:#09141ccc;backdrop-filter:blur(5px)}
.privacy-dialog-inner{position:relative;padding:34px}
.privacy-dialog .privacy-dialog-close{position:absolute;right:12px;top:12px;border:0;border-radius:50%;background:#eee9df;color:#29343d;width:40px;height:40px;font-size:24px;cursor:pointer}
.privacy-dialog .privacy-dialog-kicker{font-size:10px;font-weight:800;letter-spacing:.14em;color:#826326;margin:0 30px 12px 0}
.privacy-dialog h2{font-size:30px;font-weight:750;letter-spacing:-.045em;line-height:1.15;margin:0 20px 17px 0;color:#19212b}
.privacy-dialog p{font-size:13px;line-height:1.8;color:#505960;margin:0 0 18px}
.privacy-dialog .privacy-category{display:flex;justify-content:space-between;align-items:center;gap:16px;padding:18px 0 10px;border-top:1px solid #e2ddd4;font-weight:750;font-size:14px}
.privacy-category span{font-size:10px;font-weight:700;background:#e9eee6;color:#476044;padding:6px 10px;border-radius:20px;white-space:nowrap}
.privacy-cookie-facts{margin:0 0 18px;display:grid;grid-template-columns:105px minmax(0,1fr);font-size:12px;line-height:1.7}
.privacy-cookie-facts dt,.privacy-cookie-facts dd{margin:0;padding:8px 0;border-bottom:1px solid #e7e2d9;overflow-wrap:anywhere}
.privacy-cookie-facts dt{font-weight:650;color:#4d565f}
.privacy-cookie-facts code{font-size:11px;color:#263b4c}
.privacy-dialog .privacy-dialog-end{margin:24px 0 0;display:flex;justify-content:space-between;align-items:center;gap:20px}
.privacy-dialog a{color:#6c4e16;text-decoration:underline;text-underline-offset:3px;font-size:12px}
.privacy-dialog .privacy-dialog-done{border:0;background:#1a2630;color:white;font:700 12px Manrope,sans-serif;padding:14px 22px;border-radius:8px;cursor:pointer;min-height:44px}
.privacy-page-cookie-table{width:100%;border-collapse:collapse;font-size:13px;line-height:1.7;margin:20px 0}
.privacy-page-cookie-table th,.privacy-page-cookie-table td{text-align:left;vertical-align:top;border-bottom:1px solid #ddd8ce;padding:14px 12px;overflow-wrap:anywhere}
.privacy-page-cookie-table th{color:#39444c;background:#f1ede5;width:27%}
.privacy-document-download{display:inline-flex;align-items:center;gap:14px;border:1px solid #bf872e;background:#f6efdf;color:#4b3817!important;border-radius:10px;padding:14px 20px;font-size:13px;font-weight:700;text-decoration:none!important;margin:12px 0}
.privacy-open-item{border-left:3px solid #c68a22;padding:10px 15px;background:#f6efdf;color:#6e511e;font-size:13px;line-height:1.8}
.inquiry-legal-links{display:flex;flex-wrap:wrap;gap:6px 16px;font-size:11px;line-height:1.8;color:inherit;margin:12px 0}
.inquiry-legal-links a{color:inherit;text-decoration:underline;text-underline-offset:3px}
@media(max-width:600px){
 .privacy-notice{left:12px;bottom:calc(12px + env(safe-area-inset-bottom,0px));width:calc(100vw - 24px);padding:17px 20px;border-radius:13px}
 .privacy-notice h2{font-size:17px;margin-top:7px}
 .privacy-notice p{font-size:11px;line-height:1.65}
 .privacy-notice-actions{margin-top:11px}
 .privacy-notice-actions button{min-height:44px}
 .privacy-notice-close{width:44px;height:44px;right:2px;top:2px}
 body:has(.privacy-notice:not([hidden])) .cv-lp-dock,body:has(.privacy-notice:not([hidden])) .mobile-dock{visibility:hidden;pointer-events:none}
 .privacy-dialog{max-height:calc(100dvh - 24px);width:calc(100vw - 24px);border-radius:16px}
 .privacy-dialog-inner{padding:28px 22px}
 .privacy-dialog h2{font-size:25px}
 .privacy-cookie-facts{grid-template-columns:85px minmax(0,1fr);font-size:11px}
 .privacy-dialog .privacy-dialog-end{align-items:stretch;flex-direction:column;gap:16px}
 .privacy-dialog-done{width:100%}
 .privacy-page-cookie-table th,.privacy-page-cookie-table td{padding:10px 8px;font-size:12px}
 .landing-footer .footer-inner{gap:12px}
 .landing-footer nav{flex-wrap:wrap;justify-content:center;gap:4px 18px}
}
@media print{.privacy-notice,.privacy-dialog,.privacy-footer-button{display:none!important}}

/* Optional choice of delivery channel stays quieter than the contact action. */
.inquiry-first-information{padding-top:.25rem}
.inquiry-first-information small:not(.inquiry-error){display:block;margin-top:.35rem;font-size:.73rem;line-height:1.55;font-weight:400;color:var(--muted,#656b72)}
.inquiry-first-information [data-first-information-availability]{display:block}


/* Source: atelier.css */
/* Checksdirekt: calm navy, warm ivory and restrained champagne accents. */
:root{--atelier-navy:#101923;--atelier-paper:#f7f5ef;--atelier-gold:#e2bd80;--atelier-ink:#172331;--atelier-muted:#646b70}
.ci-header .site-header,.ci-header .landing-header{background:var(--atelier-navy);border-color:#ffffff14}
.ci-header .header-actions .button-blue,.ci-header .cv-button,.ci-header .inquiry-submit{background:var(--atelier-gold);border-color:var(--atelier-gold);color:#172331!important;box-shadow:none}
.atelier-home .button-blue{background:var(--atelier-gold);border-color:var(--atelier-gold);color:#172331}
.atelier-home h2 em{color:#89673a}
.ci-header .cv-button:hover,.ci-header .header-actions .button-blue:hover,.ci-header .inquiry-submit:hover{background:#f0d3a0;border-color:#f0d3a0}
.atelier-home{background:var(--atelier-paper)}
.atelier-home .atelier-hero{position:relative;display:block;min-height:0;max-height:none;background:var(--atelier-navy);overflow:hidden}
.atelier-home .atelier-hero-shell{display:grid;grid-template-columns:minmax(0,.94fr) minmax(0,1.06fr);align-items:center;gap:54px;padding-block:66px 70px;max-width:1360px}
.atelier-home .atelier-hero .hero-copy{position:relative;z-index:2;width:auto;max-width:none;margin:0;padding:0}
.atelier-home .atelier-hero .eyebrow{font:600 10px/1.8 'DM Sans',sans-serif;letter-spacing:.15em;color:#e6c795;margin:0 0 28px}
.atelier-home .atelier-hero h1{font-size:clamp(46px,4.6vw,69px);font-weight:400;line-height:1.09;letter-spacing:-.055em;max-width:none;margin:0 0 27px;color:#faf9f6}
.atelier-home .atelier-hero h1 em{font-family:'Playfair Display',Georgia,serif;font-size:.93em;font-weight:400;color:#e9d3b0;letter-spacing:-.045em}
.atelier-home .atelier-hero .hero-description{max-width:43ch;font-size:16px;line-height:1.85;color:#cdd1d2;margin:0}
.atelier-home .atelier-hero .hero-actions{display:flex;flex-direction:row;flex-wrap:wrap;align-items:center;gap:21px;margin:30px 0 0}
.atelier-home .atelier-hero .hero-actions .button{width:auto;min-height:50px;padding:14px 22px;border-radius:4px;background:var(--atelier-gold);border:1px solid var(--atelier-gold);color:#172331;font-size:13px;font-weight:650}
.atelier-home .atelier-hero .hero-text-link{font-size:13px;color:#ece5d8;padding:11px 0;text-decoration:none;border-bottom:1px solid #a18e6f;line-height:1.4}
.atelier-home .atelier-hero .hero-assurance{font-size:11px;line-height:1.7;color:#aeb8bd;letter-spacing:.01em;margin:22px 0 0;max-width:43ch}
.atelier-home .atelier-hero .hero-art{position:relative;inset:auto;width:auto;height:auto;max-width:100%;margin:0;overflow:visible;background:none;align-self:center;z-index:1}
.atelier-home .atelier-hero .hero-art:before,.atelier-home .atelier-hero .hero-art:after{display:none}
.atelier-home .atelier-hero .hero-art img{display:block;position:static;width:100%;height:auto;aspect-ratio:3/2;object-fit:cover;object-position:center;border-radius:3px;transform:none!important;filter:none;opacity:1;max-width:100%;box-shadow:0 28px 75px #0002}
.atelier-home .atelier-hero .hero-art figcaption{display:flex;justify-content:space-between;gap:18px;margin-top:14px;color:#aeb6bc;font-size:10px;line-height:1.65}
.atelier-home .atelier-hero figcaption small{font:inherit;color:#8e989f;white-space:nowrap}
.atelier-trust{background:var(--atelier-navy);border-top:1px solid #ffffff15;color:#eee6d8}
.atelier-trust .wrap{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;padding-block:25px}
.atelier-trust .wrap>div{display:flex;align-items:center;gap:17px;min-width:0}
.atelier-trust .wrap>div+div{border-left:1px solid #ffffff1c;padding-left:30px}
.atelier-trust strong{font:400 25px/1.2 'Manrope',sans-serif;letter-spacing:-.04em;color:#e5c797;white-space:nowrap}
.atelier-trust span{font-size:11px;line-height:1.65;color:#b8c0c5;max-width:22ch}
.atelier-home .section-heading h2,.atelier-home .cv-advisor-copy h2,.atelier-home .insurer-gallery h2{font-weight:400;letter-spacing:-.045em}
.atelier-home .insurance-overview{padding-top:84px;padding-bottom:72px}
.atelier-home .insurance-card{border-radius:7px;box-shadow:none!important;border-color:#dcd8ce;padding:30px;background:#fbfaf7;transform:none!important}
.atelier-home .insurance-card:hover{border-color:#ae8a51;background:#fffdf8}
.atelier-home .insurance-card h3{font-size:26px;font-weight:500;letter-spacing:-.04em}
.atelier-home .insurance-card-link{font-size:12px}
.atelier-home .insurance-tags span{border-radius:3px;background:#f0ece3;color:#6e5e43}
.atelier-home .cv-dental-entry{border-radius:6px;border-color:#dfd5c2;background:#f1ece2}
.atelier-home .cv-advisor{background:#14212b}
.atelier-home .cv-advisor-grid{grid-template-columns:180px minmax(0,1fr);gap:64px;max-width:1050px}
.atelier-home .cv-advisor-photo{width:180px;max-width:100%;overflow:visible;border-radius:0;background:none}
.atelier-home .cv-advisor-photo img{width:180px;height:216px;max-width:100%;border-radius:4px;object-fit:cover;object-position:center 24%;transform:none!important;transition:none}
.atelier-home .cv-advisor-photo:after{display:none}
.atelier-home .cv-advisor-copy h2 em{color:#e5c797}
.atelier-home .cv-advisor-photo figcaption{position:static;display:flex;flex-direction:column;gap:4px;margin-top:15px;border-radius:0}
.atelier-home .cv-advisor-photo figcaption strong{font-size:17px;line-height:1.4}
.atelier-home .cv-advisor-photo figcaption span{font-size:11px;line-height:1.6;color:#bcc5cb}
.ci-header .cv-lp-person{gap:18px}
.ci-header .cv-lp-person img{width:88px;height:106px;border-radius:4px}
.ci-header .cv-lp-person strong{font-size:21px}
.atelier-home .cv-decisions{padding-block:80px}
.atelier-home .insurer-gallery{padding-block:74px}
.atelier-home .insurer-gallery-head h2{font-size:clamp(30px,3.2vw,46px);line-height:1.15;max-width:650px}
.atelier-home .insurer-gallery-grid>div{border-radius:4px;box-shadow:none;border-color:#e4dfd5}
.atelier-provider-more{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:25px;align-items:center;border-top:1px solid #d9d1c3;margin-top:30px;padding-top:25px}
.atelier-provider-more h3{font:500 22px/1.4 'Manrope',sans-serif;letter-spacing:-.035em;margin:0 0 8px;color:#172331}
.atelier-provider-more p{font-size:14px;line-height:1.8;color:#60676d;max-width:70ch;margin:0}
.atelier-provider-more a{font-size:13px;font-weight:650;line-height:1.6;color:#73552d;text-underline-offset:6px;min-height:44px;display:inline-flex;align-items:center}
.atelier-knowledge{padding-block:84px;border-top:1px solid #ded8cc}
.atelier-knowledge .section-heading{align-items:end}
.atelier-knowledge-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px;margin-top:37px}
.atelier-guide{display:flex;flex-direction:column;min-width:0;border-top:1px solid #b7a17d;border-bottom:1px solid #ded8cc;padding:23px 0 27px;color:#172331;text-decoration:none}
.atelier-guide .cv-label{font-size:9px;color:#806440}
.atelier-guide h3{font:500 24px/1.3 'Manrope',sans-serif;letter-spacing:-.04em;margin:18px 0 15px;max-width:22ch}
.atelier-guide p{font-size:14px;line-height:1.8;color:#646b70;margin:0 0 23px;max-width:35ch}
.atelier-guide>span:last-child{margin-top:auto;font-size:12px;font-weight:650;color:#7e6035}
.atelier-guide:hover h3{text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:5px}
.atelier-knowledge-end{margin-top:27px;display:inline-flex;align-items:center;min-height:44px;color:#73552d;font-size:13px;text-underline-offset:5px}
.atelier-guide-article{max-width:880px;margin:auto;padding-block:65px}
.atelier-guide-article h1{font:400 clamp(35px,4.7vw,60px)/1.14 'Manrope',sans-serif;letter-spacing:-.05em;color:#172331}
.atelier-guide-article h1 em{font-family:'Playfair Display',serif;color:#8c6835;font-weight:400}
.atelier-guide-article p,.atelier-guide-article li{font-size:16px;line-height:1.95;color:#59636b}
.atelier-guide-article .article-intro{font-size:19px;line-height:1.85;color:#56616a}
.atelier-guide-article h2{font:500 26px/1.3 'Manrope',sans-serif;letter-spacing:-.035em}
.atelier-guide-article a:not(.cv-button){color:#785a31;text-underline-offset:4px}
.atelier-home .closing .closing-brand{display:none}
.atelier-home .closing{padding-block:75px;border-top:1px solid #ded8cc}
.atelier-home .site-footer{background:#101923}
.ci-header .site-footer .brand img{max-width:240px;height:auto}
.atelier-home .hero-copy .button:focus-visible,.atelier-guide:focus-visible{outline:2px solid #e9c78d;outline-offset:6px}
.atelier-home .atelier-hero a span[aria-hidden]{font-family:Arial,sans-serif}
.atelier-home .home-chapters{display:none}
/* The mobile picture is a separate content block. No action can cover a face. */
@media(max-width:1050px){.atelier-home .atelier-hero-shell{gap:30px;padding-block:48px}.atelier-home .atelier-hero h1{font-size:clamp(31px,4.2vw,45px)}.atelier-home .atelier-hero .hero-description{font-size:15px}.atelier-trust strong{font-size:21px}}
@media(max-width:760px){
 .atelier-home .atelier-hero-shell{display:flex;flex-direction:column;align-items:stretch;gap:30px;padding:37px 20px 26px;width:100%;max-width:none}
 .atelier-home .atelier-hero .hero-copy{padding:0;width:100%;max-width:none;order:0}
 .atelier-home .atelier-hero .eyebrow{font-size:9px;letter-spacing:.11em;margin-bottom:20px;line-height:1.8}
 .atelier-home .atelier-hero h1{font-size:clamp(34px,10.5vw,49px);line-height:1.14;letter-spacing:-.05em;margin:0 0 20px;overflow-wrap:normal;hyphens:none}
 .atelier-home .atelier-hero h1 em{font-size:.95em;letter-spacing:-.045em}
 .atelier-home .atelier-hero .hero-description{font-size:14px;line-height:1.8;max-width:46ch}
 .atelier-home .atelier-hero .hero-actions{gap:14px 21px;margin-top:24px;align-items:center;flex-direction:row}
 .atelier-home .atelier-hero .hero-actions .button{width:auto;max-width:100%;padding:13px 17px;min-height:48px;font-size:12px}
 .atelier-home .atelier-hero .hero-text-link{font-size:12px;min-height:44px;display:inline-flex;align-items:center;white-space:nowrap}
 .atelier-home .atelier-hero .hero-assurance{font-size:10px;margin-top:17px;max-width:none}
 .atelier-home .atelier-hero .hero-art{order:1;position:relative;inset:auto;width:100%;max-width:none;margin:0}
 .atelier-home .atelier-hero .hero-art img{position:static;aspect-ratio:3/2;width:100%;height:auto;border-radius:3px;transform:none!important}
 .atelier-home .atelier-hero .hero-art figcaption{font-size:9px;margin-top:10px;gap:12px}
 .atelier-trust .wrap{padding:21px 20px;gap:17px;grid-template-columns:1fr}
 .atelier-trust .wrap>div{gap:17px;display:grid;grid-template-columns:108px 1fr}
 .atelier-trust .wrap>div+div{border-left:0;border-top:1px solid #ffffff13;padding-left:0;padding-top:17px}
 .atelier-trust strong{font-size:21px}.atelier-trust span{font-size:11px;max-width:none}
 .atelier-home .insurance-overview{padding:48px 20px}.atelier-home .insurance-card{padding:24px}
 .atelier-home .insurance-card h3{font-size:25px}.atelier-home .cv-decisions,.atelier-home .insurer-gallery{padding-block:49px}
 .atelier-home .cv-advisor-grid{grid-template-columns:minmax(0,1fr);gap:26px}
 .atelier-home .cv-advisor-photo{display:flex;align-items:center;gap:19px;width:auto;max-width:100%}
 .atelier-home .cv-advisor-photo img{width:88px;height:106px;flex:none}
 .atelier-home .cv-advisor-photo figcaption{margin:0}
 .atelier-home .cv-advisor-photo figcaption strong{font-size:17px}
 .ci-header .cv-lp-person{gap:15px}
 .ci-header .cv-lp-person img{width:64px;height:77px}
 .ci-header .cv-lp-person strong{font-size:19px}
 .atelier-provider-more{grid-template-columns:1fr;gap:12px}.atelier-provider-more h3{font-size:21px}.atelier-provider-more p{font-size:13px}
 .atelier-knowledge{padding-block:49px}.atelier-knowledge-grid{grid-template-columns:1fr;gap:0;margin-top:25px}
 .atelier-guide{padding:23px 0}.atelier-guide+.atelier-guide{border-top:0}.atelier-guide h3{font-size:25px;max-width:27ch;margin-top:12px}
 .atelier-guide p{max-width:none;margin-bottom:15px}.atelier-home .closing{padding-block:49px}
 .ci-header .privacy-notice{padding:16px 17px;border-radius:7px;box-shadow:0 8px 40px #0002}
 .ci-header .privacy-notice p{line-height:1.6}.ci-header .privacy-notice h2{font-size:15px}.ci-header .privacy-notice-kicker{font-size:8px}
}
@media(max-width:359px){.atelier-home .atelier-hero-shell{padding-inline:17px}.atelier-home .atelier-hero h1{font-size:32px}.atelier-home .atelier-hero .hero-actions{gap:10px 17px}.atelier-home .atelier-hero .hero-actions .button{font-size:11px;padding-inline:14px}.atelier-home .atelier-hero .hero-text-link{font-size:11px}}
@media(prefers-reduced-motion:reduce){.atelier-home .atelier-hero *{animation:none!important;transition:none!important}}


/* Source: weitere-versicherungen.css */
/* November additions: keep the existing navy, warm white and gold branding. */
.site-header .main-nav{gap:18px;font-size:13px}
.site-header .main-nav .nav-more-insurance{color:#f0d3a0;border:1px solid #d8b78088;border-radius:5px;padding:8px 11px}
.site-header .main-nav .nav-more-insurance:after{display:none}
.site-header .main-nav .nav-more-insurance:hover{background:#ffffff0d;border-color:#d8b780}
.more-teaser{display:flex;align-items:center;justify-content:space-between;gap:40px;margin-block:0 70px;padding:36px 40px;background:#f0eee8;border:1px solid #ddd7cc;border-radius:10px}
.more-teaser h2{font-size:clamp(26px,3vw,38px);letter-spacing:-.04em;line-height:1.2;margin:13px 0}
.more-teaser p:not(.section-kicker){font-size:15px;line-height:1.75;max-width:620px;color:#59616b}
.more-teaser .button{flex-shrink:0;background:#172331;color:#fff;white-space:nowrap}
.advisor-header nav{gap:22px;flex-wrap:wrap;justify-content:flex-end}
.advisor-header nav [aria-current]{color:#92510b;text-decoration:underline;text-underline-offset:5px}
.more-layout{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.15fr);gap:clamp(40px,6vw,90px);padding-block:65px 80px;align-items:start}
.more-page .more-intro h1{font-size:clamp(46px,5.3vw,72px);margin:20px 0 24px}
.more-intro>p:not(.inquiry-overline){color:#5e6671;line-height:1.85;max-width:450px;margin-top:16px;font-size:15px}
.more-intro>p.more-lead{font-size:19px;color:#26323f;line-height:1.65}
.more-jump{margin-top:26px}
.more-steps{list-style:none;padding:28px 0 0;margin:30px 0 0;border-top:1px solid #ded9d0;display:grid;gap:22px}
.more-steps li{display:flex;gap:15px}.more-steps li>span{font-size:12px;color:#92510b;line-height:2;min-width:24px}
.more-steps strong{font-size:15px;font-weight:600}.more-steps p{color:#626a75;font-size:14px;margin-top:4px}
.more-direct{padding-top:24px;border-top:1px solid #ded9d0}
.more-page .more-card{scroll-margin-top:24px;padding:30px}
.more-page .more-card h2{font-size:29px;line-height:1.2;margin-top:9px}
.more-types{padding:0;margin:0;border:0;min-width:0}
.more-types legend{font-size:14px;font-weight:600;padding:0;margin:0 0 5px}
.more-types>p{font-size:12px;color:#626a75;margin:0 0 13px}
.more-types-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px}
.more-types-grid label{display:flex;align-items:center;gap:9px;padding:11px 10px;min-height:47px;border:1px solid #d8d4ce;border-radius:5px;font-size:13px;line-height:1.4;cursor:pointer}
.more-types-grid label:last-child{grid-column:1/-1}
.more-types-grid label:has(input:checked){background:#fbf3e6;border-color:#a7732f}
.more-types-grid input{width:17px;height:17px;accent-color:#92510b;flex-shrink:0;margin:0}
.more-types-grid span{overflow-wrap:anywhere}
.inquiry-field textarea{font:400 16px/1.6 'DM Sans',Arial,sans-serif;color:#172331;box-sizing:border-box;display:block;resize:vertical;min-height:105px;width:100%;max-width:100%;border:1px solid #d6d2cb;border-radius:6px;padding:12px 13px;background:#fff}
.inquiry-field textarea:focus-visible{outline:3px solid #c26b10;outline-offset:3px}
.inquiry-field textarea::placeholder{font-size:14px;color:#737a83}
.inquiry-field textarea:disabled{background:#f3f1ed;color:#626a75;cursor:wait}
.inquiry-message small,.inquiry-field [data-more-form-link]{font-size:12px;font-weight:400;line-height:1.7;color:#626a75}
.inquiry-field [data-more-form-link] a{color:#875016;text-decoration:underline;text-underline-offset:3px}
.more-page .inquiry-contact-fields{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.search-empty .search-more-insurance{margin-top:24px;line-height:1.7}
.search-more-insurance a{display:inline-block;min-height:44px;padding-block:8px;color:#875016;text-decoration:underline;text-underline-offset:3px}
@media(min-width:1200px) and (max-width:1380px){
 .site-header{gap:14px;padding-inline:3%}
 .site-header .brand{width:190px}.site-header .brand img{max-width:100%}
 .site-header .main-nav{gap:12px}
 .site-header .header-actions{gap:10px}
 .site-header .header-phone{display:flex}
 .site-header .header-actions .button{padding-inline:14px;font-size:12px}
}
@media(max-width:1199px){
 .site-header .main-nav{position:absolute;top:100%;left:0;right:0;margin:0;display:none;flex-direction:column;padding:15px 24px 22px;background:#172331;box-shadow:0 15px 24px #14233120;border-bottom:1px solid #ffffff22;gap:3px;font-size:15px;max-height:calc(100dvh - 90px);overflow-y:auto}
 .site-header .main-nav.is-open{display:flex}
 .site-header .main-nav a{display:block;max-width:none;width:100%;padding:11px 0;min-height:44px}
 .site-header .main-nav .nav-more-insurance{padding:11px 13px;margin-block:4px}
 .site-header .menu-button{display:block}.site-header .header-phone{display:flex}
}
@media(max-width:900px){
 .advisor-header{flex-wrap:wrap;gap:12px}.advisor-header nav{gap:18px;font-size:13px}
 .more-layout{gap:34px;grid-template-columns:1fr 1.1fr}.more-page .more-card{padding:22px}
 .more-page .inquiry-contact-fields{grid-template-columns:1fr}
 .more-teaser{padding:28px;flex-direction:column;align-items:flex-start;gap:22px}
}
@media(max-width:700px){
 .advisor-header>a{width:175px}.advisor-header nav{width:100%;justify-content:space-between;gap:4px 15px}
 .advisor-header .advisor-header-phone{display:flex!important}.advisor-header nav a{font-size:12px;min-height:40px}
 .more-layout{grid-template-columns:1fr;gap:30px;padding-block:35px 45px}
 .more-intro>p:not(.inquiry-overline){max-width:none}.more-intro>p.more-lead{font-size:17px}
 .more-steps{display:none}.more-direct{margin-top:26px;padding-top:19px}.more-direct>a:first-of-type{font-size:25px}
 .more-page .more-card{padding:24px 20px}.more-types-grid label{font-size:12px;padding:10px 8px}
 .more-page .more-card h2{font-size:27px}.more-teaser{margin-bottom:40px;padding:24px}.more-teaser .button{width:100%;white-space:normal}
}
@media(max-width:360px){.more-types-grid{grid-template-columns:1fr}.more-page .more-card{padding:21px 16px}}